While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

They have gone bust and about time. They are a fraudulent company that cancelled the FX transactions I concluded with them, even after I checked in advance with them that there would be no problem exe... See more

Rated 5 out of 5 stars

Working with Lewis is a delight, he’s careful, patient, stays connected, doesn’t use too much jargon when I needed to keep things simple. I’ve grown to really trust and enjoy the connection & the proc... See more

Company replied

Rated 5 out of 5 stars

Several months ago my own bank caused a problem with Rational's system. But Rational solved the problem by having a senior manager take action and contact me to explain things. That was Good. Bu... See more

Company replied

Rated 5 out of 5 stars

I’ve been dealing with RFX now for 17 years and have always had great service from Milun and his colleagues. Unfortunately over the past 3 months their relationship with Lloyds has moved to J.P. Morga... See more

Company replied

Company details

  1. Money Transfer Service

Written by the company

RationalFX is a leading international payments provider, having processed over £10bn since 2005 to more than 200 countries in over 50 currencies for 180,000 clients. RationalFX is authorised by the FCA and prides itself on secure, bank-beating rates, either over the phone or online 24/7.


Contact info

4.0

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Completion of transaction

From the first moment of contact to the completion of the transaction took a matter of minutes by a courteous and helpful staff.

August 20, 2023
RationalFX logo

Reply from RationalFX

Hi Keith,

Thank you for the great feedback!

We are pleased to hear that you find the RFX platform easy to use.

We hope to see you transferring with us again soon!

Kind regards,

RationalFX

Rated 5 out of 5 stars

Great company to deal with

Great company to deal with, been using for about 2 years and always been spot on thank you.

August 23, 2023
RationalFX logo

Reply from RationalFX

Hi Julian,

Thank you for your great feedback! We are pleased to hear you are happy with the service we offer and, as always, aim to ensure our transfer fees are as competitively low as possible.

We hope to see you again soon!

Kind regards,

RationalFX

Rated 3 out of 5 stars

Rational FX delivered the promise friendly - but complicated.

Rational FX delivered what they promised, and were always friendly.
What you could improve is the process (design AND execution quality): some steps took a long time; I feel I had to ask several times; and instead of progressing "peacemeal" (first: the amount; then: where do you want to send the funds; then: funds bounced back because of different setups (Swift; SEPA) between my consultant and the other team), deliver complete instructions the first time.

August 23, 2023
RationalFX logo

Reply from RationalFX

Hi Marco,

Thank you for your review.

Thank you for mentioning that RationalFX deliver what we promise, we always try to ensure we provide the best service at all times.

We are continuously working on improving our processes and web/app, thank you for your feedback.

Kind regards

RationalFX

Rated 5 out of 5 stars

It was easy

It was easy, good rate and processed quickly

August 22, 2023
RationalFX logo

Reply from RationalFX

Hi Alain,

Thank you for your great feedback! We are pleased to hear you are happy with the service we offer and, as always, aim to ensure our transfer fees are as competitively low as possible.

We hope to see you again soon!

Kind regards,

RationalFX

Rated 5 out of 5 stars

Quick and easy

Been using for regular monthly transfers for several after switching from Currencies Direct. Brilliant easy to use website, numerous payment options - so quick and easy despite all the obstacles out nanny state government put in place that seemingly inconvenience us tzx payers but provide no problem at all yo those that want to flout the rules

August 21, 2023
RationalFX logo

Reply from RationalFX

Hi Norman

Thank you so much for taking the time to write a review about us and for recommending our services!

We hope to see you again soon!

Kind regards,

RationalFX

Rated 5 out of 5 stars

Quick and efficient

From first contact and getting a good rate to money sent to my account 3 hours and that included me negotiating the English banking system.

August 15, 2023
RationalFX logo

Reply from RationalFX

Hi Mr Gray

Thank you for your positive feedback! We are glad to hear you have been satisfied with your experience.

We hope to see you again soon.

