We were buying under quite unusual circumstances, and Jenna made everything feel so much easier and more straightforward. When things became challenging, she never gave up, she stayed positive, soluti... See more
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Thomas Whiting Ltd – Independent Financial Advisers in Bolton, Serving the North West & UK Thomas Whiting Ltd is an independent financial advisory firm based in Bolton, providing trusted financial advice to clients across the North West of England and throughout the UK. We help individuals, families, and business owners make confident, informed decisions about their finances with clear, jargon-free advice. We specialise in pensions and retirement planning, investments, mortgage advice, and financial protection, offering a fully joined-up approach tailored to your personal circumstances and long-term goals. Why Choose Thomas Whiting Ltd? Independent Financial Advice – Whole-of-market advice, not tied to any provider Bolton-Based Advisers – Supporting local clients across Bolton, Greater Manchester, and the North West UK-Wide Service – Remote advice available for clients nationwide Personalised Financial Planning – Advice tailored to your goals, not generic solutions Experienced & Trusted – Clear, transparent advice you can rely on Ongoing Support – Long-term relationships with regular reviews as your needs change Our Financial Advice Services Pensions & Retirement Planning – Pension reviews, consolidation, and retirement income planning Investment Advice – Bespoke investment strategies aligned to your risk profile and objectives Mortgage Advice – First-time buyers, remortgages, home movers, buy-to-let, and complex cases Protection & Insurance – Life insurance, critical illness cover, and income protection At Thomas Whiting Ltd, we combine local expertise in Bolton with the ability to advise clients across the UK, delivering professional, reliable, and easy-to-understand financial advice. Visit www.thomaswhiting.co.uk to speak with an independent financial adviser and start planning your financial future today.
Unit 2, 318 Chorley Old Road, BL1 4JU, Bolton, United Kingdom
We were recommended Danny through a friend. He made the whole process really smooth sailing, found the best offer for us and guided us through every step of the way. I would reccomend to anyone who is looking to buy.

Reply from Thomas Whiting Ltd
Second time using Dan for our mortgage, great communication throughout. He’s always gone above and beyond getting us the best deals. Would highly recommend! Thanks very much!

Reply from Thomas Whiting Ltd
We instructed Jenna after she was highly recommended by many people. As first time buyers the whole process is daunting. Jenna was always there to answer any questions or queries we had. Jenna throughly explained the process, and ensured we understood. We are really pleased with how fast Jenna sorted our mortgage and could not thank her enough. Jenna goes above and beyond for her clients, we had first hand experience of this as we needed things to move a little bit faster due to the circumstances.
I highly recommend Jenna!

Reply from Thomas Whiting Ltd
Jenna has been wonderful in helping me, she explained everything in detail and kept me informed at all times. Can 100% recommend thank you so much.

Reply from Thomas Whiting Ltd
Thomas Whiting Ltd were recommended to me via a family friend.
Ashley, my Financial Adviser was assigned to me and I can say gave an excellent service in helping me to navigate the complex world of pensions.
He pulled together a total of 7 individual pensions and placed them with a reputable Pension Provider.
I am very pleased that I went with Thomas Whiting Ltd and Ashley and wouldn't hesitate in recommending this excellent company to my family and friends.

Reply from Thomas Whiting Ltd
Andy is an outstanding financial adviser who specialises in mortgages and has been instrumental in guiding us through property purchases, as well as situations where we ultimately decided not to proceed. His expertise as an independent adviser means he always finds the best deals tailored to our needs, and his calm, patient approach makes even the most complex financial matters easy to understand.
Andy takes the time to thoroughly assess our financial situation and deposit requirements, ensuring we are matched with the most suitable mortgage options. He has supported us at every stage of the buying process – from completing applications to resolving survey issues – and has always been available to answer questions with clear, straightforward, and unbiased advice. On occasions where a purchase wasn’t right for us, Andy’s honest and independent guidance gave us the confidence to make informed decisions and step away when necessary.
Beyond mortgages, Andy’s knowledge extends to insurance and wider banking needs. We have taken out insurance and banking products on his advice, including guidance on how much to invest and where. His recommendations have consistently secured us rates that beat the market.
I cannot recommend Andy highly enough – he is an exceptional financial adviser and a brilliant person to work with. We’ll continue to use Andy whenever we have financial decisions to make.

