NewDay Reviews 11,312

Always keeping me informed, stay within your limit and make payments on time and everything will be fine

Everything very straight forward . App easy to use .

Just what I needed when I needed it most

Excellent for building your credit score up. Having paid cash for everything I didn't have a credit score but using my Aqua credit card I now have a great score

Since I joined Aqua as a customer, I have been enjoying good and professional services. Their App is easy to use, and very efficient. My credit allowance has been increased due to my regular payment.

Really happy with my marbles card never had any issues. Took them 2 years to give me a credit limit increase after being the perfect customer with good credit score. Thank you!

The management with my card is very important and its handling has been very easy I like it.

Brilliant Service, easy payment just follow instructions. Application fairly painless.

My experience with Aqua credit card is great and wonderful,it's not up to a year now that Aqua gave me the oppourtunity to build my finance but it's been so great for me.

Excellent to use and mange easily with confident

Overall, this is a strong credit card with generous credit limits, which makes it very useful for managing larger purchases and maintaining flexibility. However, the APR is on the higher side compared to other cards, and the interest rates can become quite costly if you carry a balance. It’s a great option for those who know how to spend wisely, but less suitable for people who struggle to budget their spending.

Absolute bunch of robbers I purchased a tv from ao on a black Friday deal turned out to be the worst purchase I’ve ever made on a 2 year repayment these robbers have upped the interest repayment to 49 percent this is disgraceful and was not made clear at the beginning that they could do this as if anyone would purchase anything knowing the repayment would be increased halfway through the repayment to that scandalous amount lesson learned I will never purchase an item that has got anything to do with this outfit again new day are the finance company ao use I’ve called them back as asked and still they do nothing why ask to call the number on the response of you are gonna do nothing they are still charging 49 percent apr and are now under investigation by the ombudsman for the second time rip off merchants

It always handy to have an extra source to help with the odd emergency (ie recently had to replace washing machine) I also find the app very easy to use

just to let people know Fluid credit card is issued and managed by NewDay Ltd
charge back failed becuase they sabotaged the charge back having so much evidence and no evidence from the merchant they went along with the merchant anyway.

you are not protected from this credit card at all. they don't protect you.

i will be doing a SECTION 75 CLAIM £204.92.

Sabotaged charge backs not done properly even through evidence shows nothing was delivered.
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Dispute reference 01410258 for £32.46 to Just Eat
Dispute reference 01434097 for £60.39 to Amazon
London GBR
Dispute reference 01434105 for £70.58 Just Eat London GBR

THEY REJECTED MY SECTION 75 TAKING IT TO SMAL CLAIMS COURT. CLAIM BACK MORE MONEY PLUS FEES AND COMPANSATION AND THE MONEY THEY SHOULD HAVE GAVE ME BACK

Very good
Very good

I would like to say a huge thank you to Naheed from Newday who managed to sort out the problem of getting the refund from a cancelled holiday paid onto my card in less than 30 minutes, when I had spent the most part of the previous afternoon being bounced from the holiday company who had refunded onto an expired card and Pulse who said they were unable to assist. The money was showing as available on my card on Saturday the day after I spoke to Naheed which was brilliant as I was expecting a delay and I received an email from the NewDay Disputes Team today to say the dispute had now been closed.
Thank you so much Naheed for your help and kindness.

You communicate extremely well. You tell me in simple easy to understand language about my account, how I'm managing it and you give me options and advice as I go. It's just excellent.

My experience with Aqua Credit Card has been nothing short of exceptional. In a world where financial services can often feel complicated or impersonal, Aqua stands out as one of the best credit card providers I’ve ever used.
What truly sets Aqua apart is their understanding and customer‑focused approach. They don’t just offer a card—they offer support, guidance, and tools that genuinely help you manage your credit with confidence. Their team has consistently shown and applied professionalism, patience, and a willingness to help, no matter the situation.
The features are equally impressive. From clear statements to helpful notifications, responsible credit‑building tools, and a user‑friendly app, Aqua makes it easy to stay in control. Everything is designed with the customer in mind, and it shows.
Their service and support have been reliable, responsive, and reassuring. Whether it’s resolving a payment query or offering advice, Aqua has demonstrated a level of care that is rare in today’s financial landscape.
Overall, Aqua Credit Card has proven to be a trustworthy partner, supportive, application, transparent, and committed to helping customers succeed. I highly recommend them to anyone looking for a credit card provider that truly understands and values its customers.

It’s one of the best cards going I love the App and layout on it and the Aqua coach they have to help you if you would like it and I live the way your limit isn’t increased unless you say yes or no so you’re in control of it at all times and if you was to have a problem there polite and friendly to help you at all times no matter what it is im glad I was accepted with them they help me a lot