Petguard Reviews 291

TrustScore 2 out of 5

2.1

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Rated 1 out of 5 stars

Absolutely do not recommend this company, slow to respond, 5 months to settle claim despite phoning many times and sending emails, this led to us being hassled by vet for payment! 2 lots of excess cha... See more

Rated 1 out of 5 stars

I took out a policy for working gundog cover, which they advertise that they do, in December 2025. I tried to log on to my account to check some details at the beginning of Feb 2026 to... See more

Rated 1 out of 5 stars

Renewal price has doubled, although I haven’t claimed in the past 12 months. I was hesitant to move as I have been with PetGuard since my pup was 8 weeks old and therefore would worry that other comp... See more

Company replied

Rated 1 out of 5 stars

I have a pet with a lifelong illness so I'm stuck with this insurer as I need the level of lifetime cover. I can't get it anywhere else, believe me I've tried! Petguard are so awful at handling claims... See more

Company replied

Company details

  1. Pet Insurance Company

Information provided by various external sources

Providing insurance for the UK's cats and dogs for over 20 years


Contact info

2.1

Poor

TrustScore 2 out of 5

291 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 33% of negative reviews

Typically takes over 1 month to reply

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Rated 3 out of 5 stars

Very large insurance increase and not claimed

This insurance has gone up alot and ive not claimed, when i asked why i was told a lot of other people have claimed so it has a knock on effect to me.
Why is pet insurance not the same as car insurance no claim no increase or only slight increase my insurance jumped £150 dread next years price

September 1, 2021
Rated 5 out of 5 stars

One of the best insurance ever

One of the best insurance ever, dealt quickly with our claim when my cocker got a grass seed in his eye. Affordable insurance for the working dogs I’m happy and will be insuring my new cocker with Pet Guard as well

August 18, 2021
Rated 1 out of 5 stars

No cover or service provided. Beware

From the moment i took out cover i heard and received nothing from them. Despite repeated attempts to get a copy of policy cover & updates. Nothing. They finally renewed without my consent. Took my money & this wAs when i finally managed to get hold of them. They have advised they have cancelled cover as per my request but theyve still taken my money Again here we go. If they don’t respond as they never have before then what. But they send a trustpilot review for completion 🤷‍♀️ Disgraceful customer service

Additional note following receipt of response :
I trued repeatedly over the first year to get policy documents & login details for the portal. These were never provided , i spoke to your customer service team who acknowledged the issue when i finally received my very first correspondence from you since taking out cover ( ie at renewal) They agreed to cancel the renewal & refund me. Promising no renewal monies would be taken from my account. You took the first renewal month & this wAs being refunded ….. it hasn’t been & today without my consent youve taken another month. A complete scam. I still dont have & have never had any policy documents. What an utter joke …. Further confirmed by the lack of investigation into your response here. All the above regarding refunds and cancellations had already taken place. Looks like its now trading standards to resolve as youve lied and cheated again

August 17, 2021
Petguard logo

Reply from Petguard

We are sorry to hear that you aren't completely satisfied. Looking at your feedback it appears that you have had at least 12 months of cover if you have reached a renewal point and that your policy was "auto-renewed".

When you took your policy out you will have selected it on an "auto renewal" basis which is why the renewal will have been taken. You will have received an email or letter confirming renewal terms a month in advance of your renewal to allow you time to make a considered choice.

All documentation is available within your online portal and is also available in hard copy on request.

Your cancellation request may have fallen at the same time as your bank processed the monthly direct debit payment which will explain why the money was taken. Please contact a member of our customer services team on 0333 004 3444, if you haven't already, and they will be able to look into the refund required based on the cover taken.

If you would like to raise this further then a member of our Customer Service team will be able to log your feedback or take a complaint.

Thanks

The petGuard Team

Rated 2 out of 5 stars

I would go elsewhere.

They are slow to respond and they just put my excess up by 50% which seems excessive.

August 10, 2021
Petguard logo

Reply from Petguard

Hi Chris

We are sorry to hear that you aren't completely satisfied with our response time.

If you would like to raise this further then please contact us on 0333 004 3444 and a member of our Customer Service team will be able to look into this and log your feedback.

Thanks

The petGuard Team

Rated 1 out of 5 stars

I've had one claim on a young dog and…

I've had one claim on a young dog and the premium had doubled, disgusting.

August 7, 2021
Petguard logo

Reply from Petguard

Hi Marion

Your renewal price will have been impacted by any claim on the policy previously.

If you would like to raise this further then please contact us on 0333 004 3444 and a member of our Customer Service team will be able to look into your specific policy and log your feedback.

Thanks

The petGuard Team

Rated 1 out of 5 stars

My policy was automatically renewed and…

My policy was automatically renewed and it had nearly trebled in price ? No claims no changes ? And trebled !!!!! No thanks keep you renewal

August 6, 2021
Petguard logo

Reply from Petguard

Hi Emma

We are sorry to hear that you aren't completely satisfied.

When you took your policy out you will have selected it on an "auto renewal" basis which is why the renewal will have been taken. You will have received an email or letter confirming renewal terms a month in advance of your renewal to allow you time to make a considered choice.

If you would like to raise this further then please contact us on 0333 004 3444 and a member of our Customer Service team will be able to look into your specific policy to understand the reason for any increase and log your feedback.

Thanks

The petGuard Team

Rated 1 out of 5 stars

REFUSED TO COVER MY ASSISTANCE DOG

So I've had my assistance dog with pet guard for the past 3 years without issue, when her policy coming to renewal I got the paperwork though and noticed that they had removed 3rd liability insurance from our policy. The 3rd liability insurance was all I used the policy for, I rang and asked why this was and was told that because we weren't with Assistance Dog's UK (ADUK) we couldn't have the cover. This is discrimination under the equality act 2010 which I informed them of and started the complaints process.
After their complent didn't work (it was the underwriters that changed the policy wording not pet guard) I put a complaint in with the financial omnisbusman who was able to speak to the underwriters at ageas and get the policy changed for just me.

I'm still very disappointed in pet guard because since they decided to cover my dog I've had to contact them 6/7 times to get the documents posted to me. (I took the policy out on 07-07-21) The last person I spoke to said she was sending the paperwork signed for so the could track it, this was the 4th set that they had said they were sending.. And appon receiving them this morning (31-07-21) the paperwork is incorrect and not sent with signed for like they promised.

I've contacted them again this morning and explained that I need the paperwork to be correct as I have to post the documents off to our assistance dog organization. The man on the phone has agreed he will talk to the underwriters when they are in on Monday but this has dragged out far too long and I have not received the apology letter that I was promised.

I feel so let down with my experience.

July 31, 2021
Unprompted review

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