AssurantReviews 

2,384
TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Evaluating 258 reviews, most reviewers were let down by their experience overall. Many customers reported extremely poor customer service, describing it as unhelpful, unresponsive, and difficult to reach, with promises of callbacks often unfulfilled. People frequently faced issues with their claims, including rejections for unclear reasons, prolonged delays, and a lack of transparency in the process. Reviewers also expressed significant dissatisfaction with product repairs and replacements, citing the use of non-genuine parts, poor quality replacements, and devices returned with new or unresolved faults. Some people were dissatisfied with the warranty process, finding it complicated and designed to deny claims, with inconsistent information provided by different representatives. However, some customers also noted positive experiences, with claims being processed quickly, replacement devices arriving in perfect condition, and helpful interactions with specific customer service agents.

What people talk about most

Claim

Customers express significant dissatisfaction with the claim process, frequently reporting that claims are... See more

Product

Consumers find product quality to be a significant source of dissatisfaction, often receiving replacements or... See more

Service

Reviewers express widespread dissatisfaction with the service, citing issues such as faulty repairs, hidden... See more

Customer service

Users describe negative interactions with customer service, with many reviewers reporting that the service is... See more

Warranty

Reviewers highlight negative aspects of warranty, with many expressing dissatisfaction and frustration over... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Customer service and care is arguably one of the worst I've received. They do not care about you. My recommendation would be look elsewhere. They will actively make it as difficult as possible for yo... See more

Rated 1 out of 5 stars

I’m sad I can’t give a negative rating. Appalling service. Forced me to send my phone in. Claimed I never sent it. 4 weeks without a phone and about to embark on an ombudsman investigation. F... See more

Company replied

Rated 1 out of 5 stars

Absolutely appalling customer service at assurant. Accepted my claim 8th May, took my excess & allege to have not received my phone despite DPD tracking saying they did! I’m out of pocket by £1400 for... See more

Company replied

Rated 1 out of 5 stars

This company will replace your screen with off brand very poor quality parts, the screen is very poor quality and is nothing the same to the original screen on my iPhone 15 pro max. I filed a complain... See more

Company replied


Company details

  1. Insurance Company

Written by the company

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Contact info

1.6

Bad

TrustScore 1.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 99% of negative reviews

Typically replies within 24 hours

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1.6

All reviews

(2,384)

249 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I have mobile phone cover through…

I have mobile phone cover through Lloyds bank. They asked me to send the mobile via the postoffice with DPD. DPD have lost my sons phone. 4 weeks on, still no phone back, i have to chase for updates as i hear nothing from Assurant. Absolutely shocking customer service. Cant give me a time scale as they are waiting for DPD!!!! Disgusting. Avoid this company at all cost.

November 5, 2025
Unprompted review
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Reply from Assurant

Thank you for sharing your feedback. We’re truly sorry to hear about the experience you’ve had with your claim and the delay caused by the courier. We understand how frustrating it must be to be without your son’s phone for this long.

Please be assured that we take situations like this very seriously. While we rely on DPD for the safe delivery of devices, we are committed to resolving this for you as quickly as possible.

If you are happy too, please can you respond to our message so we can ensure this is escalated accordingly.

Thank you for your patience while we work to put this right.

Rated 1 out of 5 stars

Worst company about AVOID

Worst company about . Avoid at all costs , just look at the rating they get , useless staff and work pay pay out , they were willing to put my daughter life at risk in dangerous car
I have told you already you expected me to drive a dangerous car to one of your garages and I would not , you also would not pay out on the suspension despite it being on my parts list, you knew the car was 10 years old and you gave the warranty on it still , just look at the ratings your getting on here , 1.6 stars average, that says it all about how terrible you are

December 1, 2025
Unprompted review
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Reply from Assurant

We’re truly sorry to hear about your experience and appreciate you sharing your concerns. Safety is our top priority, and we take feedback like this very seriously. We’d like to understand more about what happened so we can investigate and make things right. Please respond to our message so we can review this further on your behalf.

