Ace Auto Protect Reviews 172

TrustScore 1.5 out of 5

1.5

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Review summary

Created with AI, based on recent reviews

Considering 68 reviews, most reviewers were let down by their experience overall. Many customers reported significant difficulties in contacting the company, with calls frequently going unanswered or being directed to voicemails without return calls. People also expressed dissatisfaction with the warranty service, as claims were often denied with what they perceived as feeble excuses or were only partially paid after extensive delays. Furthermore, numerous consumers struggled to receive refunds, with many waiting months or even longer without success, despite assurances that checks had been mailed. The claim process itself was a source of frustration for many, who felt that the company created roadblocks, leading to unapproved repairs or incomplete reimbursements. Conversely, a small portion of people felt that the sales and claims representatives were honest and reliable, and some even mentioned positive experiences with warranties.

What people talk about most

Customer communications

Reviewers express significant frustration regarding contact, consistently reporting extreme difficulty... See more

Warranty

Consumers consistently express significant dissatisfaction with the warranty service, often reporting a lack... See more

Refund

Reviewers highlight significant dissatisfaction with the refund process, frequently reporting prolonged... See more

Claim

Users describe negative interactions with claim processes, frequently reporting an inability to reach the... See more

Service

Clients share negative opinions on service, with many reviewers expressing extreme dissatisfaction and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

After having reviewed their contract in detail I decided to ask for a refund within the thirty day grace period. No one replied to my emails for three weeks, ncluding Robert Murray, the agent who prom... See more

Rated 1 out of 5 stars

Worst experience ever! They promise to communicate then never respond. Cancelled policies and returned refund forms over 6 months ago, policies were cancelled. Still have not received refund. Called a... See more

Rated 1 out of 5 stars

I purchased a warranty from this criminal corporation. They put every road block in your way after the denied my claim. My problem was a internal part failed so the didnt send anyone out to check with... See more

Rated 1 out of 5 stars

I have been trying to cancel my service contract since January of this year after they offered a miniscule amount to cover an axel claim. I have been ignored and given the run around after being told... See more


Company details

  1. Car Repair and Maintenance

Written by the company

Protect your vehicle from costly auto repairs. Without the dealer upcharge!


Contact info

1.5

Bad

TrustScore 1.5 out of 5

172 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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Rated 1 out of 5 stars

I was sold the platinum elite policy…

I was sold the platinum elite policy covered everything bumper to bumper after about a year and 2000 miles I purchased the policy my starter went out my mechanic said the cost to fix it was around $1300 it was called in at ace ato for approval after about 2 weeks my mechanic calls and said that he was still waiting to get approval from ace ato they called numerous times and just got thier v.m. I finally was able to contact a lady that approves the work orders and told me that they will only cover $400 of the the bill so I had to cover the rest $900 which I had no choice. So my car gets fixed and ace ato was to pay thier share $400 then my mechanic calls me after a month and tells me he never received his money he said he has called thier office ''ALOT'' and has not be able to contact anyone so I had to pay him the difference I have been calling them and all I get is voice mail i have a feeling they have taken all the customers money and running for the hills....so I'm going to file with BB consumer affairs and my attorney this is not right and they need to be accountable ripping off customers and from what I'm reading the have gone through the same thing

April 7, 2025
Unprompted review
Rated 1 out of 5 stars

Cancelled policy because they did not…

Cancelled policy because they did not come through on a repair. Canceled in Feb 2025 and submitted required paperwork. They claimed they lost it even though I have had proof of delivery. Subsequently they accepted scans of the documents and was told refund was approved. And apparently the 60 day clock started over with the scans. Was told my refund was mailed out June 30th even getting the check number. Of course no one can tell me what the amount is. Now they are not return calls or answering their phones. Although the after hours answering service picks up....no help there. I will be filing complaints with the State Insurance Commissions in Georgia where they hold license and California where they can sell. Also, contacting my attorney since they are now in breach of contract! Anyone up for a class action??

February 20, 2025
Unprompted review
Rated 1 out of 5 stars

do not go with this company they lied…

do not go with this company they lied to me about everything that they would provide on initial phone call basically you have to take your car to cheap mechanic you have to do all this leg work with no assistance from them the customer service rep very hard to understand but yes she knew contract up and down i wouldn’t give my worse enemy to go with ace protection they just suck

July 25, 2025
Unprompted review
Rated 1 out of 5 stars

Scammers - Stay away

I wish I could give zero stars. Let me share my experience with you: I purchased a warranty from them last year, but when I filed a claim for a repair, they denied it with a feeble excuse. No worries, I canceled the policy in October 2024. Now, it's been around nine months, and I'm practically begging them to issue my refund, but they haven't done anything. For the past 1.5 months, they have completely ignored my calls. I've spent 3-4 hours calling them almost daily, but it's all been in vain. Whenever I try to communicate with them, they start behaving rudely. I don't understand how these scammers are still in business. They are the worst company I have ever encountered.

July 21, 2025
Unprompted review
Rated 1 out of 5 stars

Beware of this predator....

Don't fall prey to this company masquerading as a legit seller of extended warranty. Ace Auto Protect is a scam, a chronic liar and they don't honor the contract. I have my car fixed in an auto repair center. I paid for the service and then I submitted a claim with ace auto protect for reimbursement. The person said that they will be mailing the check for the approved amount. I didn't received the check and when I follow-up they said it was mailed to the auto repair center. Then, they said it will be mailed out to me again with my exact address. I never received the check until now like it's been 4 months already. When I tried to call them to follow-up they don't answer the phone anymore. I left a message but nobody called me back. So, I am bringing this matter to the department of justice.

