If you need to consolidate your credit card debt these are the people you want to work with. No judgement very professional people and they don’t hassle you every other day
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This company is not professional. They call you and make threats about your account when they are taking your money. They keep taking your money after you complete your payments. Telling you finished... See more
I’ve worked with APFSC for several years, I have trust in them to do what’s right for me, and they are very easy and pleasant to work with.
HAve used this compAny n dA pAst n usinG them AGAin now....they r honest n very customer service friendly....I recommend them hiGhly
Company details
- Credit Counseling Service
- Bankruptcy Service
- Career and Education Provider
- Debt Relief Service
- Financial Planner
- Non-Bank Financial Service
Written by the company
APFSC is committed to offering the best debt management program available. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education.
Contact info
30021 Tomas, 92688, Rancho Santa Margarita, United States
- 800-682-4007
- stephanie@apfsc.org
- apfsc.org
Hasn’t replied to negative reviews
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You are not paying or paying late the…
You are not paying or paying late the credit card payments. I’m getting call and texts from the credit cards.
If you need to consolidate your credit…
If you need to consolidate your credit card debt these are the people you want to work with. No judgement very professional people and they don’t hassle you every other day
This company is not professional
This company is not professional. They call you and make threats about your account when they are taking your money. They keep taking your money after you complete your payments. Telling you finished early and there is still money to them. Their phone system isnt always working properly they say they will call you and dont. Oper James was rude and lied about canceling the payments and then took another payment still saying I owe them my debt was paid. He promised to call on Monday and would email the contract but never did
Fraud- they go by several names
This company has dragged on my debts to make more $ they have several different names and will not supply information or statements. They have been shady since 2021. 54 mos. Settle your own accounts!! You do not need them. Google search other names DBA
They are taking out almost $200 more…
They are taking out almost $200 more than they originally said. I’m getting letters from the creditors that they are supposed to be paying that says they didn’t get payments. Rip off people
Helped me with credit card debt.
Happy with APFSC
I’ve worked with APFSC for several years, I have trust in them to do what’s right for me, and they are very easy and pleasant to work with.
APFC has helped me to get my debt down…
APFC has helped me to get my debt down considerably. They have also helped me learn about debt consolidation.
They helped me get to where I need to…
They helped me get to where I need to be with my financial situation.
This is an amazing debt relief program…
This is an amazing debt relief program to work with no doubt in mind about that. Very clear on their goal on how to help you and they do what they say!
Why to use this compAny
HAve used this compAny n dA pAst n usinG them AGAin now....they r honest n very customer service friendly....I recommend them hiGhly
Very efficient and very helpful
The customer service reps are always…
The customer service reps are always friendly and helpful
I have been using them for about 3…
I have been using them for about 3 years almost paid off my 6 cards
Thank u
Nancy rubin
Very professional and helpful during a…
Very professional and helpful during a time I really needed help. Thank you!
I recently had a fantastic experience…
I recently had a fantastic experience with APFCU regarding credit card counseling. They helped me lower my interest rate significantly, making my payments much more manageable. The customer service team was truly wonderful—always friendly, knowledgeable, and ready to assist with any questions I had. The onboarding process was incredibly smooth, allowing me to transition seamlessly to their services without any hassle. I appreciate how they took the time to understand my financial needs and provided tailored solutions. Overall, APFCU has exceeded my expectations in credit card counseling, and I highly recommend them to anyone looking for reliable financial support and exceptional service.
Good to work with
This process has been easy and painless to make good on a debt.
I’m almost there and feel good about paying it back.
CON ARTIST RIP OFF COMPANY YOU WILL…
CON ARTIST RIP OFF COMPANY YOU WILL NEVER SEE THE END WITH THEM POCKET MOST OF YOUR MONEY.
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