We highly recommend Madhur (Maddy) Tyagi from True North Mortgage. From start to finish, he was extremely knowledgeable, responsive, and transparent. Maddy secured us the lowest rate available and pat... See more
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True North Mortgage is one of Canada's leading mortgage brokers. We're the best of bank and broker. We have locations so that you know where we are. We're connected with all banks, not just one. And we pass along our volume discount to get your mortgage rates even lower. Apply online or visit one of our locations!
Unit 3600, 205 - 5th Ave S.W., T2P 2V7, Calgary, Canada
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Michael Capobianco, You have my deepest gratitude & utmost respect from the bottom of my heart.I appreciate who you are & all you did, more than you’ll ever know.You made impossible possible!My story:I was searching for mortgage options online, .... communicating with many different brokers, .... but no, ... I was not even heard before they were advising me & giving me options that were not relevant to my needs.Then, ... out of nowhere, ... I got connected with him (Michael Capobianco) over the phone, ... he listens, ... He Listens Patiently & Attentively! ... & He Hears You, ... he asks questions that are relevant to your case & fundamental for finding the best solution,... He prompts Aha moments ... & he finds answers & key leads, ... he creates, ... I mean creates options that do not exist on the books, .... he juggles different scenarios, & situations, & creates opportunities which are out of ordinary, & He Stays with You when you are taking every single step of the journey to the last moment of Victory! he (Mike Capobianco) was there for me & wouldn't give up, even when I was giving up, ... he was actively there Working Hard & Smart to actualize my dream, my goal, or I must say beyond my goal, in my case!!!! It is not just a job for him but sharing a journey with you, ....reaching a goal that you never knew you could reach that far, .... Mike, your genuine care, your vast knowledge, your wisdom, your vision, your tenacity, & your calm, & assuring demeanor, are exceptional, ... truly rare..... You have the knowledge of a lawyer in addition to the knowledge of your field & a heart of gold!Again Mike, You have my deepest gratitude & utmost respect.True North Mortgage is lucky to have you in their team.

Reply from True North Mortgage
This was my first experience using True North Mortgage, and not my last. A colleague referred us to Michael L., whom is knowledgeable and went above and beyond to get us the best rate available. I will certainly refer friends and family to him and true north mortgage.

Reply from True North Mortgage
This is our second time working with Peter at TNM and it was just as excellent as the first. He took us through our options and provided a great deal of information on each option. He really went above and beyond being available to help secure the best mortgage for us and informing us of what was needed and when. No surprises and an incredibly excellent experience once again. Thanks - Michael W.

Reply from True North Mortgage
I want to thank Rajan Mehta for all the excellent help he gave us in moving our house mortgage over to Scotiabank. He provided an invaluable service to us and helped us immensely. Thank you Rajan, cheers to you and yours. Michael & Gisèle Kashul

Reply from True North Mortgage
Excellent experience. Efficient. Hassle Free and flexible customer centric approach. I highly recommend True North Mortgage and Michael Capobianco specifically.

Reply from True North Mortgage
Michael Capobianco provided great service! He got me a great rate and then got me an even better rate!
Based on my experience, I would highly recommend consulting with Mike before you decide where to get or renew your mortgage.

Reply from True North Mortgage
Michael Lanthier from True North was awesome
Mortgage for my first home purchase was made seamless by Michael Lanthier from True North Mortgage. The paper work was simple and the I got the best rate possible. I received quotes from other firms as well, but was not happy with the rates offered and their approach towards customer experience. But Michael from TNM was going above and beyond in terms of helping and coaching me in assessing the market trends and helping me get the lowest rate. Despite me locking in a rate well ahead of closing date, when the interest rate dropped further, Michael helped me getting a rate lower than what was committed to me, which was great.
Michael - You Rock !! It was really great working with you. Looking forward to working with you again.

Reply from True North Mortgage
My friend referred Michael from True North and our experience with him and the brokerage has been excellent. Michael is knowledgeable, prompt in replying, and really cared about getting us the best deal.

