Absolutely do not recommend this company, slow to respond, 5 months to settle claim despite phoning many times and sending emails, this led to us being hassled by vet for payment! 2 lots of excess cha... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
I took out a policy for working gundog cover, which they advertise that they do, in December 2025. I tried to log on to my account to check some details at the beginning of Feb 2026 to... See more
Renewal price has doubled, although I haven’t claimed in the past 12 months. I was hesitant to move as I have been with PetGuard since my pup was 8 weeks old and therefore would worry that other comp... See more
Company replied
I have a pet with a lifelong illness so I'm stuck with this insurer as I need the level of lifetime cover. I can't get it anywhere else, believe me I've tried! Petguard are so awful at handling claims... See more
Company replied
Company details
Information provided by various external sources
Providing insurance for the UK's cats and dogs for over 20 years
Contact info
United Kingdom
- petguard.co.uk
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 33% of negative reviews
Typically takes over 1 month to reply
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
My renewal price increase came as a…
My renewal price increase came as a shock, but after phone calls and a email no joy but a follow up email from Petguard saved the day so there for nearly top marks.
I just hope I don’t have the same problems with my next two renewals this month (August).
Helpful and efficient
Just a Back Up
I have pet insurance as a back up in case my dog has to have vet attention ,as my previous dog had, and so far have been fortunate enough not to require using the option. On saying that dealing with the company has been easy from initial quote to the present with renewal notice and the continuation of the policy. In all honesty I cannot say anything further.

Reply from Petguard
Dog only one years old and premium doubled
I am very disappointed that my dog has only just turned one years old and my premium has doubled from £400 a year to over £800 and the excess has increased to £150. I am quite upset by this as I am unable to change insurance companies as am now tied with this one. Shocking increase in premium.

Reply from Petguard
I forgot to change debit card details…
I forgot to change debit card details on expiry of card. Was made aware of the situation but still held covered. Very courteously dealt with.
Good helpfull staff
Where is my paperwork?
I asked for my policy documents to be sent in the post because I had no printing facilities at the time of buying the policy. I am still waiting. Has to be well over a month now. Not impressed, though the guyI spoke to organising the policy was helpful.

Reply from Petguard
A very helpful pet insurance company if…
A very helpful pet insurance company if you wish to talk to someone, otherwise
an easy website to negotiate. Finally, the yearly premium stays a sensible
amount it seems to me.
Just what I was looking for
I got a policy which covers for hopefully everything I need for my working therapy dog. It was a good price. I’ve not needed to make a claim but so far so good.
Responds time is slow
Responds time is slow
Our dog is a rescue from another country and does not have full medical history prior to being rescued. They have obtained his current medical history (after adoption), but insist on obtaining his previous history.
This has been on going for 2 months now. Once/if this gets resolved we will be changing pet insurance companies.
Value for money. Piece of mind.
How can you review pet insurance untill you have to claim ?
You hope you have chosen the correct company to give you piece of mind and value for money.!!!!!

Reply from Petguard
The only problem I had was could not do…
The only problem I had was could not do online apparently more security questions required. When I phoned the agent was really helpful and finished application over phone.
Helpful and easy to cover our breed of…
Helpful and easy to cover our breed of dog when other insurers refused to cover us!
Posative and business like approach
My 8yr old labrador needed a small lump removed as it was too small for biopsy. We then needed extended histology as it was malignant.
Petguard responded promptly and proffessionally settling the claim directly with the Vets, which made the process much more straight forward, for whch, many thanks.
Very good prompt service
Very good prompt service. I made a claim 3 years ago and the staff were very helpful and paid my vets bill promptly.
Pain free renewal process.
I was contacted well in advance of my renewal which went through without a hitch. Happily I have not needed to use the service, so feel I cannot comment further, but it is reassuring to know that Petguard is there should we need it.
Absolutely brilliant company
Absolutely brilliant company, always very helpful and caring staff.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







