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Rated 1 out of 5 stars

This is for anyone dealing with the illegal collection practices of Balboa Capital. If you have autopay and tell them not to take it because you don't have the funds, it is illegal for them to draw on... See more

Rated 1 out of 5 stars

FRAUD, stay away, they use real companies names to get your attention and claim you owe money for a service you never received. These are people who call and email constantly and are very AGGRESSIVE a... See more

Rated 1 out of 5 stars

Balboa is a scam company!! They tell you they'll give you a loan at one rate, then send you paperwork with a completely different much higher rate that's not even stated. They will not provide an a... See more

Rated 1 out of 5 stars

Balboa sold a customers vehicle without giving proper notice causing the customer to face an unfair deficiency. Don't do business with these people as they will cause you more harm than good. What are... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success.


Contact info

1.9

Poor

TrustScore 2 out of 5

305 reviews

5-star
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1-star

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

I had a fantastic experience with a…

I had a fantastic experience with a finance company while financing my forklift purchase. The sales agent was highly professional and efficient, ensuring a smooth process from start to finish. Their expertise and prompt communication made me feel confident in their services. I would highly recommend this finance company to anyone seeking financing solutions.

June 16, 2023
Unprompted review
Rated 5 out of 5 stars

Fast and Easy Service

We received funding to expand our automotive shop. Our timeline was short based on when our equipment would be available and could be installed. Balboa was able to step in quickly. In a week, we were up and running with our vendor getting paid on time.

May 1, 2023
Unprompted review
Rated 1 out of 5 stars

Running insurance scams

Running insurance scams. Beware they charged me an extra $1050/ month for an insurance fee for not having insurance. I showed them proof of insurance with no lapse in coverage... they NEVER contacted me to tell me they had an expired certificate and I didn't know my broker didn't send over the new policy. I got charged 4 months that's over $4,000... crystal in the insurance department REFUSED to work on adjusting any of the charges at all. I told her this is a huge hit on my company we are already paying outrageous interest with them and she said she was the highest person anyone could talk to and she was not removing a single charge!!! I'm beyond outraged I am almost thinking about defaulting on the bus and letting them have the bus back. Has a Max force engine that's shot anyway. They can have it!! TERRIBLE CUSTOMER SERVICE!!!

November 2, 2022
Unprompted review
Rated 1 out of 5 stars

Terrible experience, avoid at all cost.

I gave Balboa a try after many years of them calling for our business, I regret that decision. Poor experience all together from the company and the sales person, delay after delay in funding, lack of communication, erroneous payments charged to the wrong account, long holds and dropped calls from customer service. Never again, look elsewhere.

August 19, 2022
Unprompted review
Rated 5 out of 5 stars

The Goto People!!

After an exhausting search to purchase the equipment I needed. These folks stepped in just a matter of hours. Straight forward and Professional. They put me on the path to purchase my equipment for my business startup. A million thanks!!

May 25, 2022
Unprompted review
Rated 5 out of 5 stars

Equipment purchase loan

My contact is Michael Rossi. He has handled the loan process from beginning to end and he is always available for consultation. I received an excellent rate and I would recommend Michael and Balboa to anyone who is looking for an equipment loan.

November 17, 2021
Unprompted review
Rated 5 out of 5 stars

Excellent Customer Service

Our business's first experience with Balboa. We needed emergency funding for a piece of equipment crucial to our business. Jake Losik, the rep that we dealt with was efficient, responded quickly and concisely with everything we needed. We had the funding more quickly than expected. He even responded to our questions after hours. It was a very positive experience!

June 6, 2021
Unprompted review
Rated 5 out of 5 stars

Second time using Balboa

Second time using Balboa, excellent interest rates, customer service with Elizabeth was wonderful and Jordan did a excellent job setting up my new equipment financing.

March 31, 2021
Unprompted review
Rated 5 out of 5 stars

Matthew A

Matthew A. Lent is one of the best reps!! Is definitely on top of files and assures merchants always get funded quickly.

December 16, 2020
Unprompted review

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