Klarna Reviews 

585,913
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 84,185 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly love how simple and incredibly convenient it is to split payments into manageable installments without dealing with unexpected hidden fees or interest. Consumers frequently mention that the platform helps them budget effectively for everything from everyday family needs to unexpected financial emergencies. However, some people mentioned that their purchases were unexpectedly declined or they faced ongoing trouble with identity verification. A few other individuals also felt frustrated when virtual cards failed to work properly during in-person checkouts or when recent app changes made navigation much slower.

What people talk about most

Payment

Customers consistently note positive experiences with payment, highlighting the convenience of flexible... See more

User experience

Consumers find user_experience to be positive, highlighting how easy and simple the platform is to navigate.... See more

Service

Clients share positive opinions on service, noting that the flexible payment options make purchases easy and... See more

Application

Reviewers highlight positive aspects of the app, finding it very convenient for managing purchases and... See more

Product

Reviewers mention positive feedback about product purchases, noting how installment plans and zero interest... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Klarna is the best platform to buy your utmost desired and high price products with very easy installment plans with zero interest rate. I also Using Scala Pay but they oftenly rejected purchased with... See more

Company replied

Rated 5 out of 5 stars

Everytime I use Klarna has been easy to use and understand...I appreciate the ability to pay over time because it doesn't kill my bank account all at once. They are very informative of the standing of... See more

Company replied

Rated 5 out of 5 stars

Easy payment option and breaks out in smaller payments, which is easier on ones budget plan. Also, you don't have to worry about any interest fees which isna svings in itself. Overall great app!

Company replied

Rated 5 out of 5 stars

I love the variety options that I can use with Klarna, even DoorDash! I also enjoy the ability to pay the rest of my bill in full as an option instead of having to keep paying even 2 weeks!

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

586K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(585,913)

213,171 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I love it because I use it in every…

I love it because I use it in every store I can to pay for my purchases

August 22, 2026
Klarna logo

Reply from Klarna

Thank you for your lovely review, Christina. We love hearing that you love using Klarna in every store you can for your purchases.😊

Klarna Team

Rated 5 out of 5 stars

I love Klarna

I love Klarna . Is my favorite App to Buy now and Pay later .

August 26, 2026
Klarna logo

Reply from Klarna

Thank you for your review, Karla! We love hearing that you love Klarna, that it's your favorite app, and that Buy now and Pay later works great for you. Thank you for your support. 💜

Rated 5 out of 5 stars

Klarna is a very helpful and…

Klarna is a very helpful and respectable service for me. It has afforded me to purchase items and trust in me. That means a great deal to me!

August 26, 2026
Klarna logo

Reply from Klarna

Thank you so much for sharing this, Bridget! It truly means a lot to us knowing that you feel valued and supported. We appreciate your trust in Klarna 💙

Klarna Team

Rated 5 out of 5 stars

Klarna is easy to use and can be used…

Klarna is easy to use and can be used in most stores. The process is always easy and the pay schedule is even better. It helps me maintain my family on a bugget. Best app ever

August 26, 2026
Klarna logo

Reply from Klarna

Thank you for the amazing review, Tesha! We're thrilled to hear that Klarna is easy to use and can be used in most stores, that the process is always easy, and that the pay schedule is even better. Knowing that it helps you maintain your family on a budget makes us so proud of what we do. Best app ever? That just made our day. 💜

Rated 5 out of 5 stars

I’m enjoying every step of the way with…

I’m enjoying every step of the way with Klarna! Very reliable and convenient! The 3 months interest free payments are great!

August 26, 2026
Klarna logo

Reply from Klarna

Thank you so much, Letty! We're thrilled to hear you're enjoying your experience with us and finding the interest free payments helpful 💙

Klarna Team

Rated 5 out of 5 stars

great service

A great way to purchase with no interest

August 26, 2026
Klarna logo

Reply from Klarna

Happy to hear you love the interest free experience! Thanks for sharing your feedback.

Rated 1 out of 5 stars

Customer Service Experience Review


I am deeply disappointed with the terrible customer service and complete lack of professionalism I experienced.
I originally contacted customer service yesterday because my card was frozen for security reasons. The representative assured me it would only take a few minutes to reactivate. When it was still not working today, I called again, only to be told I had to pay off my balance. I explained that I pay my bills every month on the 25th like clockwork and had already paid off 11,100 SEK. The agent put me on hold, saying he would check into it—and then simply hung up on me.
Hanging up on a customer instead of providing help or answers is completely unacceptable. The representatives operate like robots with no actual authority or capability to solve simple issues, hiding behind unnamed handläggare (case officers) who apparently cannot be reached.
Customers are expected to maintain respect, but the agents can act however they want, lie about call-backs, and disconnect calls whenever a situation becomes convenient for them. This level of poor service and disrespect is terrible. Fix your processes and train your staff to handle customers properly.

August 26, 2026
Unprompted review
Rated 2 out of 5 stars

Too long on a dispute for merchandise…

Too long on a dispute for merchandise not received

July 21, 2026
Klarna logo

Reply from Klarna

Hi Teressa, we certainly understand that the time it takes to investigate an issue can be frustrating and we do apologize for the delay. For more information about the process of this, please visit us at https://www.klarna.com/us/help/delivery-and-returns/there-s-something-wrong-with-my-order-do-i-have-to-pay/.

Rated 5 out of 5 stars

Easy

Company makes it fast and easy at checkout especially now for back to school.

August 22, 2026
Klarna logo

Reply from Klarna

Thank you for the kind words! So glad Klarna is making your back to school shopping easier 💙

Klarna Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look