Debt Free AdviceReviews 

2,101
TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

I was in debt and went to CA Brent I was very happy with the services I received to help me improve my health and my life.If I did not receive the help I did from Melissa, I do not know what I would h... See more

Rated 5 out of 5 stars

Very helpfull Staff, helped me out fully, dealing with me very politely, Adviser Name : Kalpamayee Das Parija, Nucleus Legal Advice Centre, DFA, The Lido, 63 Mattock Lane, London, W13 9LA. My name i... See more

Rated 5 out of 5 stars

I had an excellent experience with an advisor at Citizens Advice Lewisham recently. My caseworker, Vesna Cvetek (MIMA Cert, Debt Free Advice Project), was incredibly helpful and went above and beyond... See more

Rated 5 out of 5 stars

I was apprehensive 1st but I'm glad I got help from here. Kalpamayee was considerate regarding my problems, I didn't feel like I was being rushed just to finish appt quickly. She made calls on my beha... See more

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Company details

  1. Debt Relief Service

Written by the company

Debt Free Advice is a coalition of charities led by Toynbee Hall that provides free, expert advice to everyone with problem debt. We're here to help you with any money worries you may have. We'll work to prioritise your bills and debts, write letters on your behalf, and advocate for you.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

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4.8

All reviews

(2,101)

12 reviews in the last 12 months

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Rated 5 out of 5 stars

I was in debt and went to CA Brent I…

I was in debt and went to CA Brent I was very happy with the services I received to help me improve my health and my life.If I did not receive the help I did from Melissa, I do not know what I would have done. Thank you I really appreciate your effort and support.

June 29, 2026
Unprompted review
Rated 5 out of 5 stars

VERY HELP FULL STAFF

Very helpfull Staff, helped me out fully, dealing with me very politely, Adviser Name : Kalpamayee Das Parija, Nucleus Legal Advice Centre, DFA, The Lido, 63 Mattock Lane, London, W13 9LA.
My name is Ali Miloudi. Reference 12786130

April 28, 2026
Unprompted review
Rated 5 out of 5 stars

"Fantastic service! My advisor, Vesna Cvetek (MIMA Cert, Debt Free Advice Project), was brilliant—she helped me navigate my debt issues by drafting all the necessary paperwork and providing clear, exp

I had an excellent experience with an advisor at Citizens Advice Lewisham recently. My caseworker, Vesna Cvetek (MIMA Cert, Debt Free Advice Project), was incredibly helpful and went above and beyond to assist me with my debt situation. She drafted several detailed documents for me and made a stressful process feel much more manageable. Her expertise and kind approach made a huge difference, and I am so grateful for her support. I walked away feeling much more at ease thanks to her help.

April 22, 2026
Unprompted review
Rated 1 out of 5 stars

Bring back Debt free London.

I w am extremely disappointed with the service I received. I approached this service looking for advice and support, but instead I was met with responses that felt evasive, dismissive, and at times unkind.

Rather than feeling helped, I was left feeling as though my situation was not important and that I was somehow inadequate for asking for guidance. When people reach out for advice, it is usually because they are already dealing with stressful or difficult circumstances. The last thing they should experience is being made to feel judged or belittled.

I was also questioned about my use of Klarna, which felt completely inappropriate and unnecessary. The reality is that sometimes it is the only way people can access credit for larger purchases. My personal financial circumstances are not something for others to judge, particularly when I am simply seeking advice.

In the end, I resolved the issue myself by doing what I should have done from the beginning — contacting a solicitor directly. That route was far more helpful and productive than the advice I received here.

I would strongly encourage this service to reflect on how they communicate with people seeking help. A lack of empathy and understanding can make an already difficult situation feel even worse. No one asking for guidance should leave feeling dismissed or looked down upon.

The advisor Kechi needs some training on how to respond to people. I hope she finds her self in a similar situation one day because only then will she reflect on how her cruel bed side manner makes people feel.

February 24, 2026
Unprompted review
Rated 5 out of 5 stars

Thank you WF CAB on resolving &…

Thank you WF CAB on resolving & supporting on several fronts on my issues. Most Esp Nida who was thorough.
Other past helpers were miguel & kingsley thinking back some time ago here!
Thank you's again.
Mr Tony T