Reply from Thomas Whiting Ltd
Myself and my family have used Andrew Skinner at Thomas Whiting several times over the last few years and he has always provided excellent advice and service. He always looks for the best options to suit individual circumstances and finds solutions to any situation along the way. I would definitely recommend to anyone looking for financial advice or support.

Reply from Thomas Whiting Ltd
Andrew Skinner has helped our family for around 15 years now with any financial issues, most recently a mortgage. Every step is explained, various options provided and time given to decide on how we want to proceed. We would not be in the position we're in today without his help and advice. Cannot recommend Andrew highly enough!

Reply from Thomas Whiting Ltd
Great personal service, appointments kept on time, clear explanations and additional products detailed and offered without any pressure. Highly recommend.

Reply from Thomas Whiting Ltd
Ashley gave us valuable advice on my pensions and sorted all the necessary paperwork. Ashley is very polite, always punctual, excellent at his job and very informative. Any queries you have he will always respond quickly. I would fully recommend this company for any financial advice.

Reply from Thomas Whiting Ltd
We instructed Jenna after she was recommended to us and we knew we had made the right choice. Being first time buyers she was very understanding and answered everyone question or query we had. We’ve got our mortgage that was received quite quickly. Jenna was always happy to help and always kept us upto date on the process of the mortgage application. This was such a great help for us and would definitely recommend Jenna ⭐️⭐️⭐️⭐️⭐️

Reply from Thomas Whiting Ltd
We were buying under quite unusual circumstances, and Jenna made everything feel so much easier and more straightforward. When things became challenging, she never gave up, she stayed positive, solution-focused, and kept us reassured throughout. It’s been a long process, and she’s answered countless questions along the way with patience and clarity. We genuinely couldn’t have done it without her. Thank you, Jenna!

Reply from Thomas Whiting Ltd
I am absolutely over the moon, I cannot believe how easy and quick I have got my mortgage , had a 20 minute conversation with Danny Thursday ,i was quite busy so had to do this via messages , I sent over the information Danny asked for and before I knew it my application had been processed a few hours later and a valuation had been booked for the Monday morning , by Monday tea time I had received a valuation report and my application had been accepted. I never thought it would be this easy , I am so happy , what a way to start the week. I would recommend Danny to everyone !

Reply from Thomas Whiting Ltd
Ashley and Roisin were amazing with me Remortgage. They found me the best deal And made it stress free for me. I would highly recommend.

Reply from Thomas Whiting Ltd
I've used Danny when buying my first house and now again for my second house. Been offered a few mortgage advisors and wasn't interested because I already had the best one around. Thanks Danny & Jenna for going above and beyond as always!

Reply from Thomas Whiting Ltd
Danny made the process so easy and stress free. Got me my mortgage so quickly. Definitely 100% recommend.

Reply from Thomas Whiting Ltd
Jenna Salmon was excellent throughout the whole process. Jenna was able to accommodate our unique circumstances to ensure we got our mortgage offer through successfully. Nothing was too much and she was always available to offer advice and support. Would highly recommend!

Reply from Thomas Whiting Ltd
ONE OF THE BEST EXPERIENCES !
A colleague of mine met me as an act of God when I was properly played by credit agencies and their meticulous scams, despite having an impeccable record. This affected my mortgage application. My colleague referred me to Jenna as his experience was wonderful.
Jenna literally turned around all my concerns and took care of the paperwork with such promptness and precision....that we still haven't believed that she got our job done.
The professionalism, the communications and above all the pro-activeness to get the job done was THE REAL FACTOR !
My highest recommendations !
I am already planning for my next assignment through them !!

Reply from Thomas Whiting Ltd
Can’t recommend Danny enough. Quick, simple, straight to the point and more importantly always finds a way!
Fantastic service.

Reply from Thomas Whiting Ltd
I honestly cannot recommend Danny enough. Myself and my partner are both first time buyers and a friend of ours recommended Danny to us. He has been amazing throughout the whole process. He has been on hand for us from start to finish with any questions we had, big or small! Danny explained everything in detail so we both had an understanding of what was happening during every step. He kept us updated regulalarly through the process and has just been amazing through the entire process. He went above and beyond. What is usually a very stressful, challenging time.. with the help of Danny, we felt very calm and at ease! Will 1000% be recommending Danny to anyone in the future! Thank you so much for your help

Reply from Thomas Whiting Ltd
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