Sparekassen Danmark Reviews 

3,428
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Excellent service once you get in contact. Always had quick, easy to understand, informative replies to enquiries. For those who experience it, inactive accounts can get temporarily closed (fr... See more

Company replied

Rated 5 out of 5 stars

Sparekassen danmark is an amazing bank. The bank advisors are so helpful, easy to talk to and quick to answer. They definitely help make my life easier when it comes to finances and super helpful w... See more

Company replied

Rated 4 out of 5 stars

Great bank, great service. Only thing is that you cannot put money (coins) in you account on Sjælland. I find it quite annoying that my children cannot put their savings in coins into the bank accoun... See more

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Rated 5 out of 5 stars

We approached this bank for a home loan. The representative guided as well through the steps patiently and was willing to explain clearly every doubt we had throughout the process. The experi... See more

Company replied

Company details

  1. Bank
  2. Asset Manager Service
  3. Car Finance and Loan Company
  4. Financial Institution
  5. Loan Agency
  6. Savings Bank

Written by the company

Vi er Sparekassen Danmark - Vi har oprigtig interesse i den enkelte kundes liv og forretning – og hjælper med at realisere drømme gennem værdifuld rådgivning for både privat- og erhvervskunder. Som garantsparekasse tager vi samfundsansvar og bidrager til lokal udvikling. Vi har ingen aktionærer, så vi tænker og handler mere langsigtet – og træffer beslutninger ud fra sund fornuft.


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4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.6

All reviews

(3,428)

572 reviews in the last 12 months

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Rated 1 out of 5 stars

Stay away

Stay away - extremely slow (don't respond to messages), non-trustworthy, expensive --- by far the most incompetent bank on the Danish market.

September 1, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hej Michael

Vi kan desværre ikke indgå i dialog om enkeltsager her på Trustpilot af hensyn til Persondatalovgivningen.

Jeg skal oplyse dig om, at hvis du ønsker at sende en klage, kan dette gøres til klageansvarlig@spard.dk.

Med venlig hilsen
Jeanette Prang Poulsen
Sparekassen Danmark

Rated 5 out of 5 stars

I'm very happy to have had the…

I'm very happy to have had the opportunity to work with your company. The helpfulness and professionalism of Kristian Slæbo Petersen and the entire team made this collaboration very satisfying, allowing me to purchase a home and helping me understand all the bureaucratic issues. I will definitely recommend your company and wish you all great success.Best Regards, Alina Marica.

August 20, 2026
Unprompted review
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Reply from Sparekassen Danmark

Thank you for your wonderful review, Alina.

We are delighted to hear that your collaboration with Kristian Slæbo Petersen and our team has been such a positive experience. Helping our customers navigate the home-buying process and understand the practical and administrative aspects involved is something we take great pride in.

Thank you for your kind words and recommendation. We have made sure to pass your compliments on to Kristian.

We wish you all the best in your new home and look forward to continuing our collaboration in the future.

Best regards,
Jeanette Prang Poulsen
Sparekassen Danmark

Rated 5 out of 5 stars

We had an excellent experience with…

We had an excellent experience with Sparekassen Danmark, especially with our advisor, Kristoffer Kjær Nielsen. As first-time home buyers in Denmark and non-Danish residents, we contacted several banks before making our decision. Sparekassen Danmark stood out by offering not only the most competitive and fair mortgage terms, but also by providing the highest level of personal service.

Kristoffer was always patient, responsive, and took the time to explain every step of the process clearly. He made what could have been a stressful experience feel straightforward and well organized. We always felt that he genuinely cared about helping us find the best solution rather than simply selling a product.

We truly appreciate his professionalism, friendliness, and dedication throughout the entire home-buying journey. We highly recommend Kristoffer and Sparekassen Danmark to anyone looking for reliable, transparent, and customer-focused banking advice, especially international clients purchasing a home in Denmark.

Thank you again for helping us make our dream of owning a home come true!

