Beforepay Reviews 5,764

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,104 reviews, reviewers overwhelmingly had a great experience with this company. Many customers find the app easy to navigate and understand, making the process of accessing funds very efficient and quick. The service is consistently described as helpful and convenient, especially for unexpected financial situations, with funds often deposited instantly. People appreciate the excellent customer service, noting the team's understanding and willingness to assist with financial changes and repayment options. However, some customers reported issues with customer service, describing it as unhelpful or difficult to communicate with, especially regarding repayment flexibility or account access. A few reviewers also mentioned that their borrowing limits were unexpectedly lowered without clear reasons, or that the system had glitches with bank connections and payment processing.

What people talk about most

Payment

Customers report positive experiences with payment, highlighting easy repayment plans and quick, convenient... See more

User experience

Reviewers express high satisfaction with the user experience, frequently describing the app as easy to use,... See more

Service

People report positive experiences with service, often describing it as great, easy to use, and efficient,... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting that the support team is... See more

Application

Clients share positive opinions on the app, frequently describing it as perfect, excellent, and a great way... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have found Beforepay to be helpful, friendly, the app is easy to navigate and understand, and the process of accessing funds has been very easy, efficient and quick. Very straightforward process, n... See more

Rated 5 out of 5 stars

What you see is what you get. Cooperate as a team with the company as they are with you and you can use this to help pay for dentist, school supplies, vehicle rego ect. Has never let me down, have onl... See more

Rated 5 out of 5 stars

This is a great company. They are very understanding if you ever need help due to financial situations changing. Always communicate with them using the app you struggle to make repayments. They are... See more

Rated 5 out of 5 stars

Easy application process funds clear immediately amount goes up each time you complete paying a loan in full very. Excellent service,no hassles


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Payment Service

Written by the company

Download Beforepay to track your spending, plan your budget and access extra funds when you need it to help you pay for whatever pops up. No surprises or hidden costs!


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 92% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Will not increase my spending up form…

Will not increase my spending up form 50$ not happy will not be used again soon

April 19, 2026
Beforepay logo

Reply from Beforepay

Hi there,

Thank you for your feedback and we're sorry to hear you’re not happy with the outcome.

We understand it’s frustrating, however limits are set and reviewed automatically based on your repayment history and overall account activity, and we’re not able to manually increase them.

Rated 1 out of 5 stars

Dropped payout to $50 without reason

Dropped payout to $50 without reason. Fully employed. Bank connection glitch.

April 17, 2026
Beforepay logo

Reply from Beforepay

Hi Steve, thank you for your feedback and we're sorry to hear about this.

Limits are set based on account activity, repayment history, and bank connection checks. If you believe this was applied in error, please reach out to us in app or via email at support@beforepay.com.au and we can review your account for you.

Rated 3 out of 5 stars

Okay, but could be better

I like having the option of the service being available if I need quick cash. The system is designed for failure, though. Most people get paid in the evening on their payday, yet the system is set to take payment within business hours on the day your pay is received, without flexibility.
It would make far more sense to set the withdrawal date for the following day to avoid penalising people for a system failure rather than human error.
The only solution is to take more than you need to hold some in reserve to make the repayment in time, which defeats the purpose.

April 18, 2026
Beforepay logo

Reply from Beforepay

Hi Michael, thanks for sharing this and we really appreciate the feedback and understand the frustration around timing.

You can absolutely reach out to us if you need to adjust your repayment date, and we can help set that up for you. It’s actually quite common for customers to move repayments to the day after payday to better align with when their salary comes in.

If this would help or you’d like to talk through options, just reach out via the app or email support at support@beforepay.com.au anytime, we’re happy to help.

Rated 2 out of 5 stars

Didn't get a increase

Didn't get a increase

April 17, 2026
Beforepay logo

Reply from Beforepay

Hi there, thank you for your feedback.

Limit increases are reviewed automatically based on your repayment history, account activity, income, and banking checks. If you think something doesn’t look right, feel free to reach out via the app or email support and we can take a closer look for you.

Rated 3 out of 5 stars

Greed, Interest and Ego

They increase their Interest and Establishment fee suddenly without notifying any customers. Bit harsh and getting greedier as they are the only competitors in giving loan easily. Most of the times they do not allow you to take same amount which yoh have already taken

Beware not to get Addict otherwise they will loot you.

April 17, 2026
Unprompted review
Beforepay logo

Reply from Beforepay

Hi Zuhair and thank you for your feedback.

Some Pay Advance offers include interest and an establishment fee, and these are shown clearly upfront before you accept the loan. We aim to be transparent so you can review all costs before proceeding.

Loan amounts can also vary each time based on an assessment of your income, repayments, and overall account activity, so the available amount may not always be the same.

If you’d like, you can reach out via the app or email support and we can take a closer look at your account with you.

Rated 1 out of 5 stars

Payment not processed and no reply from customer service

Paid off my loan almost two weeks ago and the payment has not been processed in my account. No reply from customer service in over a week. A stressful and frustrating experience.

April 15, 2026
Unprompted review
Beforepay logo

Reply from Beforepay

Hi Vicky and thank you for leaving us a feedback. That unfortunately doesn’t sound right and we’d like to get this sorted for you as quickly as possible.

Could you please reach out to us via the app or email support at support@beforepay.com.au so we can look into the payment for you?

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