While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and efficiency, making interactions pleasant and productive. Many people highlight the exceptional customer service, appreciating the clear communication and quick resolution of their queries. The service provided is often described as easy to use and stress-free, with consumers noting the speed and effectiveness of the online chat support. However, some people were dissatisfied with their experience, mentioning a lack of empathy and poor communication. These reviewers felt that the process was made difficult and that they received insufficient guidance or support during stressful situations.

What people talk about most

Staff

People report positive experiences with staff. Customers consistently praise the helpfulness,... See more

Customer service

Users describe positive interactions with customer service. Many reviewers praise the patience, helpfulness,... See more

Service

Clients share positive opinions on service, highlighting its efficiency and helpfulness. Many reviewers... See more

Based on these reviews

Rated 4 out of 5 stars

TC tried to be helpful and was helpful The Company's Link was not much good for it quoted the total premium rather than just the additional $82.13

Company replied

Rated 5 out of 5 stars

I had the pleasure of dealing with Maisie through the chat service, and she was absolutely fantastic! She quickly helped me locate a policy I thought I'd lost and spotted an important issue that could... See more

Company replied

Rated 5 out of 5 stars

I spoke to Mia who was so helpful, friendly but professional, and answered all my questions so I fully understood what cover I needed. It can be a daunting process doing something like this but it w... See more

Company replied


Company details

  1. Travel Insurance Company
  2. Health Insurance Agency
  3. Insurance Agency
  4. Insurance Broker
  5. Insurance Company

Written by the company

1Cover is New Zealand's leading specialist travel insurer with over 20 years of experience. Pioneering the online travel insurance market, we revolutionized how customers could purchase their travel insurance. We have protected over 2 million New Zealanders and Australians during their travels, and we are proud of it.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

43 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

This was one of the worst experiences…

This was one of the worst experiences I’ve had with an insurance company.
Making a claim was unnecessarily difficult from start to finish. It was nearly impossible to get hold of anyone in New Zealand, as everything is handled out of NSW. When you’re already dealing with a stressful situation, the last thing you need is to be chasing people for basic support.
There was zero empathy or customer care shown. Not once did anyone ask how I was doing — instead, it was just endless requests for more information, with no real guidance or help. It felt like they were trying to make the process as hard as possible rather than actually assist.
Communication was also poor and unprofessional. Emails weren’t even properly signed with full names, which gives very little confidence in who you’re dealing with.
Overall, this company is disorganised, unhelpful, and lacks basic customer service standards. I would strongly advise people to stay away.
Do not use this company.
If you want reliable cover and proper support, go with a trusted New Zealand provider like Southern Cross Travel Insurance — you’ll save yourself a lot of stress.
Glenn Christchurch NZ

March 25, 2026
Unprompted review
Rated 5 out of 5 stars

Chat Facility

Have dealt with 1Cover over past few weeks. They have been very patient while we get it all right. The chat facility has been excellent. Tino looked after me today. Really efficient & got everything sort. Understood all our needs.

March 23, 2026
Unprompted review
Rated 5 out of 5 stars

Quick and efficient service

Great service, really prompt delivery of my request. The whole team were great, including TC.

September 23, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Cathrine, thank you for taking the time to review us. We're glad our customer service team could assist with your queries. We hope your trip goes off without a hitch. Thanks, Lizzie

Rated 5 out of 5 stars

Maisie

Maisie explained everything so well to me. She was very professional and helpful.

September 22, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Kelvin. We're so glad our customer service team could answer all your questions. Thanks, Lizzie

Rated 5 out of 5 stars

TC listened to what I had to say and…

TC listened to what I had to say and spotted the problem immediately. I'm pleased to say he dealt with it that day. I received a refund back into my credit card that night.
Thank you TC, I'm grateful for your patience in dealing with me in a professional manner.

