While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Information provided by various external sources

We offer solutions to businesses and individuals through:business loans to $2,000,000, Secured RE backed loans to $500,000,000, debt consolidation loans, free business analysis. We specialize in poor credit/poor background business loans, as we lend down to 350 FICO scores.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

19 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I was really happy with the promptness…

I was really happy with the promptness and urgency placed with my request. I was funded in 24 hours. And I really liked the professionalism and constant communication on the steps being taken. Thank you so much and I am looking forward to working with you more in the future!

August 7, 2020
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you Latonya, it was a true pleasure assisting you,
you are very kind and great with communication.
We look forward to helping to grow your business to the highest
of heights!

Rated 5 out of 5 stars

Helpful with business loans

Mark has been very helpful in the growth of my business, North Shore Music. His responses are direct and attentiveness A++

February 6, 2020
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you Alejandro, it is a real pleasure assisting you and your great business!
Please contact me anytime you need funding.
Best Regards Always, Mark Ayers

Rated 5 out of 5 stars

Great service

Fantastic. Could not ask for a better experience

October 11, 2019
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you kindly Justin. It was an honor to be able to acquire funding for both of your wonderful businesses. Please call any time you have a future need. Best Regards, Mark Ayers, President

Rated 5 out of 5 stars

Mark Ayers did an outstanding job to…

Mark Ayers did an outstanding job to try and help us work through a difficult financial challenge. Mark did secure funding for us - which even though at this time - I have to put that option on hold -
I am very grateful for all he did last week to help! He never once said no I can't help! I truly appreciated all he did!
Mark cares about finding the best option possible and does everything he can to help the process be successful.
I hope to be able to circle back around to A1 Financial and Mark at a later date.
A million Thank You's Mark for all you did!
Jennifer
BCS ALL PRO

June 24, 2019
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

My pleasure to serve Jennifer, please call me when you have a moment,
we just may have a new option for you...

Rated 5 out of 5 stars

I have been dealing with Mark for…

I have been dealing with Mark for almost a year. When all hope was lost he was able to help and if he wasn't able to help he told me up front but still went through what other options I had. I hadn't spoke with him in a few months and had to search for his number today and called him out of the blue with a question he had no personal tie to and he was happy to help and give advice. You can tell he really does care about his clients and wants the best for them. Thank you!

June 12, 2019
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so much for your kind words Jordan...
It is a true joy and a privilege to serve wonderful,
appreciative people like yourself.
I'll have a new offer for you shortly.
Kindest Regards, Mark

Rated 5 out of 5 stars

Mark is so helpful

Mark is so helpful. He did everything to help me to get funded. A true business partner in your side. Work with mark and you won’t regret it. Thank you Mark.

May 17, 2019
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so kindly Debbie. It was a pleasure and an honor to assist you,
please call any time you wish to grow your business more.

Rated 5 out of 5 stars

Mark Ayers is a miracle worker

Mark Ayers is a miracle worker. My credit score is 519, I had 980 denials,,, LITERALLY, and then Mark finally got me approved with LCF financial and totally saved my a**!!!! THANKS MARK!!!!!

September 18, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

You're so very welcome Dr. Ramos...It was an honor assisting you. Please call any time you need funding in the future.
Best Regards,
Mark Ayers
President
A1 Financial USA
(909)-930-9159

Rated 5 out of 5 stars

Mark went above and beyond to secure…

Mark went above and beyond to secure loans for us. Highly recommend !!

September 12, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so kindly MT, It was an honor getting you funding to help your great business!

Please call me anytime you are in need of more.

Rated 5 out of 5 stars

Best Business Lender! A1 Financial USA!

Mark from A1 showed the height of professionalism in following through with us on funding.I must have been a pain of a customer as I couldn't find the paperwork I needed.Mark was extremely patient and got us a much larger amount than thought possible. 5 stars all the way!

June 22, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you kindly Tina, you were not a pain at all...it was a pure pleasure getting you the funding you needed...
Please call any time in the future when you need funding

Rated 5 out of 5 stars

Mark was amazing to work with

Mark was amazing to work with! Extremely professional and our company is better because of him!
We will be keep A1 financial in our family as we expand!
Thanks Mark and A1 Financial
Angela - business owner

June 20, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so kindly Angela, it was a pleasure and an honor to assist your growing business!
Please call any time you need funding....

