Amica Insurance Reviews 6,751

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 1,380 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptional customer service and the helpful, knowledgeable, and friendly staff. Many people highlight the efficiency and ease of their overall experience, noting that the service is fast and reliable. Reviewers appreciate that the company stands by its word and is always there to assist, especially during stressful situations. However, some customers also noted issues with pricing, finding the rates to be higher compared to other providers, even without claims. A few people mentioned dissatisfaction with the claims process, citing rejected claims or difficulties with communication and resolution. There were also occasional reports of rude representatives and a lack of clarity in follow-up communications.

What people talk about most

Customer service

Consumers generally express satisfaction with customer service, highlighting professional, responsive, and... See more

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Service

People report positive experiences with service. Many consumers praise the ease of access to billing... See more

Price

Reviewers highlight ambiguous aspects of price. While some customers praise competitive rates, finding them... See more

Claim

Customers had ambiguous experiences with claim. While some reviewers praise the hassle-free and quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

A year ago ( February 2025) my wife had a serious accident requiring surgery and a long rehab period. Amica was wonderful. Payments were prompt for any need, medical and vehicle replacement. Because... See more

Company replied

Rated 5 out of 5 stars

Usually it is great! Mailings are clear... and if I have questions, the staff is always helpful and courteous. The change-over to having our dividends automatically applied to our annual prem... See more

Company replied

Rated 5 out of 5 stars

I was lucky enough to land with Nicole (Ashley) Sweat when I called for inquiring on new insurance coverage. What a pleasure she was to deal with. Clear, thorough and insightful. I had multiple hom... See more

Company replied

Rated 5 out of 5 stars

I just switched auto and home insurance after 12 years with American family insurance to AMICA and what a difference in service. I was interested in home and property coverage being more thorough and... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Personal Insurance Company
  5. Term Life Insurance Provider Company

About Amica Insurance

Written by the company

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Visit Amica.com




Our company

With over 115 years of expertise, Amica is the oldest mutual insurer of automobiles in the U.S.

Other coverage includes:

Built on trust

We listen carefully and provide recommendations based on your unique situation.

Award-winning customer service

Choose from our suite of self-service tools on Amica. com, our mobile app or speak with a knowledgeable representative - we'll always be there for you.

Over a century of financial stability

As a mutual company, we make long-term decisions with policyholders in mind.

Lasting relationships

One in three Amica customers has been with us for over 20 years. Your satisfaction is the greatest measure of success.

Worry-free claims service

Reporting a claim is simplified through our Claim Center: Track your claim, upload documents and much more.

Giving is in our nature

We support local communities to promote positive well-being, resiliency and financial security.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

I'm sticking with Amica!

I've been with Amica for many years now. They have allways been responsive to any concerns or questions I've had, they take care of both my auto and homeowner policies. One of my favorite things about Amica is that when, after a long day, sitting on the couch going over mail, email etc, a question comes to mind, I pick up the phone and there's allways someone there, happy to answer whatever question I have well after business hours and I've never talked to anyone of their staff who wasn't both helpful and friendly as though they were glad to hear from me. I find the customer service at Amica is really second to none. I get ads from insurance companies all the time, I ignore all of them, I'm very happy to be here with Amica

April 5, 2026
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Reply from Amica Insurance

Frederick, thank you for your many years with us! It’s wonderful to hear our team has been there for you whenever questions come up and that you’ve consistently had helpful, friendly experiences. Thanks for the five-star review!

Rated 5 out of 5 stars

Great support and Professionalism

It’s always a great experience working with Amica. Amica’s agents are always so knowledgeable, patient, efficient, and just great problem solvers. Clients don’t get shuffled around from department to department. Whoever is assigned to work with me always follows the job through from start to finish, and your agents are great at explaining each step in the process, which is so reassuring. Under the most stressful circumstances, Amica is great to work with.

March 31, 2026
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Reply from Amica Insurance

Thank you for sharing such a thoughtful review! We’re so glad to hear our team has been able to provide knowledgeable, patient and consistent support throughout your experience. We truly appreciate your kind words and your five-star review.

