Scratchpay Reviews 1,872

Easily maneuverable and made caring for our daughters cat instead of focusing on finance a reality. Thank you

Great when we needed help with the emergency vet bill. Easy to setup online and a monthly payment reminder
And we could pay it off early too

thank you for helping us with our pets, scratchpay makes it so easy for our pets to get the care they deserve and enables us to make payments so its not a hardship for us. Thanks a million from Lola the pitbull too! XOXO

Pet loss can be very unexpected, scratch pay helped my family and I the opportunity to lay our beloved 15 year old dog to rest in her own home while also being able to afford to cremate her. Without this service we would have had to chose other arrangements. I’ll be forever grateful. 🙏🏽

Scratch Pay always comes through for me. Thank you!

ScratchPay made an emergency situation with my dog less stressful. I was able to pay for emergency vet services, and didn't have to worry about paying out of pocket. I was also able to have my dog cremated using this payment plan. I highly recommend ScratchPay when you're financially unable to pay for veterinary services upfront. The payment plans are reasonable, and I saved on interest by paying the balance off early.

This is a great company. We never have quite enough cash for the annual vet visit. With scratchpay you can spread those payments over a few months, it's great!
Thanks again, Scratchpay! We love you!

I use Scratchpay for every vet visit. It's simple to apply and all information is saved. Scratchpay is also available for emergency visits. You can choose what payment plan best fits your budget. I highly recommend this plan.

A good way to spread a larger purchase across 6 months. They do charge a monthly convenience fee for cards which I dislike. Still nice to have as an option.

You all are the best!! I would continue to use, if need be!!! Thank you so much for approving me. 💜💜💜

Scratchpay has been great. We've had to use them a few times now and each time they were professionally and kind if we needed to call. The funds came through quickly. And it was a huge help to be able to have time to pay off large unexpected bills, like emergency vet visits!

They helped when I needed it the most and the payment plan was fantastic. I would do it again thank you so much.

Had no issues at all paid it off as fast I can and no issues ,
My dog has epilepsy so having this available incase of emergencies is great!

Scratchpay is an amazing service. I had to rush my cat to the emergency vet and ended up needing to put him down and in the middle of an extremely difficult and stressful time, scratch pay was very easy to apply for even during high stress and helped us out more than they’ll ever know. Payments were so easy to make every month. Services like this are extremely helpful and I’m so glad they exist. Thank you for everything. Would recommend them 1000x over

Thank you for allowing the ability to take care of my fur baby when I didn't have all the money at once! Scratchpay has been a God send - truly!

Scratch pay was recommended to me when I had some horrible stuff going on. I applied online and was quickly approved. I was able to pay it off quickly and wasn't hit with 3,000 advertisements or any other "hey spend more" emails

Scratch Pay is absolutely WONDERFUL!!! They approved me when Care Credit did not!! I'm so thankful to Scratch Pay for helping my kitty get the surgery she needed to remove 2 masses from her mouth. I wish I'd have known about Scratch Pay a while ago, because I lost one of my favorite kitties because I didn't have the money to take him to the vet in time. Once I found out about Scratch Pay it was too late...my Lil Bits passed away on the car ride to the emergency vet. I also was unaware of an absolutely WONDERFUL vet that works with people and their pets when funds aren't available. New Market Animal Hospital is even open on the weekends!!! What vet does THAT??!! NEW MARKET ANIMAL HOSPITAL IN NEW MARKET, MD!! THANKS SO MUCH SCRATCH PAY!!! YOU ARE SAVING LIVES OF ANIMALS WHO'S OWNERS AREN'T RICH!!!

please update your website.

If the wrong phone number is used to log in there is no option to log out and try another.

There is no option to change your monthly payment amounts to match with the cut off date so that you can finish payments with no interest. This feels intentional, but if it isn't its an option that's sorely missing.

The Main site has no ability to log in at all forcing you to go back and access your account through google.

It wasn’t bad but as we all know , when spending money isn’t always the best of fun but we made it happen , that is all that matters!