July 23, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hej Benyamin

Thank you so much for your kind and detailed review.

We are delighted to hear that you had such a positive experience with Sparekassen Danmark and especially with Kristoffer. Buying your first home is a significant milestone, and we understand that navigating the Danish housing and mortgage market as international clients can add extra complexity to the process.

It is wonderful to know that you found our mortgage terms competitive and fair, and that the personal approach, responsiveness, and clear communication helped make the journey smooth and reassuring. We strongly believe that good advice starts with understanding our customers’ individual needs, and we are pleased that you felt supported every step of the way.

We will be sure to share your kind words with Kristoffer.

Recognition like yours means a great deal to us and to our advisors, who are committed to providing professional, transparent, and customer-focused service.

Thank you for placing your trust in us and for your warm recommendation. We wish you many happy years in your new home and look forward to assisting you in the future.

Best regards,
Jeanette Prang Poulsen
Sparekassen Danmark

Rated 5 out of 5 stars

Very responsive bank when buying an…

Very responsive bank when buying an apartment, easy to reach out.

June 16, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hi Elysa

Thank you very much for your review. We are very pleased that you are satisfied with Sparekassen Danmark.

Congratulations on your apartment, and have a wonderful summer!

Best regards
Jeanette Prang Poulsen
Sparekassen Danmark

Rated 5 out of 5 stars

Outstanding personal service

Outstanding personal service, mortgage expertise, and genuine customer care
We recently worked with Privatkunderådgiver Oliver Drachmann-Sonne at Sparekassen Danmark, first for arranging our mortgage and subsequently for opening a new account for our 13-year-old son.
Oliver handled our mortgage process in a remarkably friendly, professional, and efficient manner. The entire procedure was smooth, transparent, and stress-free, which made a significant difference during what can often be a complex process. His supportive and attentive approach built strong confidence and trust from the very beginning.
Building on this positive experience, we were delighted to introduce our son Nick as a new customer. Oliver once again provided exceptional service — responding promptly with warmth and patience, making the account opening process welcoming and straightforward even for a young entrepreneur.
We are thoroughly impressed by Oliver’s consistent high standard of service and the customer-centric culture at Sparekassen Danmark. His professionalism, kindness, and efficiency have turned us into not only satisfied customers but also loyal advocates. We have already recommended both Oliver and the bank to others.
Thank you, Oliver, and the entire team at Sparekassen Danmark for delivering banking that feels truly personal, trustworthy, and efficient.

May 12, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hi Edwin

Thank you so much for your remarkable review.
We are very happy to be able to help you and your family and are looking forward to many more years of cooperation.
We will forward your praise and kind words to Oliver straight away!

Have a lovely weekend!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Finally a bank in Denmark that truly treats you equally!

This has honestly been my best banking experience in Denmark after 6 years of living here.

As a professional who moved to Denmark for work, I have unfortunately experienced a noticeable difference in how foreigners are treated compared to Danish customers when it comes to banking services. It can sometimes feel unnecessarily complicated or less accommodating.

That’s exactly why my experience with Sparekassen Danmark stands out.

From start to finish, everything has been handled professionally, transparently, and with genuine care. I always felt taken seriously and well-advised, which made a complex process like mortgage refinancing much easier and stress-free.

A special thanks to my advisor, **Kim Foss Lund** at the Frederiksberg branch, who went above and beyond throughout the entire journey. His guidance, responsiveness, and willingness to explain every detail clearly made a huge difference.

I truly felt treated as a valued customer — not as a “foreigner navigating the system”.

Highly recommended.

April 7, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hi Amirhossein

We are happy to hear about your experience with us.
I will forward your kind words to Kim and his team straight away.
We are looking forward to the cooperation with you in the years to come.