Thank you for bringing this to our attention.

Rated 1 out of 5 stars

I have an insurance on halifax and I…

I have an insurance on halifax and I have made a claim through to insurace company for a broken front screen on I phone 13 pro and we have received back an iPhone SE,we have contacted the inaurace and they have mention that they have received an I phone Se and not an I phone 13 pro even if we have received the Device return form from them that states that imei number that we have made the claim is an iPhone 13 pro they still absolutely ridiculous and not recognised that is a mistake on their side
Și I will never ever recommend them and kalifax should check is well as as probably are thousands af people in this situation and ghet foolish by isurace providing company

November 12, 2025
Unprompted review
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Reply from Assurant

Hello

Thank you for your review and I am sorry that you are unhappy. Each phone has a unique IMEI which is checked when received and verified it is the correct mobile phone.

So we can look into what happened, could you please respond to our Trustpilot message with some more details to locate your claim

Rated 1 out of 5 stars

Very slow to respond and update

Very slow to respond and update. Very disappointed with their customer service.

It took 3.5 weeks for my claim to be approved and phone sent out. I've used this company through Monzo insurance for 5 years without luckily ever having to claim. But when my phone was stolen, the claim was not dealt with in a timely manner, despite claiming the day of the incident, included a lot of detail, police report number etc with the aim to avoid any back and forth.
Each time I tried to contact, I either couldn't get through or they were still assessing my claim and then it said the phone wasn't in stock.

November 28, 2025
Unprompted review
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Reply from Assurant

Hello Sinead

Thank you for your review and I am sorry that you are unhappy with the timescales for your claim,

So we can look into what happened, could you please respond to our Trustpilot message with some more details to locate your claim

Rated 1 out of 5 stars

Rubbish inurance

Lost my phone and assurant contacted me on the lost phone number when I don’t have a phone and don’t have the replacement sim .Instead of calling on the number,or email i mentioned in the claim.and without contacting me ,they proceeded with a cash settlement which is utterly non sense.this is my first claim and I have been paying for this rubbish insurance for years. I am left with ‘find a phone myself’ with an amount which won’t buy you anything.totally rubbish insurance , service and communication.I have filed a formal complaint with my bank as this is totally unacceptable.

November 25, 2025
Unprompted review
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Reply from Assurant

Thank you for sharing your feedback. We’re sorry to hear about your experience and understand how frustrating this must have been for you. It’s never our intention to cause inconvenience, and we appreciate you bringing this to our attention.

We aim to contact customers using the details provided in the claim, so we’re concerned to hear this didn’t happen in your case. We’ll pass this feedback to the relevant team to ensure this doesn’t happen again. Regarding the settlement amount, we follow the terms of the policy, but we understand your disappointment, we base our cash settlement on the average market value of the device, if you are struggling to find a replacement, please don't hesitate to contact our Claims Team who can provide support.

Your feedback is important to us, and we’ll use it to improve our communication and service. If you’d like us to look into this further, please respond to our message so this can be reviewed further with the relevant team.

Rated 1 out of 5 stars

Your Protect your bubble insurance by…

Your Protect your bubble insurance by Assurant is a JOKE !! 1 YEAR after purchasing an SLR camera and lens through Amazon in November 2024, I opted for the insurance that offers a no quibble repair, replace or fix solution for any reason. I have contacted the company numerous times and have been met with rude unprofessional staff who tell me "if you dont hear from us then your claim has been rejected"?? and to call them back !
How can a no quibble insurance fail? The camer lens was damaged and I sent through images to show this and was told it would be sorted asap, 1 year later no further forward. I will be seeking legal advise, and will contact the FCA..... stay away at all costs !!!

November 24, 2025
Unprompted review
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Reply from Assurant

Thank you for sharing your feedback. I’m very sorry to hear about the difficulties you’ve experienced with your claim and the frustration caused by the delays and communication issues. This is certainly not the level of service we aim to provide.

We take your concerns seriously and want to make this right, your comments about the process and communication will also be shared internally so we can improve.

