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My Canada Payday Reviews 1,158

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TrustScore 4.5 out of 5

4.6

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Looking at 82 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent service, highlighting the efficiency and speed of their processes. Many people appreciate the outstanding customer service, noting the helpfulness and politeness of the staff. The user experience is frequently described as easy and straightforward, with quick response times being a significant positive. However, some customers were dissatisfied with the service, mentioning that their time was wasted and that loan approvals, advertised as quick, took days. A few other people also felt that the application process was time-consuming and invasive, with some experiencing issues like their bank account being locked or their self-employment income not being accepted.

What people talk about most

Service

Customers consistently note positive experiences with service. Many reviewers praise the fast, reliable, and... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting their helpfulness,... See more

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the team for being proficient,... See more

User experience

Reviewers consistently express satisfaction with the user experience, highlighting its ease and efficiency.... See more

Response time

Clients share positive opinions on response time. Many reviewers praise the quick and accurate process,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have been a client with My Canada Payday for a couple of years. This group is super client-focused and supportive while using a platform that is streamlined and efficient. The process is quick an... See more

Rated 5 out of 5 stars

I’ve always had an amazing experience with this company. They’re trustworthy, knowledgeable people. Transparency is wonderful with this company and good thing you can call to speak them if needed!! Th... See more

Rated 5 out of 5 stars

I've been using my canada payday for a few years and never have I ever had an issue. If I need more than 3 payments they allow that. Responding time is amazing. Deposit after papers are signed ate wit... See more

Rated 5 out of 5 stars

My canada payday I give them 5 stars I'm truly bless that I came across them they go above and beyond keep up the wonderful work that u are doing ,and thanks much fir ure tremendous help...

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

Online payday loans in Canada. Borrow up to $1500 and get the funds in your account immediately.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
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1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

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Rated 5 out of 5 stars

Excellent!

Process was very easy and they responded immediately. Great service. I would highly recommend!!

Charlie

December 25, 2025
Unprompted review
Rated 5 out of 5 stars

Ease of Borrowing

Everything worked well today.
The verification process with the bank is much quicker and easier since you changed providers.
I have applied enough times now that I know exactly what to look for and where I need to sign.
A very efficient process!

December 23, 2025
Unprompted review
Rated 1 out of 5 stars

Very Disappointed

Wanted 180 days of my banking which is wild to me. The application process was not straight forward at all..
As soon as I told them my account only goes back to August they declined me right off the bat.

Do not waste your time!

December 17, 2025
Unprompted review
Rated 5 out of 5 stars

Great Service!

I've been using my canada payday for a few years and never have I ever had an issue. If I need more than 3 payments they allow that. Responding time is amazing. Deposit after papers are signed ate within minutes.

December 3, 2025
Unprompted review
Rated 1 out of 5 stars

Beware of this Company

It's was my third loan which entitles me to a extended 3 payments then just onetime of course my reloan comes declined then I was informed I can try in 30 days of course then that takes you out the 62 day period which puts you back to one payment
My payday was higher I even had less loans on my account co.pared to my last payday loan they offered so reason for decline makes.no sense theu also asked for all my banking info which they already had in my file and they kept making me repeat my banking verification 3 times which everytime said completed this is fishy to me

November 28, 2025
Unprompted review
Rated 5 out of 5 stars

Best Ever

These guys are here when you need them the most. Thank you to your staff for helping me out.

November 1, 2025
Unprompted review

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