Have a nice day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Sparekassen danmark is an amazing bank

Sparekassen danmark is an amazing bank. The bank advisors are so helpful, easy to talk to and quick to answer.
They definitely help make my life easier when it comes to finances and super helpful with selling and buying out apartment. Cannot recommend enough

February 1, 2026
Unprompted review
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Reply from Sparekassen Danmark

HI Alma

Thank you very much for your review.

It means a lot to us to hear that you have had a positive experience with our advisory services.

We truly appreciate your recommendation and look forward to continuing to help you.

Have a great weekend.

Med venlig hilsen

Anne Marie Kjærgaard Jensen
Sparekassen Danmark

Rated 5 out of 5 stars

Excellent service

Excellent service once you get in contact. Always had quick, easy to understand, informative replies to enquiries.

For those who experience it, inactive accounts can get temporarily closed (frozen? locked?) and it is a headache to get in contact because the online messaging do not work anymore. (They will get in contact if you leave review here.)

Hopefully this will be fixed in the future, to make for an even smoother experience.

Thanks for sorting out my problem.

January 17, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hi Cintia

Thank you for your kind feedback. We are very happy to help you.
I can add, that our Customer Service (+4582229000) is ready to answer calls weekdays 8 am to 8 pm and weekends 8 am to 6 pm. Or you can write an e-mail to mail@spard.dk. Then we will get back to you as soon as possible.

Thank you - and have a nice day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Highly recommend

I am a customer for more than a year, and always enjoyed the bank. All the questions and requests answered fast and professionally. The app is continuously developing and got improved. Can highly recommend the bank.

January 16, 2026
Unprompted review
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Reply from Sparekassen Danmark

Hi Olga

Thank you for letting us know that you are a happy customer - that means a lot to us!
Have a lovely day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Nice customer service and advice

I changed my bank to Sparekassen as it was much easier to get a loan there. Everything was very easy and straight forward. Oliver from this bank helped me a lot and he is very nice person and always helps me very fast and easy. I really like this bank and their customer service.

November 1, 2025
Unprompted review
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Reply from Sparekassen Danmark

Dear Fatemeh

Thank you very much for your kind words. It is nice to hear that everything was to your satisfaction.
We will deliver the 5 stars to Oliver.

Have a nice weekend!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Highly Recommended!

Highly Recommended!
Exceptionally professional and efficient service. They consistently provide thoughtful suggestions while keeping the customer’s wishes at the center of every decision. I am extremely satisfied and truly appreciate their dedication. 👍

November 17, 2025
Unprompted review
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Reply from Sparekassen Danmark

HI Anabela

Thank you very much for the five stars you send our way and thank you for sharing your experiences with us, we really appreciate it.

Thank you for the warm recommendation, have a great weekend.

Best regards

Anne Marie Kjærgaard Jensen
Sparekassen Danmark

Rated 1 out of 5 stars

Responsibility

Thank you for your reply, but unfortunately I still have not received a clear answer to my concern.
Referring me back to the same person neither resolves the issue nor shows any accountability from the bank.
It would have been more appropriate to remind your colleague to contact me as soon as possible.
In any case, after this experience, I no longer have any interest or intention to continue any cooperation or communication with your bank or your colleague.

kind regards
Payam

August 27, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Payam

We are sorry that you feel this way.
As written in your former review, we were not sure if you wanted the advisor to contact you - that is why we answered the way we did.

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Very friendly and helpful

Overall, a great experience getting a loan with Sparekassen, very friendly people, and very helpful.

Nimet went above and beyond to help me, and I am really grateful for that.

October 3, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Sergiu

Thank you so much for your kind word - I will forward them to Nimet!

Have a nice weekend!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

We’ve had a very positive experience…

We’ve had a very positive experience with this bank. The service is helpful, efficient, and far more responsive than what we experienced with our previous bank. It’s reassuring to know that even when things are busy, support is still timely and reliable. A special thanks to our advisor for going the extra mile—we truly appreciate the dedication.

