XE.com Reviews 

86,726
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 6,519 reviews, reviewers overwhelmingly had a great experience with this company. People often highlight the fast and reliable money transfers, explaining that the online platform is remarkably simple to navigate and provides great overall value. Consumers deeply appreciate being able to send funds internationally with complete confidence, noting that standard transactions are completed smoothly, securely, and very efficiently. However, some people mentioned that unexpected fees can occasionally arise and exchange rates may fluctuate during the transfer process. However, some customers also noted occasional transaction delays, explaining that certain payments took much longer than expected to finally reach their intended destination.

What people talk about most

Service

Customers had positive experiences with service, highlighting fast and efficient money transfers at great... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting significant delays and money left in limbo for over... See more

User experience

Users describe positive interactions with user experience, highlighting that the application and website are... See more

Price

Clients share positive opinions on price, highlighting that rates are competitive and low fees make transfers... See more

Response time

Consumers find response time to be ambiguous, reflecting a wide range of differing experiences. Some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The transfer took place very quickly. I was disappointed though that I didn't receive. email notification that the transaction had taken place. Also now there is a fee for transfers which wasnt... See more

Rated 4 out of 5 stars

Had a problem with a transfer. It took them 24 hours to identify the problem and email me back. In the meantime I used another service which had the same problem and identify it within 10 mins and i c... See more

Rated 4 out of 5 stars

Relatively easy site to use. Funds were transferred to the bank account within 4 days. I took a star away because even though I signed up for all the alerts and notifications on the transaction, I... See more

Rated 4 out of 5 stars

I trust XE to handle funds conversion and transfer. They may not be the fastest in the transfer itself, but their no-fee policy is worth it, most of the time. If I need to do a more rapid transfer I u... See more


Company details

  1. Money Transfer Service
  2. Currency Exchange Service

About XE.com

Written by the company

The World’s Trusted Currency Authority

For 30 years, individuals and businesses around the world have trusted Xe with their international money transfer and foreign currency needs. Whether you’re in search of competitive rates or a quick money transfer across the world, we want to give you a seamless experience that will help you save time and money.

Live Exchange Rates

Looking to know the exchange rate from the Pound sterling to the Indian rupee, right at this second? We have the answers for you. You can check live mid-market exchange rates for all major global currencies on the Xe Currency Converter. Our rates are accurate to the minute, and we also have a trove of historic currency data from the last 10 years.

Fast Money Transfers to 130+ Countries

Ready to send money? It’s a quick process. You can initiate a money transfer on our website and in our mobile app 24/7, within just a couple of minutes. Once the transfer is confirmed, it will travel quickly, with many of our transfers completing within the day. You’ll never wonder where your money is: we’ll communicate with you every step of the way, and you can track the status of your money transfer in our app.

Dedicated Service

Need anything? We’re here for you. We know that initiating an international money transfer online can be nerve-wracking, and we want to ensure that you have everything you need to feel safe and confident throughout the process. If you have questions or would like additional help with your money transfer, our currency experts are available by phone and online to walk you through the process and address any questions.

Send money globally
Refer a friend
Download Xe app
Check live rates
Set rate alerts

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

87K reviews

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4.4

All reviews

(86,726)

6,194 reviews in the last 12 months

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Rated 3 out of 5 stars

Canceling a Transfer

I was transferring funds to someone, and his name was very similar to another on my list. I sent the funds to wrong person, immediately realized the mistake and spent two hours on a Saturday trying to correct it. I received several emails about the transfer and each time I responded that it need to be canceled. Finally, 48 hours later, on Monday I received information that it would be canceled.

August 30, 2026
Rated 1 out of 5 stars

Sent funds got email to say money had…

Sent funds got email to say money had been sent but it did not arrive when rang Xe found it had not been sent
Very disappointing.

September 5, 2026
XE.com logo

Reply from XE.com

Hello Kenneth,

Thank you for your feedback. We're sorry that your experience was not what you expected. 

We want our customers to have a great experience. We’ll use your comments to help us improve our service. 

You can get answers to your questions and contact our teams via the [Xe Help Centre](https://help.xe.com/hc/).

Rated 5 out of 5 stars

I have been with this company for many, many years

I have been with this company for many, many years and I have not had any problems with them. You put your money in and they tell right away how much you will get in the exchange. If you are happy you press go.
Your money arrives in your other bank very quickly. I am pleased to recommend them to new customers and feel that they have always given me good service and I plan to stay with them until I can no longer go abroad, hopefully that will be a long time.

August 29, 2026
Rated 2 out of 5 stars

Hold Onto Your Money Without Sufficient Notification

I pay for immediate transfer and they fail to complete the transfer. A couple days later I find out they sent me an email. The app does not prominently notify me that an email has been sent, so I keep checking the app, wondering why the money hasn't been transferred. It's a small amount of money, max transfer $2000 and max transfer that month maybe $4000 at most. (Previous months $1000 at most.) They have good rates but they make good money holding onto other people's money those few days that it takes for people to realize that they've been emailed. Not everybody checks their emails every day, and you would assume that any delay would warrant a prominent notification in the app with a way to respond in the app, or at least a clear notification to check emails.

May 12, 2026
XE.com logo

Reply from XE.com

Dear Andrea,

Thank you for giving us feedback on the time it took for your recipient to receive your transfer.

We’re sorry that this was not what you were expecting.

We want our customers to have a great experience. We’ll use your comments to help us improve our service.

You can get answers to your questions and contact our teams via the [Xe Help Centre](https://help.xe.com/hc/).

Rated 3 out of 5 stars

large transfers not managed well

I like the qrcode facility for connecting to my bank. It Would have been better to know it was only for £20k maximum.

Bad rating for my large transaction, in 2 transfers to you over 2 days, which I completed as quickly as possible. I received a nasty email saying my payment was overdue for the contract, etc, etc. The contract was prepared over the phone with a senior account manager who set the deal at 2 days. I said that is not possible to get my funds from the international account to you that quickly. She said we can give you up to 7 days. Moreover, I was told she is my personal account manager but I do not have direct access to her via phone nor email. This for me is disconcerting. I received an email from her saying all the money was received which was a relief, only to receive another saying she was looking at the wrong contract. I need this money to get to Canada per the contract, asap. Please help.

September 5, 2026
XE.com logo

Reply from XE.com

Dear Catherine,

Thank you for your feedback. We’re sorry that you’ve had a disappointing / difficult / frustrating experience.

I can see that my colleague has already reached out to help you today.

Please do reach out to us if you need any further help - [you'll find our contact details here.](https://help.xe.com/hc/en-gb/p/contact-us)

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