Business Enterprise Fund Reviews 

"Brilliant support from Habib at BEF"

I applied for a Start Up Loan through BEF to fund stock for my eco-cleaning brand and the whole process was straightforward and reassuring from start to finish. Habib was responsive, patient with my questions, and made what could have been an intimidating process feel manageable. The loan was approved quickly and I always felt like I was being dealt with honestly. Really grateful for the support, and would recommend BEF to any small business owner in the North looking for funding. Thank you Habib!

I've been dealing with Kelly with my application from day 1, very professional and very helpful. We got exactly what we needed to help grow our business! onwards and up words!

Emma has been brilliant throughout this process.
Couldn’t do enough for us
Would highly recommend this company
Many thanks again

Inflexible. Unhelpful. As if they are reading from a script rather than actually offering any advice or help with your applications.

I applied for a loan with the British Business Bank but it is BEF that have been put in charge of my application.

After spending lots of time filling in forms and going back over business plans and cash flow forecasts and the like, I have decided to go with a different lender as BEF are completely inflexible and don't understand the concept of a business that isn't selling items from a shop or giving haircuts. They don't seem to be able to understand that selling bespoke design services is not something that can be squeezed into their templates despite the website making clear that their templates don't have to be used.
After filling in the documents to the best of my ability, I was asked to fill them in again in a different format despite the explanations being very clear in the documents uploaded.

It's a shame that this is the only government option for providing business loans as it could be done SO much better.

We are incredibly grateful to Mr. Habib Karimi for believing in our vision and supporting our beauty salon Av clinic in Birmingham with a startup loan. Thanks to his trust and generous contribution, we were able to upgrade our equipment and expand our services—leading to a fivefold increase in our company’s revenue. His support played a vital role in turning our potential into real success. Thank you for being part of our journey
Dr.hesam &zohreh

The Enterprise Business Fund is a cruel company disguising itself as a company thats there to help.
They will loan your business not even the amount you applied for by fraudulently adjusting their paperwork.
They will call it a 'business loan' though it very much is a personal loan. It will damage your credit rating, it will prevent your borrowing/mortgage options, they will go do debt collection if you miss a payment, regardless of how your business is doing. Do NOT be fooled by these people.

Applied for a loan with the company, after sending the initial documents I was ghosted. Tried calling, emailing but never got any response.

Ended up going to my bank instead