Reply from True North Mortgage
I was referred to True North Mortgage by my boss. I called Michael Lanthier directly. Michael is an amazing person. True North Mortgage is lucky to have such an amazing person like Michael. He is very professional, very responsive, and very knowledgeable. He basically held my hand and showed me what I have to do in every single step. I got an amazing rate that is way better than any bank. The process was simple and straight forward. And best of all, they did not rush me and they did not push me to do anything I don't want to. I can't recommend and thank them enough. I will be referring them to anyone I know.
Thank you Michael for all your help and support.

Reply from True North Mortgage
Went to the King St location in downtown Toronto. Had a great experience and got an amazing rate. Michael was proactive in getting all of the lenders questions resolved making sure we had all the necessary paperwork. It was smooth and straightforward.

Reply from True North Mortgage
Michael Lanthier was a pleasure to deal with, always willing to help and answer any questions.
As well got me the best rate I could find anywhere!!

Reply from True North Mortgage
Have shopped around and talked to a couple of Agents but when I had the chance to deal with Michael Lanthier, Immediately got genuine and honest advise which made me comfortable and eventually made my decision to switch. Michael was very patient and professional providing me with Comparisons and Tables on the available options I have in the market, as a client these data is exactly what you need to to make sure you are making the right choices. True North waives all the incidental charges so basically you will pay NOTHING when you go with them. Stellar Service, You won't be disappointed.

Reply from True North Mortgage
We recently bought our first home and our mortgage agent was Michael Capobianco. He was professional and knowledgeable. He found us the best rate and was also very responsive to all our questions and concerns. Our home closing was within 19 days of when we first contacted him and he got everything done within that time. He always responded promptly to calls and emails and made sure we were informed. The whole process went very smoothly.
I would like to thank Michael Capobianco and True North Mortgage for all their help in getting the loan for my new home purchase. I will definitely recommend your services to anyone looking for a mortgage.

Reply from True North Mortgage
As first time homebuyers, we had no idea what we were doing. We are the first home buyers in our families, so we had no one to give us advice or steer us in a certain direction. Using reviews on Google, we found True North Mortgage and called to ask questions as well as set up an appointment. Michael Capobianco, the mortgage agent, was very accommodating in terms of setting up an appointment. At the appointment he was very approachable and professional, answering all of our questions (some several times, as this was a whole new language to us). We felt at ease with Mike. Using a computer program, he mapped out numbers we should expect and gave us tips on how to get the best rate possible. Everything was transparent, so it was no surprise that we stuck with Mike and got a mortgage on our first house with him!
Thank you so much Mike, for your hard work and professionalism!

Reply from True North Mortgage
Michael Capobianco at True North is very knowledgeable and customer-oriented. We've worked with him for several mortgages and each time the process went smoothly. He is very patient and is always willing to explain the details of the mortgage and associated paperwork.
We would highly recommend him and True North to friends and family.

Reply from True North Mortgage
I had an excellent experience switching my mortgage to True North. Michael Capobianco took care of everything and was quick to answer my questions. Also I did shop around and the rates offered were very competitive.
Kevin

Reply from True North Mortgage
I have recently dealt with Michael Capobianco on closing a mortgage. Mike was very professional and explained all the details in a very thorough manner. He was quick to reply to emails and find out answers if he didn't have them. I was hesitant to move from a large bank to a mortgage broker, but Mike put me at ease and I am delighted with the result.

Reply from True North Mortgage
I dealt with Michael Lanthier and he was fantastic. I cannot put into words how much of a life saver he was and how patient he was with my thousands of questions. I was struggling with another broker and wasn’t getting anywhere when I decided to look elsewhere. I ended up reaching out to Michael and had fantastic results. I have now purchased a condo with a mortgage through Scotiabank. I didn’t think that it would’ve been possible.
This is 5/5 star service!!

Reply from True North Mortgage
I worked with Michael Lanthier at True North and he was great. Answered all my questions patiently and promptly got back to me when I needed something. The rates at True North were impossible to beat but even better than that was their customer service. I have been and will continue to recommend them to my friends and family. I rarely write these reviews but when a company does well they deserve to be recognized for it.
I have only good words to say about True North Mortgage. They are very knowledgeable and helpful. Would definitely recommend your company to my friends.
A special thanks to Michael Lanthier for untangling some of the issues that came up during the mortgage approval process.
Grazyna
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