CredAbility is the first and only app of its kind that I have used, so comparisons are not possible. That said, the app has provided me with a great deal of comfort especially given the information av... See more
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Review summary
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What people talk about most
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I am usually apprehensive around emails and finance even when I have searched for advice online,however CredAbility and their well designed app has made it so simple to use without one minute of h... See more
Company replied
Credit worthiness made simple. Credibility is one of best credit reference agencies available with clear and up to date information on your credit file both on their website or application. Signing... See more
Company replied
Company details
Written by the company
At CredAbility, we think your money should work for, well, you! Get your credit score and credit report for FREE , for life, and see what lenders see about you. Check your eligibility and compare loans and credit cards to find a better deal on borrowing. Achieve your goals: from improving your score to buying new digs, there’s an Action Plan for that. Welcome to the world beyond your credit score.
Contact info
Orange Tower, MediaCityUK, M50 2HF, Salford, United Kingdom
- hello@credability.co.uk
- credability.co.uk
4.2
Great
1K reviews
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Reply from CredAbility
This is great to hear, thank you so much!
The CredAbility Team
Credibility will help me get my…
Credibility will help me get my finances back on track 👍👍👍👍👍
January 29, 2026
Unprompted review
Reply from CredAbility
Thank you for the positive review, we really appreciate it!
The CredAbility Team
The right advice regarding my credit…
The right advice regarding my credit score and now I am better off with new cards and credit limits. Thank you
January 29, 2026
Unprompted review
Reply from CredAbility
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The CredAbility Team
Excellent service and great guide
This has really been helpful for building my credit score. Only thing is it does go up and down which us slightly confusing at times. Especially if I pay my bills on time and money is paid back well before they have time to add interest. However I know where I stand and advice is given on how to improve your score I've been with them for years now and it's great knowing what my score is and getting the chance to look at all kinds of credit cards loans etc that are right for me and pre approved. I would definitely tell family and friends to use this company best thing I have done.
January 28, 2026
Unprompted review
Reply from CredAbility
Thanks for the 5-star rating. We hope you continue to enjoy the features of our app. If you have any feedback or suggestions, please write to us at hello@credability.co.uk. We would love to hear from you!
The CredAbility Team
Didn't help me what so ever
October 18, 2025
Unprompted review
Reply from CredAbility
Thank you for taking the time to share your review. We’re sorry to hear about your recent experience.
To help us understand this in more detail, please reach out to us at hello@credability.co.uk.
The CredAbility Team
Really easy to use app
Really easy to use app. Clearly laid out and use friendly. I’ve tried others but sticking with this one
January 24, 2026
Unprompted review
Reply from CredAbility
Thanks for the 5-star rating. We hope you continue to enjoy the features of our app. If you have any feedback or suggestions, please write to us at hello@credability.co.uk. We would love to hear from you!
The CredAbility Team
Easy to check your report
Easy to check your report. You are able to see what offers there maybe for you. Able to see all your information on your credit cards etc
January 21, 2026
Unprompted review
Reply from CredAbility
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The CredAbility Team
Very clear delivery of credit profile…
Very clear delivery of credit profile units for good understanding of what needs to be done for improvement.
January 11, 2026
Unprompted review
Reply from CredAbility
Thank you for your feedback. This is exactly what we are trying to achieve with CredAbility. If you think of any suggestions, then please let us know and we will pass them on to our Product Team. you can do so via the Feedback section of your account, or by emailing hello@credability.co.uk.
Sincerely,
The CredAbility Team
Easy Application
It was was easy to sign up and to get a loan search done. The only problem is they keep saying I have an offer which is always the same but at 79% APR I am not interested.
December 2, 2025
Unprompted review
Reply from CredAbility
Thank you for your review!
Unfortunately, we are not in control of the terms of the offers that you receive, this is dictated by the lenders themselves.
I hope this helps.
Kind regards,
The CredAbility Team
Reply from CredAbility
This is great to hear, thank you so much!
The CredAbility Team
Reply from CredAbility
Thank you for taking your time to leave a review, although we are sorry to hear that you are unhappy with our services.
To help us understand in more detail why we have not been of much help, please reach out to us at hello@credability.co.uk. Our team would love to hear any suggestions you have and would be more than happy to help with any queries.
Thank you,
The CredAbility Team
Great app
Great app, easy to use and keep on top of your credit score. Perfect
January 21, 2026
Unprompted review
Reply from CredAbility
Thanks for the 5-star rating. We hope you continue to enjoy the features of our app. If you have any feedback or suggestions, please write to us at hello@credability.co.uk. We would love to hear from you!
The CredAbility Team
Easy to use great choice of companies
Easy to use great choice of companies
January 21, 2026
Unprompted review
Reply from CredAbility
Thank you for the positive review, we really appreciate it!
The CredAbility Team
Reply from CredAbility
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The CredAbility Team
I do not understand why I don’t have a…
I do not understand why I don’t have a perfect credit score
January 14, 2026
Unprompted review
Reply from CredAbility
Thank you for taking your time to leave a review, although we are sorry to hear that you believe your score should be higher.
If there is any specific reasons you believe this to be the case, please contact us at hello@credability.co.uk and we will be more than happy to answer your query and to give you extra tips on how to improve your credit score.
Thank you, and again, we are sorry for any inconvenience.
The CredAbility Team
Reliable servireliable
Reliable service and get to see how accurate credit score
January 14, 2026
Unprompted review
Reply from CredAbility
This is great to hear, thank you so much!
The CredAbility Team
Easy to use and always helpful to plan…
Easy to use and always helpful to plan and use my cards and helps to assist when apply for any new credit you need. Has a customer service which is straight forward and easy to access.
January 7, 2026
Unprompted review
Reply from CredAbility
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The CredAbility Team
Taking care of everyone.
I am usually apprehensive around emails and finance even when I have searched for advice online,however
CredAbility and their well designed app has made it so simple to use without one minute of hassle I have managed it. ( much to astonishment of family and even got partner sorting things too.)I am looking forward to 2026 in control and would like to thank everyone behind the scenes for all their work over this period,it has meant a lot and is much appreciated.
Nice to think I can be useful too! Happy New Year.
Kind regards, a happy customer. Just join,it is excellent!
January 1, 2026
Unprompted review
Reply from CredAbility
Thank you for taking the time to share your review. We really appreciate the detailed positive feedback. We're so glad that you chose CredAbility, and we wish you all the best for the future.
The CredAbility Team
It keeps me upto date with credit…
It keeps me upto date with credit information.
January 7, 2026
Unprompted review
Reply from CredAbility
Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at hello@credability.co.uk. We would love to hear from you!
The CredAbility Team
Credit worthiness made simple
Credit worthiness made simple.
Credibility is one of best credit reference agencies available with clear and up to date information on your credit file both on their website or application. Signing up is simple and straightforward and best of all is free. Your credit file is easy to read, advice and tips are clear and multiple offers for all types of credit cards and loans are available across the board. Highly recommended.
January 7, 2026
Unprompted review
Reply from CredAbility
Thank you for taking time to leave us a review. The feedback that you provide will help to shape the future of CredAbility. If you have any further feedback or comments, please reach out to us via the Feedback section of your account, or you can email us direct at hello@credability.co.uk.
Thank you again,
The CredAbility Team
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