Please respond to our message so we can ensure this is reviewed and escalated accordingly.

Rated 1 out of 5 stars

avoid it, it's a waste of time and money

I filed a complaint, paid 100, waited for an email for 2 weeks, now they are asking for another 100, I went to the service they suggested, they only exchange for Chinese fakes

November 22, 2025
Unprompted review
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Reply from Assurant

Hello Piotr

Thank you for your review and I am sorry to hear you are unhappy. All of our claims are assessed inline with the T&C of your insurance.

So we can look into why you did not receive an email, could you please respond to our Trustpilot review with some more information.

Rated 1 out of 5 stars

Not the best experience at all taken…

Not the best experience at all taken nearly 6 weeks to sort out. I've had to take a settlement fee less than what I had insured all because people do not listen. Sent me a reference quote that didn't match the device i had insured, I pointed this out multiple times that the specs did not match and noone was interested, not sure why I paid for the insurance as I'm now out of pocket as I was offer 72% of the claim total. All in all, absolutely atrocious service, and customer service did not listen, and neither did the manager. I don't expect a reply to this either, but people should be aware.

November 15, 2025
Unprompted review
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Reply from Assurant

Hello Robert

Thank you for taking the time to leave us a review and I am sorry to hear you are unhappy with the time taken to settle your claim and the shortfall.

So we can look into what has happened, could you please respond to our Trustpilot message with some more details.

Rated 1 out of 5 stars

URGENT Do not use

Car went in for a repair, the garage damaged the car and as a result the warranty company refused to honour the repair. Gave them photo evidence of the damaged cause by the garage.
They will do anything in their power to not pay for the repair.
Garage gave a quote for the repair then denied giving the quote. If I ever get warranty on a vehicle again I will not go with these con artists.

September 18, 2025
Unprompted review
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Reply from Assurant

Hello Peter

Thank you for taking the time to leave us a review and I am sorry you are unhappy.

I can see that our Customer Relations Team have addressed your complaint and provided our Final Response letter. I am sorry you remain unhappy.

Rated 1 out of 5 stars

Phone Not In Stock !

My phone isn't in stock so they have made zero contact with me,I have email twice and called numerous times. Every time they just say I need to wait another 1-3 days but nothing gets done. Surely if they don't have my phone on stock they have similar or newer alternatives to offer. Struggling with out my phone

November 19, 2025
Unprompted review
Assurant logo

Reply from Assurant

Thank you for sharing your feedback. We’re truly sorry for the inconvenience caused by the delay and lack of communication regarding your phone order. This is not the experience we aim to provide.

We understand how important having a working phone is, and we appreciate your patience. Our team is currently working to resolve this as quickly as possible. If your chosen model remains unavailable, we’ll explore suitable alternatives to ensure you’re not left without a device.

Please respond to our message so we can review this further on your behalf.

Thank you for giving us the opportunity to make this right.

Rated 1 out of 5 stars

Terrible experience

Terrible experience. My phone was declared unrepairable, yet Assurant kept giving me wrong information, broken promises and faulty replacements. I waited at home multiple times for deliveries and collections that never happened, and even received a replacement phone that did not work.

I have spent almost two weeks without a phone and have been told to keep calling them just to “double check” they are doing their job. Completely unacceptable service.

I have requested a refund of my excess fee and compensation. I would not recommend Assurant at all.

November 18, 2025
Unprompted review
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Reply from Assurant

Thank you for sharing your feedback. We’re truly sorry to hear about the difficulties you’ve experienced and the inconvenience caused by delays and incorrect information. This is not the level of service we aim to provide.
We understand how frustrating it must be to be without a working phone for such a long time, and we appreciate your patience. Your concerns regarding the excess fee and compensation request are important to us, and we’d like to resolve this as quickly as possible.

Please respond to our message so we can ensure this is reviewed accordingly. Your experience will also be shared internally to prevent similar issues in the future.

Thank you for bringing this to our attention.

