60MonthLoans Reviews 505

TrustScore 4.5 out of 5

4.7

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See what reviewers are saying

Rated 5 out of 5 stars

You’ve made my experience simple, expeditious, and an overall great experience in bare minimum time and I would 100%+ recommend you to others in search. I truly appreciate and thank you very kindly!

Rated 4 out of 5 stars

There were some issues with me using the platform and uploading my required documents so I knocked a star off. But ultimately I was able to get approved for the loan amount I requested. Took about a w... See more

Rated 5 out of 5 stars

Thank you- you've made this process simple, & also offer a fair rate. I'd 100% recommend for anyone who's looking for a bridge for emergency or large event where you will not be charged an absorbent a... See more

Rated 5 out of 5 stars

When in need I reached out in hope. 60monthloans was there for me. The application was quick and easy and there was communication each step along the way. I was skeptical at first because of my 646 cr... See more

Company details

  1. Financial Institution

Information provided by various external sources

60MonthLoans offers a wide range of loans for any reason, addressing the needs of all types of customers, lending them with $2500 up to $10000 repayable in 1 to 5 years. Easy online application, fast approval and quick funding process, low fees, flexible loan conditions, the ability to early pay off and reschedule or make additional payments at any time with no fee are just some of the advantages that make our offer very attractive!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

505 reviews

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Hasn’t replied to negative reviews

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Rated 2 out of 5 stars

Not Happy

Thanks for responding to my review and you say you didnt send me to collections, well whats the difference in that and what you did do? The outcome was the same, my credit is now ruined for 7 - 10 years and yes it did effect my credit I have proof if you care to see it. Also if you try to call this company they don't answer the phone, so good luck when you get in a bind and actually need to talk to them.

I had my loan for about a year and made every payment on time for several months then went through some troubling times and couldn't make a payment. I stayed in contact with them and had planned to pay my debt off once taxes came in, they were ok with that. Next thing I know my credit drops 300 points for missed payment and it was because they sent me into collections. I received my tax money and paid the entire balance off with proof, a few days later my credit report states payment is up to date and shows remaining balance of what I had just paid off. Originally a $2500 loan with a payout of over $4000 I did the right thing and now have to fight with the credit bureau to have IT removed. This needs to be fixed NOW.

March 9, 2023
Unprompted review
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Reply from 60MonthLoans

Hi Jacob, Thanks for letting us know. Your credit report will be updated by the beginning of next month. You paid off your loan on March 3rd and we only report to the credit bureaus once a month at the end of the month. At the beginning of April is when you will see that change on your credit. Your loan was also never sent to charge off, but it was reported as past due, because your last payment to us was in Oct of 2022. We did respect your wishes not to send it to charge off or collections even though it was over 3 months past due. We hope this answers your questions. Thank you for being a customer and paying off your loan:)

Response to Response:
We did not send your account to collections or report it as a charge off, but we did report it as past due. That will still have a negative effect on your credit. It looks like a little red dot on your credit. So you will have a red dot on your credit for Dec 2022, Jan 2023, and Feb 2023. However because you paid it off in March, when we report at the end of March it will go from Red to Green, showing the account as paid off. This will also update your credit and look good. Credit is based off your monthly performance so it may not jump up 300 points, because not paying for 3 months is considered risky behavior.

If we had sent you to collections, a different company would be calling you 3x a day trying to collect money on the account. This is not what we did. In April you will see your credit report improve.

As far as getting ahold of someone at 60monthloans, Inc. The trick is to call 844-707-7300 and press 7 and then 1. Also leaving a voicemail will get you a call back. You can also email us at myloan@60monthloans.com and we will respond within 48 hours.

Rated 5 out of 5 stars

Next level service!

Great company to work with any financial need, advice or services. Very pleased with my decision to make the called. Highly recommend you do the same.

March 17, 2023
Unprompted review
Rated 5 out of 5 stars

Money was really tight

Money was really tight. I just had bought a home and moving expenses were high. Thank goodness 60monthloans came to my aid! Plus they don't do hard pulls on your credit, which is a plus! I highly recommend!

January 23, 2023
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Reply from 60MonthLoans

Thank you for your review!

Rated 5 out of 5 stars

Great

Great customer service and fast approval , rep who I spoke to was very nice . Would definitely recommend

January 16, 2023
Unprompted review
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Reply from 60MonthLoans

Thank you for your review!