June 27, 2025
Unprompted review
Rated 1 out of 5 stars

OK the owner of the vehicle have…

OK the owner of the vehicle have tried numerous times calling ace auto protect to get my vehicle fixed under the warranty but can never get anybody included athe certified auto mechanic about any vehicle service claim to get fix I have exhausted every possible transportation service while my vehicle is sitting home just get approval to fix the warranty part for my vehicle I don't thing this company is very reliable or reputable service is next to none good luck if anyone is looking to get this company for ther vehicle service and warranty.

June 16, 2025
Unprompted review
Rated 1 out of 5 stars

Scam filield complaint with BBB Ace…never replied PLEASE STAY AWAY THEY ARE STRAIGHT SCAM NOW THEY WILL NOT REPLY TO PHONE CALLS

Updated Scam field complaint with BBB Ace…never replied. PLEASE STAY AWAY, THEY ARE A STRAIGHT SCAM. NOW THEY WILL NOT REPLY TO A PHONE CALL. Almost 1 year told check is in the mail numerous times. Would love to file
a class action lawsuit. Anybody else, please reply.LOOK at Co Pilot, about them majority say Scam. I will continue to post until I get my $ back on every site I can to warn the people about this Scam I wish I'd have seen this before I purchased the warranty. They say if you do you don't get your $ back that is why they have 5 star .... well they never refunded me, kept almost 2k so I'm posting

July 4, 2025
Unprompted review
Rated 1 out of 5 stars

I've paid in $900.00 dollars and my…

I've paid in $900.00 dollars and my repair was around $900.00 dollars a simple radiator install with parts and they are only willing to pay $400. and change so I have to lay out $600.00 dollars out of pocket, it's a scam don't believe a word they tell you. They will be seeing me again only this time in court.....Give me back my $900.00 and I will pay it myself.

June 30, 2025
Unprompted review
Rated 1 out of 5 stars

Ace Auto Protect is very aggressive on…

Ace Auto Protect is very aggressive on their pricing and now I know why. I have been without my car since May 13 and today June 26 I finally get a response from them that they will only cover half of my invoice because it was considered regular maintenance! They never answer their phone unless you request a NEW quote which i found out after 6 weeks and my service advisor told me in over 20 years he has never had such a hard time getting a response back! If you are looking for a reputable company I highly recommend you look for another company like what you hear all the time YOU GET WHAT YOU PAY FOR!! In the case it was total aggrevation!!

June 25, 2025
Unprompted review
Rated 1 out of 5 stars

Purchased this in April 2024

Purchased this in April 2024. My car blew up (needed a new engine) which they said was a "pre-existing condition" with zero proof. They refused to fix it and I couldn't afford the $12-17,000 repair bill, so I sold the car. Cancelled the policy (only had it a year), and like many others here, am STILL waiting for the refund! This company totally sucks...go with Car Shield. My son had his entire transmission replaced on his 2011 vehicle - car was only worth around $3000 but Car Shield paid the over $5500+ repaid bill.

June 24, 2025
Unprompted review
Rated 1 out of 5 stars

Liars and Thieves

Please do not purchase an extended warranty from Ace Auto Protect!!! They are a bunch of liars and thieves!! I have been waiting over seven months to be reimbursed for my canceled contract. Ace Auto Protect owes me $1,290.00. When I signed the cancellation form on November 13, 2024 Mr. Thomas Williams assured that my money would be returned. I have called many times and have left voice messages with Mr. Williams, and he has never been respectful enough to return my call. I have also spoken with Mr. Marcus Miller and have gotten nowhere. I am an 80 year old man on a fixed income and these individuals could care less whether I ever get my refund. Last month I spoke with Gena at Ace and she assured me that a check was sent on May 30, 2025. I even asked her to repeat my address to be sure the check was being mailed to the correct address. Today is June 23, 2025 and no check. They must have flagged my phone number, because now when I call I go immediately to voicemail. I don't know what else to do. If there is anyone at Ace Auto Protect that can help, please do.

June 23, 2025
Unprompted review
Rated 1 out of 5 stars

I purchased the warranty had

I purchased the warranty on March 2024, had issues with my car, repairs were approved and paid on June 2024. they told me I'll be reimbursed for the approved amount, should receive a check, however, as of yet still not received, although, calling and told check in the mail and nothing.

June 20, 2024
Unprompted review
Rated 1 out of 5 stars

Bad contract, poor service

After having reviewed their contract in detail I decided to ask for a refund within the thirty day grace period. No one replied to my emails for three weeks, ncluding Robert Murray, the agent who promised to respond to any questions or concerns. The contract has more holes in it than a sponge.

June 12, 2025
Unprompted review
Rated 1 out of 5 stars

I submitted an approved claim back on Dec 2024 and have not been paid yet.

I submitted an approved claim back on 12/16/2025. ACE approved the repair through an approved garage, and has not yet paid my claim. I have called numerous times, they claim the check will go out at the end of the month for the last 4 months running and i have not received payment yet. I reached out to Michael Rose, he was the agent that sold me the policy. He was very convincing and i am hoping he will help me get this resolved and get payment on my claim. I will leave further review if he is able to help me reslove.

December 16, 2024
Unprompted review
Rated 1 out of 5 stars

Scam company

I have been having ongoing issue with Ace auto protect to get my refund back as I had canceled my plan in October 2024. company has not given my refund. now they will not answer my call. when I call, I been put on hold for hours and then they disconnect my call. please do not conduct any business with this kind of company who do have any ethical values.

June 4, 2025
Unprompted review
Rated 1 out of 5 stars

Don’t waste your money

Don’t waste your money. Company is a scam. I have been trying to get a refund back for 8 months now after Ace didn’t cover the repairs on my car that were within the coverages. Going to small claims against them now!

October 5, 2024
Unprompted review

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