Rated 1 out of 5 stars

Got me a crappy most expensive…

Got me a crappy most expensive expensive loan ever and said last start with this I'll will refinance you with in a 2 weeks and than don't answer his phone don't advise any one to deal with him
Lol for some reason others people were able to get me what I needed and you don't and I manage to always have money on my account I think you just wanted a highest commission possible not trying to help me
Lol last time you said my score is under 500 keep bs you stuck on what you doing

June 18, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Gee Vidam, we're sorry you feel that way.
908 lenders declined you and only one ultra high
risk lender made you an offer at all....

We were on vacation when you called that one day,
if you would have emailed you could have reached us.

Why did you not email?

About what you claim on commission is impossible.
I had no choice of commission, since you only had 1 offer out of 909 lenders..

That should tell you something-- due to your 400 FICO
score, numerous negative days,, bounced checks,
declining revenue, and difficult to fund industry.
It's akin to you smoking 4 packs of cigarettes a day for 30 years,
and then complaining about the bill from the only doctor
in the world that could save your life.

Goes to show--
You just can't please ungrateful people.

We are pleased all our other customers are grateful and wrote such nice reviews!;

Rated 5 out of 5 stars

Mark was fantastic to work with!

I just about gave up hope in receiving financing to grow my business until I found this company. After filling out the online application, i had several offers within 12 hours. Mark went above and beyond & he certainly made this experience painless. I would recommend them a thousand times to anyone seeking financing for your business.

June 11, 2018
Unprompted review
Rated 5 out of 5 stars

Mark Has Stood by us the whole way

Mark Has Stood by us the whole way. I highly recommend his service.
We are an up and coming manufacturer and he has been a resource to our business providing us with the funding we need to move in a positive direction. Managing our opportunity towards growing and prosperous business.

May 29, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you for your kind words, Robert. We are proud and honored to serve such a fine
business as yours. It's always a pleasure!

Rated 5 out of 5 stars

Mark was amazing

Mark was amazing, patient and worked hard to make it all happen!

May 24, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so much Ms. Sinclair, your business is much appreciated,
we really enjoy working with such a sweet person!
We will endeavor to fulfill all your funding needs for years to come...

Rated 5 out of 5 stars

Awesome first time Experience!

Awesome first time Experience!

A1 has completely helped us to expand and flourish our business on 2 separate accounts. Ease of process is keen and super efficiency is A1 FINANCIAL USA. Mark even connected us with vendors in his existing network to hire new staff! Amazing flow and exceptional turnaround. Honest forthright company! Your business depends on it.

April 27, 2018
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so much Tracy.We were so honored and happy to help.
Call us any time for future assistance!

-President & CEO
Mark Ayers

Rated 5 out of 5 stars

Will recommend them!

Excellent quick funding

April 4, 2017
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you Joseph, we are honored to assist you in meeting all your
financial goals...

Rated 5 out of 5 stars

A1 Financial Services

I have been with Mark for quite sometime now every time I need funding to grow my business he is always efficient and there for me, and money in my account in 2 days working with him has been a pleasure since the bank is not an option. I HIGHLY RECOMMEND HIM.

March 22, 2017
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you kindly Sir...We are happy to help you grow your business,
and deeply appreciate your loyalty.
Please send your friends to us, we're giving away
$100 Visa Gift Cards for successful referrals!

Rated 5 out of 5 stars

Made getting a loan a breeze

To start, Kelly was sweet on the phone to me,as I have trouble explaining things, but she was very patient. Mark and Stephanie helped us get a loan to buy equipment we needed for our construction business.They made the task of paperwork a breeze...It was a true pleasure...

September 24, 2016
Unprompted review
A1 Financial USA logo

Reply from A1 Financial USA

Thank you so kindly for the 5 star review, Asif...It was a true pleasure serving you.
If you need more funding any time after 30 days, please call me, you won't need any additional paperwork.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look