August 15, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Saruch

Thank you so much for your kind and positive words - and for putting in the time and effort to sharing that with us here.
We are looking forward to cooperating with you in the future as well!

Have a nice day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Great experience

Great experience with bank and all staff.Especially thankful for Mr.Traveen and his team…i really appreciate all the good service he provided.🙏🙏🙏🙏

May 7, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Rajiv

Thank you for your kind review - we will make sure that the Støvring department will recieve this.

Have a great day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Professional and friendly banking…

Professional and friendly banking relationship. Moving from London, we're not used to having such a personal relationship with a bank, but that's what we have received from Oliver Rosenkilde and his team at Sparekassen. Oliver and his team provide us with valuable counsel and advice. Correspondence with Oliver has been prompt, cordial and informative. We never had to deal with a robot, always a person and always the same person - Oliver. we wish more " premier financial institution" would follow their lead and return to the good old days of personal banking.

February 14, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Husni

Thank you very much for your review of Oliver and Sparekassen Danmark - that means a lot to us.
We are looking forward to having you as customers in many years to come!

Have a nice day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Sparekassen with 5 star rating

We are extremely pleased with Sparekassen.
Kim Foss Lund has helped us in securing the house loan. He has provided us with lots of information and was always available for all the questions we had.

Kim had made sure the process is seamless and without any hassle. He had guided us all the way and was kind and super fast to help us and make sure we had the right advice regarding our loan, finances, pensions and many more.

I would like to thank Sparekassen Frederiksberg and Kim for securing us the house loan.

I recommend Sparekassen heavily to all the ones who are looking to get a house Loan.

Best regards,
Amit

January 15, 2025
Unprompted review
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Reply from Sparekassen Danmark

Hi Amid

Thank you very much for your recommandation of Kim and our department in Frederiksberg.
We are very happy that you got all the help that you needed and the house loan worked out perfectly.

We are looking forward to having you as our customer in many more years to come.

Have a nice day!

Kind regards
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

From 5 banks and 3 countries, the best agent of all

We recently moved to Denmark and had to pick a bank. Coming from Canada we had that expectation with banks.

When we got to pick this bank we got Cille Severin Sørensen as our representative and that just made it so special!

She has been the best bank advisor we have had in the 3 countries and 5 banks we have been with.

She is always available to answer the questions, she accommodates to our schedule (which no one else ever does), she takes the time to explain things, and most importantly she help us with all we need.

So far I don't have complaints with the bank, but I can say I'm so happy to have Cille with us!

December 20, 2024
Unprompted review
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Reply from Sparekassen Danmark

Hi Gabriel

Thank you so much for your positive review. I will send the kind words to Cille.
We look forward to help you in the future as well!

Kind regards and a happy new year
Anja Søndergaard Nielsen
Sparekassen Danmark

Rated 5 out of 5 stars

Good service and quick response

We approached this bank for a home loan. The representative guided as well through the steps patiently and was willing to explain clearly every doubt we had throughout the process.

The experience was hassle free and also easy.

We definitely recommend this bank to work with the investment and finances.

Best

July 1, 2024
Unprompted review
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Reply from Sparekassen Danmark

Hi Juliet

Thank you very much for your kind words - we appreciate the time and effort you put into sharing this postive experience with us all.

Have a nice day!

Kind regards
Anja Søndergaard Nielsen
Kundeservice
Sparekassen Danmark

Rated 5 out of 5 stars

Nice bank to choose for all your needs

The bank truly understands your needs and supports you in every aspect. All the processes are seamless, and the staff are especially nice and supportive. They explain all your questions thoroughly and clearly. I'm very happy to have moved my account from my previous bank to Sparekassen.

November 8, 2024
Unprompted review
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Reply from Sparekassen Danmark

Hi Samit

Thank you very much for your kind words to our department in Frederiksberg. We are happy to be able to help you.

Have a nice weekend!

Kind regards
Anja Søndergaard Nielsen
Kundeservice
Sparekassen Danmark

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