Rated 1 out of 5 stars

They asked me to send statement because…

They asked me to send statement because the deposit in my bank shows Raiser instead of UBER. I explained to them that Raiser is indeed uber. I sent them my statement that clearly shows uber via their email . Instead they sent me the same email gain. Apparently Liz is not looking at the emails when they ask for more backups. i sent the back ups like twice to no avail and you can't even get a person on the phone.this company should be called nightmare loan

January 4, 2023
Unprompted review
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Reply from 60MonthLoans

You are right, The emails should have been checked before asking you for them again. We apologize about the inefficiency. We have made a policy change to make sure we check all avenues of communication again before requesting information again. Thank you for your feedback!

Rated 5 out of 5 stars

Friendly and understanding

After several months of repayment I encountered a bad month and had to miss a payment… 60 months treated me with respect and understanding, helping me get back on track without retribution. Wish everyone would be so understanding.
Thank You

November 18, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for you Review! And Happy New Year!

Rated 5 out of 5 stars

Excellent company

Excellent company! Great customer service! Ashley is the best. I have done business with similar companies but I felt like they cared and could be trusted!

August 18, 2022
Unprompted review
Rated 1 out of 5 stars

bad experiences with this company.my…

bad experiences with this company.my credit score is 622 I have a full time job and make pretty good income. I was in need of quick money asap and I heard of this 60monthloan sounds. so good to me. They claim that they don't approve you based on your credit score, that they are based on your income to repay the loan. I decide to apply to see the rates and my qualification. surpriselly I got disqualified turned down I didn't get Aproved for none of their loan, like I have no credit story or no job to repay the loan back.that shocked. after got denied I tried to login and I couldn't login and tried to reset the password but no code was sent to me. no letter to know why I got denied at all. I don't recommend this company and I hope I don't see any hard enquiries on my credit report.look somewhere else don't waste your time.

July 13, 2022
Unprompted review
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Reply from 60MonthLoans

Hi Lisa, I'm sorry that you were denied from 60monthloans, Inc. Usually if you cannot login to your account and are denied right away that means that you are from a state that we are not licensed in. In which case we would not be able to lend to you regardless of your credit. Luckily with a 60monthloans application there is no hard inquiry to your credit only a soft inquiry, which if you are from a state we are not licensed in would not happen either.

Rated 3 out of 5 stars

60 month loan was there when I needed…

60 month loan was there when I needed them, but the interest rate is very high and if it had not been for the Lord blessing me and my husband to pay the loan off early we would of paid back almost triple the amount we borrowed. I really appreciate the loan when needed but mostly I thank God for saving us from paying all that interest!!!!!

July 10, 2022
Unprompted review
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Reply from 60MonthLoans

I'm glad you were able to get a loan in your time in need and be able to pay it back quickly! That is one of the perks with a 60monthloan is that we are able to help those who may not be able to get funding anywhere else and we have no prepayment penalties which, as you experienced, if you pay it back early you save yourself a lot in interest! Our goal as a company is to help you get back on your feet and get in a better financial position! We are so happy that this was the case for you!

Rated 5 out of 5 stars

This loan company is great

This loan company is great. Always trustworthy and reliable. When I need a loan they always have the best offers and the monthly payments are super convenient. This is a place I would definitely recommend, I've even referred my family members to get one with them!

July 5, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for your review!

Rated 5 out of 5 stars

Fast, Friendly and helpful.

I was in need of a loan with initial low payments, the process was seamless and working with this organization was friendly. I ended up paying off early but highly recommend and would work with again.

June 28, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for your Review!

Rated 5 out of 5 stars

Good service

Good service and understanding of my financial situation. The loan process was quick and painless. Automatic payments were a plus. High interest rate but expected due to my specific situation.

May 30, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for your Review!

Rated 5 out of 5 stars

Irina is knowledgeable and friendly!

Irina was very helpful (and very quick) to assist me with getting the payoff statements that I needed. She made sure I knew the address to send the payment to and my loan number so that the payment can be processed quickly and accurately. Irina was very friendly and I am very happy she is the one that took my call today :)

May 13, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for your Review!

Rated 5 out of 5 stars

Great Customer Service

I needed to defer some payments and Ashley was very helpful and understanding of my situation. She explained everything clearly and was very pleasant to work with.

May 3, 2022
Unprompted review
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Reply from 60MonthLoans

Thank you for your review!

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