Rated 5 out of 5 stars

Ease of doing business.

Knowledgeable personnel and ease of doing business with the company. Follow up was excellent. I ‘ve been recommending them to my friends as well.

March 31, 2026
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Reply from Amica Insurance

We are truly grateful for your recommendation, Mr. Patrick! Thank you so much for sharing this compliment with us.

Rated 5 out of 5 stars

The Insurance agent was easy to deal…

The Insurance agent was easy to deal with he was theral making sure I understood the policy also talked about other discounts that saved me much cash. I'm not sure about customers service or claimed as I never had a reason to contact either one

March 31, 2026
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Reply from Amica Insurance

It's great to hear this about your experience with our representative, Robert! We truly appreciate the compliment and five-star review.

Rated 5 out of 5 stars

Moving to Amica Insurance was Easy

When moving to Amica Insurance they made it easy. Their pricing was good and they helped made all along the way.

March 31, 2026
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Reply from Amica Insurance

Thanks for saying that, Kevin! We're glad to hear it was an easy transition, and we appreciate you trusting us with your insurance needs.

Rated 5 out of 5 stars

Amica has been amazing to deal with

Amica has been amazing to deal with! I have always dealt with a person right away and have never had any issues!

March 31, 2026
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Reply from Amica Insurance

Thanks, Michael, for the five-star review! Our employees work hard to provide exceptional customer service, so we're delighted to hear this.

Rated 5 out of 5 stars

Amica communicates clearly They are…

Amica communicates clearly They are always there for the customer.

March 31, 2026
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Reply from Amica Insurance

Thank you very much for the five-star review, Lee! We are delighted to hear this feedback regarding our customer service.

Rated 5 out of 5 stars

I HAVE BEEN WITH AMICA SINCE I STARTED…

I HAVE BEEN WITH AMICA SINCE I STARTED DRIVING IN 1963 EXCELLENT SERVICE.. ALSO HAVE HOME , UNBRELLA INSURANCE WITH AMICA

March 10, 2026
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Reply from Amica Insurance

Wow, Bob! Thank you so much for trusting us with your insurance needs since 1963! We're truly grateful for your continued support and this wonderful five-star review.

Rated 1 out of 5 stars

🚩🛑DO NOT USE AMICA 🚩🛑



🚩🛑DO NOT USE AMICA 🚩🛑
🛑🛑STAY AWAY FROM AMICA 🛑🛑

CAUTION - STAY AWAY - DANGER-

Another day has passed and we have not received OUR structured payment. Image if we owed them money, our phones would be ringing off the hook. SINCE , it’s them that OWE US all you can hear are CRICKETS. Silence…

DO NOT ENTRUST THIS COMPANY WITH YOUR MONEY.

They are DELINQUENT in THEIR payout CONTRACT!! DO NOT USE AMICA.

AMICA is SIX DAYS DELINQUENT in OUR PAYOUT AS OF TODAY!! And this happens EVERY SINGLE MONTH. AMICA NEVER PAYS OUT ON TIME.

🚩🛑DO NOT USE AMICA 🚩🛑

April 4, 2026
Unprompted review
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Reply from Amica Insurance

Thank you for sharing your feedback with us, Tearney, as we take it seriously. We’ve passed your review along and will have someone reach out to you to discuss it. Thank you.

Rated 1 out of 5 stars

🚩🚩🛑🛑 BEWARE BEWARE BEWARE🚩🚩🛑🛑

If I could have given you a negative 1,000.000. It wouldn’t have been enough.

🛑🛑🛑🛑🚩🚩🚩🛑🛑🛑🛑
Caution is Advised
🚩🚩🚩BEWARE, BEWARE🚩🚩🚩

We have an annuity payout through AMICA Life insurance, and the funds are NEVER deposited on the date of the contract agreement. The delay varies from two to six days per month. This has been going on for more than a year. They initially attributed the delay to our bank, but in good faith, we investigated and discovered that this was a falsehood. (A lie)

Each representative provided a distinct justification for the delayed processing of the funds. Stephanie initially offered one explanation, but her supervisor Arista Boule subsequently presented a completely different rationale, attributing the issue to a computer glitch, which was yet another falsehood.

