This company claims the program has been suspended and I will receive a check for the $95 I paid in fees in 10 days. What about the money I paid for the annual fee of $75 and the money they charged m... See more
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See what reviewers are saying
They ask for all fees upfront and state that you will receive the card in 10 to 14 days did not receive the card I called and they stated that they are running behind and it would be another 30 days .... See more
SCAM!! They email approval saying it is a $60.00 fee and as soon as you pay an email arrives saying there is $35.00 fee before the card is shipped. Paid the fees and the card showed shipped after two... See more
Biggest scam ever. Considering all the complaints, I believe it's time to start a class action lawsuit against Reserve Direct Credit. They gladly take your money and then there's no card. Called and c... See more
You should know
1.2
Bad
200 reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
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Don’t do it
Don’t do it, sorry if you already did. I paid 100 in fees still no card after 30 days! They said it was sent out 2 weeks ago still nothing! When u call all they say it that it isn’t in their hand to wait another week. At this point I want my money back!! Scam scam!!!
May 4, 2026
Unprompted review
It's is a scam I have been wanting for…
It's is a scam I have been wanting for my card for 30 days still nothing... I just called to get a full refund.
June 1, 2026
Unprompted review
Its a scam
Its a scam. Stay away from these so call company. Needs to be investigated. There stealing from people.
May 30, 2026
Unprompted review
After paying the initial fees instantly…
After paying the initial fees instantly and waiting a month for a card that never came. I called and customer service was not helpful at all couldn't give me a time frame of when it was going to be mailed. I would run as fast as you can AWAY from them and this card. Its a scam
April 22, 2026
Unprompted review
After waiting an entire month for a ca…
IAfter waiting an entire month for a card that still hasn't come after paying exuberant fees on top of fees from here I got a full refund by cancling the line of credit and no longer doing any business with this company anymore customer service was non existent fir weeks on end in the chat Ifinally got a hold of a human to get my refunds and cancel this line of credit I recommend you very credit one first way better communication
May 16, 2026
Unprompted review
Fees paid upon approval
I applied for the card, paid $125 in fees to receive the card but it never came. When I called the company to inquire about it I was advised that it takes 14 business days from my approval for them to ship the card out, to date, it has been 27 business days and I have yet to receive the card. Big scam... stay away from this bogus company!
April 12, 2026
Unprompted review
Do NOT I REPEAT DO NOT GIVE ANY MONEY…
Do NOT I REPEAT DO NOT GIVE ANY MONEY TO THIS SO CALLED COMPANY.! It’s one man that answers every time. ! It’s a scam! I was scammed out of 95.00 in fees. Going to report him and this reserve credit card to federal bureau of investigation.
May 15, 2026
Unprompted review
They don't keep their promises and they…
They don't keep their promises and they lie to people
May 1, 2026
Unprompted review
Went through the application process…
Went through the application process got approved wanted a $35 application fee I paid it then they came back with wrong phone number trying to verify account so I went to their help center send email and it came back with this email does not exist so I'm about $35 this is fake and a scam
April 30, 2026
Unprompted review
I was going to apply for the credit…
I was going to apply for the credit card but after seeing that they don't have five stars on trust pilot with thousands of customer reviews it's got to be a scam the weary and careful about throwing your information out there nowadays even though it's probably already out there LOL I'm not applying for this card for the obvious reason
April 20, 2026
Unprompted review
Haven't applied for their card but…
Haven't applied for their card but their website shows that they have 5 starts on trustpilot from thousands of reviews which is a blatant lie and does not make them look very trustworthy.
April 17, 2026
Unprompted review
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