Petguard Reviews 291

TrustScore 2 out of 5

2.1

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Rated 1 out of 5 stars

Absolutely do not recommend this company, slow to respond, 5 months to settle claim despite phoning many times and sending emails, this led to us being hassled by vet for payment! 2 lots of excess cha... See more

Rated 1 out of 5 stars

I took out a policy for working gundog cover, which they advertise that they do, in December 2025. I tried to log on to my account to check some details at the beginning of Feb 2026 to... See more

Rated 1 out of 5 stars

Renewal price has doubled, although I haven’t claimed in the past 12 months. I was hesitant to move as I have been with PetGuard since my pup was 8 weeks old and therefore would worry that other comp... See more

Company replied

Rated 1 out of 5 stars

I have a pet with a lifelong illness so I'm stuck with this insurer as I need the level of lifetime cover. I can't get it anywhere else, believe me I've tried! Petguard are so awful at handling claims... See more

Company replied

Company details

  1. Pet Insurance Company

Information provided by various external sources

Providing insurance for the UK's cats and dogs for over 20 years


Contact info

2.1

Poor

TrustScore 2 out of 5

291 reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 33% of negative reviews

Typically takes over 1 month to reply

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Rated 2 out of 5 stars

I requested further information…

I requested further information regarding the increase in our pet insurance. I was assured that a note had been added to the system and I would get a phone call back to discuss this in more depth, I didn't hear anything back and the policy was automatically renewed in the meantime.

Previous to this my experience had been really good. Claims were dealt with quickly and with no hassle.

June 16, 2021
Petguard logo

Reply from Petguard

We are really sorry to hear that your request to be contacted has slipped through the system meaning that we haven't been able to meet your expectations.

Its great to hear that your experience to date has been really good including working with our claims team, who we agree do a great job supporting our customers and their pets.

We would love the chance to rectify this challenge. Can you please contact us on 0333 004 3444 and ask to speak to Jade or Chey in our Customer Service team who will be able to discuss this with you.

Thank you.

The petGuard Team

Rated 5 out of 5 stars

Spoke to a customer service rep called…

Spoke to a customer service rep called yesh and he was brilliant listened to all my needs explained the full cover and answered all my questions after agreeing to all the terms and condition which were explained as well i took out the cover the email came through straight away and a paper copy arrived in the post 2 days later will definitely be recommending pet guard to everyone

August 27, 2020
Unprompted review
Rated 1 out of 5 stars

No policy documents received yet?

August 11, 2020
Unprompted review
Petguard logo

Reply from Petguard

Hi Laura

We are sorry to hear that you don't appear to have received your policy documents through.

They will all be available within your online account but please give us a call on 0333 004 3444, or email us at support@guardcover.co.uk, and we can arrange for paper copies to be sent out to you asap or to talk you through accessing them within your online account.

Thanks

The petGuard Team

Rated 3 out of 5 stars

Beware pet insurance companies

We have been paying over £90 a month to insure our Jack Russell that we have had from 8 weeks old. When we signed up to them they quoted a monthly cost (that has risen annually). When we recently lost our dog not only did we have to cope with this very stressful and upsetting situation But Petguard twisted the knife a little further.
We put the claim in after weeks and weeks of trying to save Ringo only for Petguard to deduct not only the £100 excess, not only the 20% of the total claim but went on to deduct a further £547.00 which they say are unpaid premiums.
So, before you sign up to any pet insurance check the small print in the Ts & Cs.

July 27, 2020
Unprompted review
Rated 1 out of 5 stars

6 month issues with direct debit and rude customer service

I have taken a policy out with Pet guard from January. Since then there has been ongoing issues with the direct debit, through no fault of my own but their systems. When I sent email, they are not responded to. I appreciate there has been COVID-19 and how businesses work have had to change with working from home, however customer service I received today had little to be desired.
I called as once again received an email stating direct debit didn’t work and policy is going to be cancelled. Since this has been happening from February and they set up the direct debit again end of April, none of this was taken into account. I said I had emailed about the problem and had no response, the lady I spoke with (funnily enough didn’t give me her name) said well their are hundreds of emails coming through so they’re for when it’s not important. She said “Well you could have called us as we’re open to 7”. I explained that I was working full time and have a baby so not available until after 7, hence the email and why offer it as part of your service if you don’t respond to them.

I mentioned I had an email from Pet Guard asking when they could call and I responded a time within 1/2 hour and still didn’t have a call back. She couldn’t state the reason why. All she wanted was the missed payments paid.

As previously mentioned, this has all been an issue with Pet Guard’s system and not with me. To be spoken the way I was is unacceptable and hope that other customer service representatives are more empathetic to a situation with other customers when it isn’t there fault. I know people with pet insurance coming up for renewal and I will not be recommending this company as they cannot sort their financial system out or speak politely on the phone.

July 13, 2020
Unprompted review
Petguard logo

Reply from Petguard

Hi Esme

We are sorry to hear that you weren't satisfied with the service that you recently received from our customer service team.

Our customer service is something that we pride ourselves on so it is really disappointing to hear that we don't appear to have meet our usually high standards in this case.

Your feedback will be taken onboard and will be investigated further. It has been passed into the customer service team and will be picked up with the call handler as part of their ongoing training and review process.

If you would like to raise this feedback further then please contact us on 0333 004 3444.

We would like to apologise again that our level of service hasn't met your, or our, expectations.

The petGuard Team

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