November 20, 2025
Unprompted review
Rated 5 out of 5 stars

For housing they tried to supported but…

For housing they tried to supported but unfortunately incorrect inappropriately one Council to the another Council local fake issues makes really hard to get any support. We lived in Hillingdon under Council housing more than 5 years but that doesn't mean anything to them. LONDON all Borough's follows the 5 years rules some only 3 years Council are happy to given housing wheras Hillingdon Council after 14 years nothing given to most of the CITIZENS even though 4 children's. Standing base on seriously Currupted Borough. Plenty of times we had Housing Solicitors Legal Aid, Scam Legal Aid another fake harrassement Legal Funding misusing issues another Court. They taken me to the Court unreasonably misusing LEGAL AID Funding no one knows more than us as we are Victims. This I made serious mistakes given Children's Social services permission to did work but I didn't thought this much too harmful dangerous groups of Culprits Criminals Offensive Anti-social they was. NHS GP, POLICE OFFICERS, CAB HILLINGDON, MP all they did taken action to ended up that Court. So yes this is Called LEGAL AID misfortunes. Together 5 Solicitors kept continued harrassement thousands and thousands of Questions that I wasn't able to looked after my Son. So who looked after my Child. Serious unbelievably Criminals Hillingdon Council and their Offensive activities. After harrassement 3 years given Council flat another Scams that Court given us WHITE GOODS. Basically we bought everything myself this also they targeted. I should to listen COURT SOLICITOR DWP CAB whatever adviced me not to be paid any more money that's the right adviced because of illegally unlawfully again Hillingdon Council targeted us. Money misusing policies only there isn't any bit if faith. So why I lost my Council property. Scams over to the Scams. If I turned down Council property £35,000 they offered me which was seriously evils planning. They won't be given any penny the lower quality of professionalism they are practiticing this is called totally Offensive Anti-social activities. Any humans or families harming intentions is illegal inhumane. Legal Aid Badge holders name Illegal Criminals. Housing is the main basic needs and forced grabbed house that means too many many intentions directly killing murdering planning. We have thousands and thousands of friends and families in different different Borough's but no one could believe even though what Hillingdon Council did to us. Always distrust unreliable unfaithful main nature of the Council in Hillingdon that is Anti-social Offensive Criminals activities harming they do towards Residents. Years and years no improvements. Local Council barriers boundaries makes no support from the Local Council or outside Council. Schools Children's education not focused rather than combined with the Council LEGAL AID harrassement. This cold snow rainy days open field PE without having no jackets or anything only a T-shirt to making Students children's seriously unwell fever coughs to reported Children's Social services Child is absent due to mothers illnesses this issues happened aswell. I didn't did PE or Fever I had that caused UXBRIDGE HIGH SCHOOL another Children's harming groups. They just combined together made my name lies harrassement abusing unbelievably unexpected. I driven my Child in School good health came out with fever. Anyways by the grace of God I have given Children's lives damagers proper feedback. This is the reasons Council or Political parties brought up illiterate no qualified people also given them Asylum rights SLAMS BUSSINNESS because of Council could do whatever they wants illegally unlawfully. We are highly qualified educated families so this we won't be given chances anymore. SLAMS is the main features in LONDON particularly this Political parties and Council they do allowed. Killing each others fighting each others worst than so many others poorer countries. My trauma experiences just bit of sharing to the Manager who adviced me to go for housing in Hillingdon. No its totally wrong putting myself into danger life threatening death again but thanks so much this is your job to adviced. Thanks indeed.

October 1, 2025
Unprompted review
Rated 5 out of 5 stars

Thanks to Raheel, keep up the great work

I have been helped and assisted by an adviser by the name of Raheel who went above and beyond to resolve housing benefit issues I had been having which was seriously affecting my mental and physical health.

Firstly I want to thank Raheel for all of his efforts.

Secondly I ask people who engage with this service to realise that these advisers do this job out of a desire to help others so please have some empathy and understanding when you don't receive an arranged call on time or have difficulties getting through as you can guarantee that they are busy helping others.

Finally I would plead that the Government, council or whoever has the powers to ensure that this most valuable resource receives the funding it requires to keep going as without it, there shall be more of a burden on both the service users and the many various bodies it assist.

Keep up the great work!

May 9, 2025
Unprompted review
Rated 1 out of 5 stars

Rushed Service

They failed to take the time to review my television contract or even confirm with me over the phone whether it had been sent. The advice I received was entirely irrelevant to my situation, and my case was consistently handled in a rushed manner. This lack of diligence is unacceptable.

January 28, 2025
Unprompted review
Rated 5 out of 5 stars

My experience with Citizens advice…

My experience with Citizens advice Bromley has been excellent from day one. Everyone I have dealt with have been polite, courteous, knowledgeable, non-judgemental, supportive and very helpful. Especially Yvonne. From face to face meeting to responding to emails quickly. I can't think of anything that can make their service any better. I am totally satisfied with all they have done for me.

January 27, 2025
Unprompted review
Rated 5 out of 5 stars

Kalpamayee Das Parija is absolutely…

Kalpamayee Das Parija is absolutely amazing, she is so professional in what she does and I have never seen someone like her. She is so kind, quick, and professional. I was so worried and she relieved all my stress and pain. I highly recommend, thank you!

December 12, 2024
Unprompted review
Rated 5 out of 5 stars

Amazing service!

Amazing service!! Lucie is helping me with money coaching and she has been so kind, patient and gentle with me. The modules we have about money is really helping me to be able have control of my money the right way. Thank you Lucie!

November 22, 2024
Unprompted review
Debt Free Advice logo

Reply from Debt Free Advice

Thank you for the wonderful review and for taking the time to share your feedback with Lucie.  We are ecstatic that your expectations were met - and we were able to assist you!

Rated 5 out of 5 stars

My debts

I went to Nucleus Legal advice
The person who helping
Kalpamayee das parija the case worker. Now I am big relief from the debt I am so grateful 🙏

November 1, 2024
Unprompted review
Debt Free Advice logo

Reply from Debt Free Advice

Thank you for the wonderful review and for taking the time to share your feedback with Kalpamayee.  We are ecstatic that your expectations were met - and we were able to assist you!

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