Rated 1 out of 5 stars

Stay well away from Assurant

This is the insurer Halifax rests its reputation on to provide mobile phone insurance. FYI, you will be without a phone for at least two weeks. They don't refund loss and only provide a replacement, after an investigative grilling. They simply don't care. Don't waste your time complaining. Just simply choose another phone insurer. Assurant is the lowest of the low. Stay clear.

November 18, 2025
Unprompted review
Assurant logo

Reply from Assurant

Thank you for sharing your feedback. We’re sorry to hear about your experience and understand how frustrating it can be to be without your phone. Our goal is always to provide a smooth and efficient claims process, and we regret that this wasn’t your experience.

We’d like the opportunity to review your case and see how we can make things right. Please respond to our message so we can assist you further.

Your feedback is important to us as it helps us improve our service. Thank you for bringing this to our attention.

Rated 1 out of 5 stars

Scum company don't act on claims of…

Scum company don't act on claims of update, 3 days now and nothing, it's with loyyds ceo team now, they need to sack this lot and off and fast.

My account with loydds will now be closed because it's not worth paper it written on due to these lot.

Don't bother with claim I've bought new phone scumbags of company full investigation for a phone claim is a joke, get all my details off your system.

November 13, 2025
Unprompted review
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Reply from Assurant

We’re truly sorry to hear about your experience and the frustration this has caused. This is not the level of service we aim to provide. We understand how important timely updates are, and we regret that we fell short of your expectations.

Please know that we take your feedback seriously and would like the opportunity to look into this further. If you’re willing, could you share your details, please can you respond to our message so we can ensure this is reviewed.

Thank you for bringing this to our attention, we appreciate your patience and the chance to make things right.

Rated 1 out of 5 stars

Supposedly repaired my iPhone 16

Supposedly repaired my iPhone 16. The back of it phone was smashed, replaced back of phone and a supposed new battery which is now running at 87% !!! Phone is only 6 months old. Awful service. When you complain they want you to return phone, which I’m reluctant to do as it took over 2 weeks to be returned the first time. Avoid

October 1, 2025
Unprompted review
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Reply from Assurant

We’re sorry to hear about your experience and the inconvenience caused. We understand how frustrating it must be to have concerns about your device after a repair, especially when it involves delays and battery performance.

Our goal is to ensure every repair meets the highest standards, and we’d like the chance to review this for you. If you’re willing, please respond to our message so this can be passed to the right team.

Thank you for sharing your feedback, it helps us improve and provide better service.

Rated 1 out of 5 stars

RAC Worst Inscurance

They are one of the worst insurance connected with RAC, be careful!

November 14, 2025
Unprompted review
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Reply from Assurant

We’re sorry to hear about your experience and appreciate you sharing your feedback. We understand how important it is to feel confident in your insurance provider, and we regret that we haven’t met your expectations.

We’d like the opportunity to review your concerns and provide clarity. Please respond to our message so we can address the concerns you have raised.

Thank you for bringing this to our attention your feedback helps us improve our service.

Rated 1 out of 5 stars

Extremely disappointing and…

Extremely disappointing and unprofessional insurance service

I submitted a claim after losing my phone, and the experience has been shockingly poor. The insurer has continuously delayed the process, repeatedly requesting unnecessary information — including full monthly bank statements showing all my transactions, which is excessive and highly questionable from a data protection standpoint.

Instead of resolving my claim, they’ve been asking for one “proof” per week, clearly to stall the process. This approach is unprofessional, disrespectful, and creates a feeling that the company’s main goal is to avoid fulfilling legitimate claims.

After weeks of delays, I’ve completely lost trust in their ability and integrity. Customers deserve transparency and respect, not endless bureaucracy and invasive requests.

November 13, 2025
Unprompted review
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Reply from Assurant

We’re truly sorry to hear about your experience and the frustration this has caused. We understand how important it is to have your claim handled promptly and respectfully, and we regret that we fell short of your expectations.