Customer service representatives Stephanie and her supervisor fail to genuinely address this issue. Their approach is merely a superficial attempt to end the conversation, demonstrating a dismissive attitude.

AMICA had no issue holding onto our funds for investment purposes, but now when it is time to pay out, they do not adhere to their own agreement or contract.

Please exercise caution and consider investing elsewhere. BEWARE…

🚩🚩Beware, Beware, Beware🚩

April 6, 2026
Unprompted review
Amica Insurance logo

Reply from Amica Insurance

Thank you for sharing your feedback with us, Tearney, as we take it seriously. We’ve passed your review along and will have someone reach out to you to discuss it. Thank you.

Rated 3 out of 5 stars

Very reliable insurance but high in…

Very reliable insurance but high in rates and will easily drop you for small reasons

December 20, 2025
Unprompted review
Amica Insurance logo

Reply from Amica Insurance

We appreciate your feedback, Julio, and would like the opportunity to discuss it with you. Please email us at socialmedia@amica.com with your preferred contact information and we’ll have a representative reach out to you directly. Thank you.

Rated 5 out of 5 stars

GREAT CUSTOMER SUPPORT

I appreciate that whenever I call, there is a rep that is friendly and helpful. I have been dealing with Joia quite a bit since a recent move and she has been extremely thorough, patient, knowledgeable and informative.

March 31, 2026
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Reply from Amica Insurance

We're thrilled to hear this, Mark, as friendly and helpful customer service is our goal! Thank you so much for sharing on Trustpilot and leaving this five-star review.

Rated 5 out of 5 stars

Great service

Great service, friendly staff

March 31, 2026
Amica Insurance logo

Reply from Amica Insurance

Thanks for this wonderful five-star review! We truly appreciate your support.

Rated 5 out of 5 stars

Very smooth transaction changing from…

Very smooth transaction changing from old policy holder and a great quote on my new policy, Easy to get answers when needed

March 25, 2026
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Reply from Amica Insurance

That's wonderful to hear, Terry! Thank you for sharing your Amica experience with us on Trustpilot.

Rated 5 out of 5 stars

Amica is always there to help

Dealing with Amica in general and with Darcie in particular always gives me confidence that my needs will be met.
Thank you,
Karen

March 31, 2026
Amica Insurance logo

Reply from Amica Insurance

Thanks so much, Karen, for this wonderful five-star review! We're glad that Darcie was able to assist you, and we'll be sure to pass along your kind words.

Rated 5 out of 5 stars

representatives are customer…

representatives are customer friendly.They follow up
and give support where needed

March 31, 2026
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Reply from Amica Insurance

We appreciate the positive feedback, Barbara! Thanks so much for sharing with us on Trustpilot.

Rated 3 out of 5 stars

The app uses too much space and then…

The app uses too much space and then even when I'm not driving I've had it say I was.

March 31, 2026
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Reply from Amica Insurance

Hi Danielle. If StreetSmart by Amica labels you as a Driver when you were in fact a Passenger, be sure to re-label those trips to help the app learn. Over time, it will begin to predict the correct labels automatically. Please email us at streetsmartsupport@amica.com with any other questions and we will be happy to assist you. Thank you!

Rated 5 out of 5 stars

Great customer service

Great customer service. The Hover app made things easy too

March 31, 2026
Amica Insurance logo

Reply from Amica Insurance

Thanks, Tony, for the great five-star review about our customer service! We appreciate the compliment.

Rated 5 out of 5 stars

Although a little more expensive than…

Although a little more expensive than other companies the customer service is above and beyond and most agents I speak with are compassionate, understanding and very knowledgeable.

March 31, 2026
Amica Insurance logo

Reply from Amica Insurance

Thanks for the shout-out for our customer service, as it a top priority for us! We're happy to hear that you value the customer service we provide. Thanks for your feedback.

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