ACI UK Ltd Reviews 

6,043
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,474 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, understanding, and professional, often going above and beyond to resolve situations. Many people highlight the excellent customer service, noting how advisors put them at ease, listened empathetically, and provided clear explanations and support. Consumers appreciate the compassionate approach and the efficiency with which their issues, including setting up manageable payment plans, were addressed. However, some customers also noted concerns regarding frequent contact attempts, describing them as excessive even when payment plans were in place. A few people also mentioned issues with being pursued for historic or disputed debts, which caused additional stress.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their politeness, understanding,... See more

Customer service

Users describe positive interactions with customer service, highlighting agents who were compassionate,... See more

Payment

Consumers find payment to be ambiguous, with some reporting positive experiences with helpful staff who... See more

Service

Reviewers mention positive feedback about service, highlighting helpful, polite, and efficient interactions... See more

Customer communications

Customers had negative experiences with contact, frequently reporting an excessive number of calls and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Spoke with a guy called Ben who was amazing tbh i was stressing over multiple bills and he put them all into one affordable payment .Very friendly and helpful and that helps when your worried about mo... See more

Company replied

Rated 5 out of 5 stars

I have good communication with Zora customer service representative she answered my  which made me to give a five star they understand they will not mail any money for me. I know my right and I kn... See more

Company replied

Rated 5 out of 5 stars

I been so frightened to speak to any firms when I found myself having problems making payments. Things have changed and things aren't complicated anymore which meant I was able to call and pay in full... See more

Company replied

Rated 5 out of 5 stars

Had a letter arrive from aci for a historic debt i didnt know about as someone else had spent the money without my knowledge. Spoke to Candis? Who went above and beyond. Actually listened to the situa... See more

Company replied


Company details

  1. Debt Collecting
  2. Debt Collection Agency

Written by the company

ACI is a specialist debt resolution agency. Our purpose is to help you resolve your debts by providing flexible and tailored repayment solutions that enable you to reach financial freedom. https://www.aciuk.co.uk/contact-us


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 99% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(6,043)

1,420 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

They are very understandable to make…

They are very understandable to make easy payments until the end and they are very nice people

July 1, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Sandra, thank you for your kind words - it’s great to hear our team took the time to understand your situation and made things easier with a flexible payment approach while being supportive throughout. ~MD

Rated 5 out of 5 stars

Getting touch with ACI was quick and…

Getting touch with ACI was quick and easy. The member of staff that dealt with my case was called and he sorted my issue quick and professionally. He came across a friendly and put me at ease

July 1, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Stephen, thank you for your review - we’re glad our staff handled your case promptly while keeping things friendly and reassuring. It’s great to hear you felt at ease throughout. ~NS

Rated 1 out of 5 stars

Hard enough to get hold of to begin…

Hard enough to get hold of to begin with as telephone cut out mid call on there need. Hanging up? Blames it on technical problem but seems to be ongoing months later. Had confirmation of last payment but month later the payments are still being taken. I await there response

July 1, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Tee Jay - this does not sound like a great experience and would like to investigate. We can't identify the account purely from your name, therefore we have asked for further information via TrustPilot.

If you'd kindly respond, we'll take it from there.

Thanks for your help

Rated 5 out of 5 stars

Liam was a very nice and polite person…

Liam was a very nice and polite person to talk to and very helpful

July 1, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Dee, thank you for your kind feedback about Liam - it’s great to hear he made the conversation feel comfortable and supported you so effectively. We’re pleased he was able to help and leave such a positive impression. ~ MH

Rated 5 out of 5 stars

Super helpful and understanding while…

Super helpful and understanding while I’m going through a difficult time made it so easy to ring and speak over can’t be more thankful of zohra

July 1, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Isobel, thank you for sharing such kind feedback - we’re really glad Zohra took the time to understand what you’re going through and made the call feel easy and supportive during a difficult moment. It means a lot to know you felt so well looked after. ~ TH

Rated 5 out of 5 stars

Was very happy with the conversation I…

Was very happy with the conversation I had with nabil. The outcome I was very happy with. I thank you so very much

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Anne-Marie, thank you for your kind feedback - it’s great to hear Nabil made your conversation so positive and got an outcome you were pleased with. We really appreciate you taking the time to share this. ~ NS

Rated 5 out of 5 stars

Good communication skills

Good communication skills, very understanding and explained everything really well, best person I've spoke to from aci

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Megan, thank you for your lovely comments, it’s great to know the advisor took the time to understand your situation and explained things clearly. We’re glad you had such a positive experience. ~ TH

Rated 5 out of 5 stars

Great agent

Spoke to an agent called Sultan and he was very helpful. Spoke with a friendly manner and explained everything I needed to know clearly.

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Michelle, thank you for your review - we’re really glad Sultan came across approachable and made everything easy to follow during your call. It’s great to hear he left you feeling well informed. ~MD

Rated 1 out of 5 stars

Keep sending messages over the past 2…

Keep sending messages over the past 2 years calling me Cathy saying to contact them about my debt!? My names not Cathy and I dont have any debt? When I called and explained the lady on the phone asked me for my personal details, such as name, date of birth and address. I told her I am not willing to give my info as you think my names Cathy. She then asked if I had ever lived at another address which she mentioned. I said no. She said she would remove my number from the system. So hoping I dont get anymore messages.