Kind regards,

RationalFX

Rated 3 out of 5 stars

Had to answer questions twice

Had to answer lots of questions then I had an email the next day asking me to answer two questions again.

August 20, 2023
RationalFX logo

Reply from RationalFX

Hi Louise,

Thank you for your review.

Our banking partner has requested for further information regarding your payment - this has now been provided and funds will be released shortly.

Kind regards

RationalFX

Rated 5 out of 5 stars

Great rates

Great rates, fast friendly service

August 16, 2023
RationalFX logo

Reply from RationalFX

Hi John,

Thank you for your great feedback! We are pleased to hear you are happy with the service we offer and, as always, aim to ensure our transfer fees are as competitively low as possible.

We hope to see you again soon!

Kind regards,

RationalFX

Rated 5 out of 5 stars

As always excellent service from Sam…

As always excellent service from Sam Hartley…..

August 13, 2023
RationalFX logo

Reply from RationalFX

Hi Gary,

Thank you for taking the time out of your day to leave a 5* review,

We will ensure the positive feedback is passed onto Sam,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 5 out of 5 stars

The traders are always very friendly…

The traders are always very friendly and experienced and as usual and it is a pleasure to do business with them. They go out of their way to ensure that transaction are processed speedily and efficiently so what more is there to say except that I intend to continue this relationship in the foreseeable future.

August 14, 2023
RationalFX logo

Reply from RationalFX

Hi Ronald,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 1 out of 5 stars

Secured, but Slow

Bad payment platform. Does not work on weekends. Does not work on bank holidays. Slow services.

May 10, 2023
Unprompted review
RationalFX logo

Reply from RationalFX

Hi Aayush,

Thank you for your review.

Our platform is available to use on weekends and bank holidays however payment wont be processed until the next working day.

We have API for specific currencies meaning some payments will still be processed on weekends depending on receiving bank.

Kind regards

RationalFX

Rated 5 out of 5 stars

fast and efficient

August 8, 2023
RationalFX logo

Reply from RationalFX

Hi Maurizio,

It's great to hear you are satisfied with the RationalFX service and will be using us again!

Thank you for your positive comments.

Kind regards

RationalFX

Rated 5 out of 5 stars

Always performs as expected

Always performs as expected. Helpful.

August 7, 2023
RationalFX logo

Reply from RationalFX

Hi Harold,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 5 out of 5 stars

Very professional

Transfer was pretty fast outside UK
Sometimes received money on the same day

August 6, 2023
RationalFX logo

Reply from RationalFX

Good afternoon,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 5 out of 5 stars
RationalFX logo

Reply from RationalFX

Hi Robert,

Thank you for your positive review.

We hope to see you transferring with us again soon.

Kind regards

RationalFX

Rated 5 out of 5 stars

Excellent service and very efficient

Excellent service and very efficient. Speed of transaction was great

August 2, 2023
RationalFX logo

Reply from RationalFX

Good afternoon,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 4 out of 5 stars

The information is swift and…

The information is swift and understanding. Written in plain English.

August 3, 2023
RationalFX logo

Reply from RationalFX

Hi Anwar,

Thank you for taking the time out of your day to leave a 4* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 5 out of 5 stars

Happy customer

Very efficient and also very pleasant and helpful we have been dealing with this company for 5 years and always been 100%satisfied

July 30, 2023
RationalFX logo

Reply from RationalFX

Hi Joseph,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

Rated 5 out of 5 stars

Excellent service from the trading team

Excellent service from the trading team - less that 24hrs to lock in a trade price, send the invoice, me to pay the invoice, then them to send the currency and have the currency credited to my account. Considering this involved multiple banks in different time zones and different currency this is a great result!

July 31, 2023
RationalFX logo

Reply from RationalFX

Hi John,

Thank you for taking the time out of your day to leave a 5* review,

We hope to see you transact again soon with us,

Kind regards

RationalFX

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look