We take data protection very seriously, and any information requested is solely for verifying claims in line with regulatory requirements. However, we appreciate that this process can feel intrusive and we’ll review your feedback to ensure we strike the right balance between compliance and customer experience.

Please respond to our message so we can escalate this to the relevant team.

Rated 1 out of 5 stars

Waste of time

The customer service team refused to understand the situation with my phone. You cant have a phone without sim or cover secondhand phone because they will prove of use but not possible to prove wasted my time.

November 12, 2025
Unprompted review
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Reply from Assurant

Hello Hassan

Thank you for your review and I am sorry that your claim is not yet approved. With some claims, we do require additional documents in order to complete the assessment.

So we can look into your claim, could you please respond to our Trustpilot message with some more details to locate your claim.

Rated 2 out of 5 stars

Awful service

I lost my phone and submitted a claim over two weeks ago, providing every document they requested right away. Despite following up several times, I’ve received no meaningful response or update on my case. The communication has been extremely poor and the delay unacceptable — especially considering how quick they were to take my premium payments.

I expected a smoother and more professional process from a company that claims to care about its customers. At this point, I feel completely ignored and frustrated. I wouldn’t recommend this insurance service to anyone based on my experience.

October 27, 2025
Unprompted review
Assurant logo

Reply from Assurant

Hello Ali

Thank you for your review and I am sorry you are unhappy with the time taken to assess your claim.

I can see a complaint has been raised and our Customer Relations team are reviewing and will be in contact.

Rated 1 out of 5 stars

Not worth a single penny

Have claimed on insurance twice through assurant. The first time got a new device in 12 hours. The second time I had a broken screen which has since been replaced and is very low quality, pixely, and I get messages saying it’s not a genuine part and can impact functionality.

When I rang up to complain all I got was “it’s in your terms it’s in your terms it’s in your terms” no resolution or attempt to do so. Have made a £1200 phone worth pennies due to the shoddy screen put on.

If you’re happy with bad customer service, slow repairs, and dodgy parts, use assurant. If not run for the hills.

Edit: The fact that when Assurant reply they don’t acknowledge any of the issues, just its “inline with terms and conditions”. Avoid!

November 8, 2025
Unprompted review
Assurant logo

Reply from Assurant

Hello DA

Thank you for taking the time to leave us a review and I am sorry to hear you are unhappy.

All of our repairs are completed in line with the Terms and Conditions of the insurance and we provide a warranty on all repairs we complete, which covers for mechanical or electrical faults.

Should you need to have your phone inspected under the warranty, please contact our Customer Service Team who can arrange this

Rated 1 out of 5 stars

If there was a way to give Assurant zero or minus stars, I would.

If there was a way to give Assurant minus stars, or even zero stars, that's what I'd give this company. Extremely disappointing service, and not something I would associate with the reputable bank through which this insurance is provided. My claim was messed up in so many ways, the shortest way to put it is they didn't carry our a repair properly, accused me of damaging my phone when it was returned to me unrepaired, and insinuated I was trying to make a second, fraudulent claim for free, confusing their messages between saying I initially claimed under warranty and should have claimed under accidental damage when their complaint outcome letter shows the initial claim was made under accidental damage. For me to get the phone repaired, they said I'd have to pay a second excess fee, which there's no way in hell I'll be doing. Bad service is one thing, but when they record calls, despite my going through two levels of complaint departments, they clearly can't investigate complaints properly, because I was clear with them from the start about the claim details, and it'll all be recorded from what I understand, but they can't possibly have reviewed the calls properly if at all. I have made the bank aware, and will be taking this to the Financial Ombudsman. If the insurance wasn't part of my bank account, I'd cancel it.

November 4, 2025
Unprompted review
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Reply from Assurant

Hello

Thank you for your review and I am sorry you are disappointed in the service.

With any repair, we provide a warranty period that covers any mechanical or electrical faults with the phone. Unfortunately, any physical damage would invalidate the warranty we provide.

I can see that our Customer Relations Team have provided our Final Response Letter, and I am sorry we have been unable to resolve your complaint.

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