September 15, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Judith,
Thanks for taking the time to review us. We're glad to hear our customer service team could find and fix your issue so quickly.
Many thanks, Lizzie

Rated 4 out of 5 stars

TC tried to be helpful and was helpful

TC tried to be helpful and was helpful
The Company's Link was not much good for it quoted the total premium rather than just the additional $82.13

September 16, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi John,
Thanks for taking the time to review us. We're glad to hear our customer service team were helpful. Sorry to hear you experienced some technical difficulties before that, I will ensure this had been followed up to avoid it happening in the future.
Many thanks, Lizzie

Rated 5 out of 5 stars

Insurance

Massie was great explained my worries away very greatful
Some of my questions were very basic but nothing was a problem to her.

September 15, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Anthony, thank you for taking the time to review us. We're glad our customer service team could assist with your queries. We hope your trip goes off without a hitch. Thanks, Lizzie

Rated 5 out of 5 stars

Maisie was fantastic in helping out.

Maisie was fantastic in helping out.

September 8, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Ian. We're glad our customer service team could help you with your policy. We hope you have a safe trip! Thanks, Lizzie

Rated 5 out of 5 stars

Maisie was "on to it" and I appreciated…

Maisie was "on to it" and I appreciated this.
Thankyou !

September 8, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for leaving us a review, Alison. We're glad our customer service team could help you and were "on to it". We hope you have a safe trip.
Many thanks, Lizzie

Rated 5 out of 5 stars

Helpful chat advisors Sela (hope I've…

Helpful chat advisors Sela (hope I've spelt it right)

September 4, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Isobel,
Thanks for taking the time to review us. We're so glad to hear our customer service team were so helpful (and you did spell it right).
Many thanks, Lizzie

Rated 5 out of 5 stars

Thank you Mia.

Thank you Mia.
Your service was very prompt, courteous & helpful. Couldn’t ask for more.
Regards,
Ian

September 1, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Ian,
Thanks for taking the time to review us. We're glad our customer service team could assist with your queries. We hope your trip goes off without a hitch. Thanks, Lizzie

Rated 5 out of 5 stars

It was so quick to get my Policy…

It was so quick to get my Policy extended.
Keanu was helpful and efficient. It was a very easy process and appreciate being able to do this online rather having to find the time to make a call.

September 2, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Anita. We're so glad to hear that our customer service team were so helpful and that you enjoyed using our live chat function. We hope you had a fun and stress-free trip.
Many thanks, Lizzie

Rated 5 out of 5 stars

Maisie was very helpful

September 1, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Brittany, Thanks for leaving us a review. We're so glad to hear our customer service team were so helpful.
Many thanks, Lizzie

Rated 5 out of 5 stars

Efficient and Affable Support

Efficient communication and informative support from all members of the 1Cover NZ cohort that supported me, including Sela, Keanu and Mia. All provied consistent support and were affable in response, which I was and am beyond grateful for.

August 6, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Maddie. We're glad our customer service team could help you and help you understand the policy. We hope you have a safe trip!
Many thanks, Lizzie

Rated 5 out of 5 stars

Ready, Set, Go!

So quick and easy to chat and get the answers in a flash.

August 26, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Bella. We're so glad our customer service could help you so quickly. Thanks, Lizzie

Rated 4 out of 5 stars

Car rental insurance in NZ

Consultant Maisie answered all my queries promptly and concisely.

August 25, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Hi Euguene,
Thanks for taking the time to review us. We're glad our customer service team could help with your questions about the Rental Vehicle Excess. We hope you have a stress-free trip!
Many thanks, Lizzie

Rated 5 out of 5 stars

Very easy to deal with adding an extra…

Very easy to deal with adding an extra condition was very thorough and I explained that I wasn't used to this as I don't travel often and they totally understood and helped me now I'm happy to travel fully covered

August 21, 2025
Unprompted review
1Cover NZ logo

Reply from 1Cover NZ

Thanks for taking the time to review us, Phillipa. It's great to hear our customer service team could help you with your policy. We hope you have a fun and stress-free trip!
Many thanks, Lizzie

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look