3YearLoans Reviews 

299
•
TrustScore 3 out of 5

2.9

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Rated 1 out of 5 stars

Everyone there gave me the run around. Was not able to get loan and the asked for every single personal detail. This is a complete scam so no matter how desperate you are don't give them personal info... See more

Rated 5 out of 5 stars

I applied online. And before I could finish I was contacted by one of 3Year Loans reps. I regret I have forgotten his name. But he was very polite and kind. Even though I was turned down. I needed t... See more

Rated 2 out of 5 stars

Was so happy. Had calls from 3 separate representatives. I was praising God for helping us through the mirage of medical bills & credit card bills (caused by medical needs) we were facing. Anll seemed... See more

Rated 4 out of 5 stars

My credit is not the best, but I was able to get a consolidation loan with no prepayment penalty. This is exactly what I was hoping for. The only concern I had is with the interest rate, but with the... See more

Company details

  1. Business Services

Information provided by various external sources

At 3YearLoans getting matched to a personal loan is safe, fast and easy. The Millionaire Matchmaker has nothing on us! Let us help you make the right decision for you! Learn more about how we help thousands of people get the financing they need each and every day!


Contact info

2.9

Average

TrustScore 3 out of 5

299 reviews

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2.9

All reviews

(299)

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Rated 3 out of 5 stars

Made no purchase

The process was simple and straight forward. I found the interest rates, even for someone like me with poor credit to be too high. I stopped at the review stage and never completed the process.

June 13, 2015
Unprompted review
Rated 4 out of 5 stars

Loans

I'm not happy for your decisions Thank you...

June 12, 2015
Unprompted review
Rated 2 out of 5 stars

Seemed Good But Disappointed

Was so happy. Had calls from 3 separate representatives. I was praising God for helping us through the mirage of medical bills & credit card bills (caused by medical needs) we were facing. Anll seemed good and then then we received 2 emails staring "we can't help you" responses. Even after we received another email requesting we call, we did. Everything sounded good. We kept repeating the same actions while getting the same response. Last email requesting a call (less than 5 minites from last call),, I said unless the answer has changed, don't bother contacting me. I was very disappointed! Have heard nothing else. I am Leary that it's some type of scam. They did get a lot of info from me - even my bank password!

June 9, 2015
Unprompted review
Rated 2 out of 5 stars

Poor marketing

Marketing paints a rosy picture, when you are not approved no callback or anything. If I wanted to feel like a roach I would apply for a "normal" loan, not one that charges such high interest.

June 8, 2015
Unprompted review
Rated 1 out of 5 stars

BS. Lies

The outfit they tried to set me up with was going to charge me 35% interest. An I have a 720+ fico score. This site is BS . Just trying to screw a person that needs a lil help

June 2, 2015
Unprompted review
Rated 5 out of 5 stars

Personal loan

Really helpful and straight to the point and quick response, customer service are very nice and friendly and know what they're doing... I will recommend this to a family and friends...

June 2, 2015
Unprompted review
Rated 1 out of 5 stars

Do not waste your time on this site

After numerous emails from this company I decided to give them a try, at the very end of this application I was told they no longer did business in the State that I live in. I started receiving emails continuously after that saying to reapply and I could revive the help I requested to only be told the same thing again at the end of the application! This company is Complete BS!!!! DONT WASTE YOUR TIME

May 30, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Unfortunately, residents some states are not eligible for a loan through our network at this time. Because of the current legal restrictions, we no longer do business in these states. We apologize for any inconvenience.

Rated 2 out of 5 stars

What ????

Okay so it was so confusing and all they got me was to buy a credit score tracker ...

May 28, 2015
Unprompted review
Rated 5 out of 5 stars

great

Great there also they have your money the next day and there a portable

May 28, 2015
Unprompted review
Rated 3 out of 5 stars

loan

Hello, the one thing I wish they woukd of done was give me what I asked for in the Loan.

May 27, 2015
Unprompted review
Rated 1 out of 5 stars

It doesn't deliver

If I can rate it zero star, I will do that , but the system didn't allow me so I had to give it one start. If u don't want dent in your credit report by adding another hard inquiry for nothing, STAY away from this site . They are not lenders. They are the middle men.

May 26, 2015
Unprompted review
Rated 1 out of 5 stars

Denied

I had hoped that my loan would have being approved instead after so much high hopes within seconds I was denied. No reasons given whatsoever. If the amount of the loan requested was to much then allow the individual requesting the loan to adjust.

May 21, 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

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