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Jade - Thank you for your review, we appreciate you contacting us to let us know. On isolated occasions the Credit Reference Agencies will provide us information that may associate details incorrectly.

Thank you for contacting us and letting us know ~MD

Rated 4 out of 5 stars

W isabella

W isabella. Patient and cool

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Israel, thank you for taking the time to share your feedback. Were glad to hear Isabella provided a good service and helped you with your account ~MH

Rated 5 out of 5 stars

Spoke to Henry who made it very very…

Spoke to Henry who made it very very easy for me in a short amount of time that I had to speak to him thank you very much, Henry

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Ann, thank you for your kind feedback - it’s great to hear Henry made things straightforward for you and helped within the limited time you had. We really appreciate you taking a moment to recognise his support. ~ TH

Rated 5 out of 5 stars

Excellent service

Excellent service

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Jenny, thank you for your kind words - we are really pleased to hear everything ran smoothly.
~ NS

Rated 5 out of 5 stars

Very polite and extremely clear

Very polite and extremely clear. Followed my instructions perfectly. Highly recommended

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Steven, thank you for your great feedback - it’s lovely to hear the team kept things clear and handled your instructions exactly as needed. Your recommendation is really appreciated. ~ TH

Rated 5 out of 5 stars

The agent Kazi was a good listener

The agent Kazi was a good listener, empathetic and did everything he could to help me, causing me less stress than I was already feeling. He Was understanding of my personal circumstances and managed to have me laughing by the end of the call and feeling less stressed about the debt I owed. Great rapport with customers and very easy to talk to and helpful.

June 30, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi, thank you for your thoughtful feedback about Kazi - it’s great to hear he took the time to understand your situation, eased your worries and even lifted your spirits during the call. We’re really pleased he was able to support you in such a positive and reassuring way. ~ TH

Rated 5 out of 5 stars

Pleasant phone call with agent Alieu

The agent I spoke with this, Alieu was informative and was able to understand my change of circumstances with no judgement.
As requested, Alieu cancelled my direct debit payment efficiently and set up a one off payment. A Stress-free phone call which I appreciated .

June 29, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Curtis, thank you for your kind feedback. It’s great to hear Alieu handled your change in circumstances with care and made everything straightforward, including organising the payment exactly as you needed. ~ NS

Rated 5 out of 5 stars

Staff member was very understanding and…

Staff member was very understanding and supportive as it’s always difficult talking about debt. Made it much easier to deal with.

June 29, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Donna, thank you for taking the time to share this. We’re really pleased our colleague approached the conversation with understanding and made what can be a difficult topic feel easier to manage. ~ TH

Rated 5 out of 5 stars

Billy was a plesent man to speak to and…

Billy was a plesent man to speak to and understood my circumstances

June 29, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Rebecca, thank you for your review. We’re glad Billy took the time to listen and fully understand your situation, making the conversation a positive one for you. ~ MH

Rated 5 out of 5 stars

Alieu was very helpful and understood…

Alieu was very helpful and understood my needs and things have now got resolved and I now on my way to getting my debt closed.
Reference 1652945

June 29, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi there, thank you for your feedback. It’s great to hear Alieu supported you in a way that met your needs and helped move things forward towards resolving your balance ~ MD

Rated 1 out of 5 stars

Worst company ever.

I have been issued a default by perch (part of ACI) and I have no idea why- I have had no explanation. I don’t even know why I have this default- I don’t owe any money and ACI, it seems, don’t know anything. I am trying to get a mortgage and given the current climate, and ACI doing this, it has now been withdrawn. All I want is a proper explanation and for the default to be removed (I’m no expert here but I’m assuming I should have had a default letter- which I didn’t).Total laziness and inability.
So thank you ACI, I am now in an impossible situation and coupled with shoddy customer service and unknowledgeable staff, I have been exploited to a situation which it seems will never be resolved. You are messing with peoples livelihood- and I disgusted at the manor (and the lies) in which this has been dealt with.

Lastly, I have now had to set up a payment plan, on something that I know nothing about only because your staff want the account settled. I don’t see why I should have to pay for something that I know nothing about. Makes no sense to me. Employment details were all wrong, phone number hasn’t been in use in 2yrs, email address was correct, but I don’t have access to it anymore, as I closed it. Staff didn’t listen to a thing I was saying. She’s now sent an email confirming all payment plan info to an email address that I don’t have access to. What else am I supposed to do when staff don’t listen to me or what I’m saying.

June 29, 2026
Unprompted review
ACI UK Ltd logo

Reply from ACI UK Ltd

Hi Heather, we are sorry to read your review and read about your experience. This is not the level of service we aim to offer. We want to get this resolved for you, so we have asked for a little more information via TrustPilot to identify the account you are referring to, as we cannot do this from your first name alone. Once we have this, we can investigate.

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