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Bell Financial Solutions Ltd Reviews 554

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, extensive knowledge, and proactive approach, making complex processes feel straightforward and stress-free. The service provided is frequently highlighted as exceptional, with many appreciating the personalized support and clear guidance offered throughout their journey. People also noted the team's excellent communication, quick response times, and easy accessibility, ensuring they felt well-informed and supported at every step. However, some customers also noted occasional inconsistencies in communication, with instances of abrupt responses or a lack of updates, particularly when there were staff changes. A few other people also felt that the service quality varied, with some experiencing less detailed explanations or slower follow-ups compared to the generally high standards reported.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Service

Reviewers highlight positive aspects of service, consistently praising the professionalism, dedication, and... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently highlight the... See more

Response time

Customers generally express satisfaction with the response times. Many reviewers highlight quick responses to... See more

Customer communications

People report positive experiences with contact. Customers praise the clear and consistent communication,... See more

Based on these reviews

Rated 5 out of 5 stars

The whole process from start to finish has been friendly and informative. When certain things didn’t go our way they went above and beyond to overcome a bad outcome from the lender really quickly. Fin... See more

Company replied

Rated 5 out of 5 stars

We are over the moon with the service provided by Bell financial solutions. They made the entire process easy, as first time buyers it was daunting getting a mortgage but Daniel and Hayley explained e... See more

Company replied

Rated 5 out of 5 stars

We’ve used Daniel and team for two property purchases and every remortgage over the last 15 years. From first time buying, moving house, to equity release to develop our home, Daniel and the team at B... See more

Company replied

Rated 5 out of 5 stars

The team at Bell Financial solutions do everything to support what can be a tricky conveyancing process taking as much of the hassle away as possible. They are knowledgeable and think two steps ahead... See more

Company replied


Company details

  1. Mortgage Broker
  2. Finance Broker
  3. Financial Consultant
  4. Insurance Broker

Written by the company

At Bell Financial Solutions, we believe that securing your financial future should be an empowering experience, not just a transaction. Nestled in the vibrant heart of Ancoats, our trusted and down-to-earth team serves Manchester, Liverpool, and beyond, offering a local touch that makes all the difference. We take pride in being your friendly neighborhood mortgage brokers, dedicated to providing personalized service tailored to your unique needs. Our expertise spans the entire spectrum of mortgage and protection services, including comprehensive 'Whole of Market' advice that caters to clients from all walks of life. Whether you’re a first-time homebuyer, a seasoned property investor, or simply looking to secure your family’s future, our knowledgeable team is here to guide you every step of the way. Specializing in both residential and buy-to-let mortgages, we also cover an extensive range of protection options—from life and critical illness insurance to income protection and general insurance. But we don’t stop there. Our network of trusted partners allows us to assist with second charge lending, bridging loans, and commercial mortgages, ensuring that we can meet all your financial needs under one roof. At the core of Bell Financial Solutions is our unwavering commitment to integrity, client care, and building tailored relationships. We understand that every client is unique, and we make it our mission to provide professional, suitable, and individualized advice that truly resonates with your circumstances. With us, you're not just another number; you’re a valued partner on a journey toward financial stability and success. Let’s take that journey together!

Our mortgage fee promise!

All initial advice is free!

We work on a 'no key- no 2nd fee'. All our initial advice is free and you only pay us a fee if we sucessfully secure you a mortgage offer. Going further, if that mortgage doesnt complete for any reason and we need to change mortgage company, by no fault of your own, you will never pay another fee to us. Buying a property can be difficult- valuations, solicitors, chain issues... if you need to change to another property, another mortgage, there is no addiotnal fees from Bell Financial Solutions !

Contact info

Get a Mortgage Quote

Get a quick and simple online mortgage quote.

4.9

Excellent

TrustScore 5 out of 5

554 reviews

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Hasn’t replied to negative reviews

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Rated 2 out of 5 stars

Disappointed

I had a great experience with my previous mortgage broker Liberty. However when remortgaging things went radio silent. The point where unknowing what was happening. We were dealt with Hayley, with short, sharp responses. No contact, when dealing with finances and changing over mortgages we wanted to know what would come out and at what point. There were unclear lines of when one mortgage would end, what payments would be deducted and when the first payment would be deducted for the mortgage. As you can appreciate this exceeded £3k+. When dealing with this and bills etc you would be highly concerned. We were asked to sign documents for the mortgage and got one word answers from Hayley. Like thanks. We gave up at that point. I was introduced to Bell Financial through a client I worked with for years. We were not informed our mortgage broker left the business and when informed we assessed why the communication dropped rapidly. The client service in which Liberty provided was exceptional, contacting us on annual leave, when she was getting on a flight, I was so disappointed of the lack of client care recieved after her departing the company. The one word answers and the no empathy or understanding of financial transactions left a sour taste in my mouth. Even when asking further clarification we were asked abruptly “please see previous messages”. This was not the experience we had with Liberty. The fee we paid Liberty was worth more than the money, however this transaction felt disappointing.

April 2, 2026
Unprompted review
Rated 5 out of 5 stars

Hayley was absolutely amazing

Hayley was absolutely amazing. She was so respectful and couldn’t do enough to help.. we were abroad for most of the time we were re mortgaging. She went above and beyond to get the mortgage as quickly as possible. Thank you so very much Hayley, for everything.

April 1, 2026
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Reply from Bell Financial Solutions Ltd

Thank you so much for your kind words! We’re delighted to hear how supportive Hayley was throughout your remortgage, especially while you were abroad. She’ll be thrilled to know her efforts made such a difference. We really appreciate you taking the time to share your experience!

Rated 5 out of 5 stars

As a first-time homebuyer

As a first-time homebuyer, I was incredibly nervous about the mortgage process, but bell finance made everything feel like a breeze. If you want someone who genuinely cares about getting you into your dream home, look no further!"

April 6, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you so much for your lovely feedback! We’re so glad we could help make your first homebuying experience feel easy and stress-free. It means a lot to know you felt supported, wishing you all the best as your journey continues toward your dream home!

Rated 5 out of 5 stars

Same-Day Approval – Outstanding Mortgage Advisor - Joe!!

We had a fantastic experience with our mortgage advisor, Joe. From the very beginning, he was incredibly quick to respond and handled everything with a high level of professionalism. He made the whole process feel straightforward and stress-free.

What really stood out was how approachable Joe was—no question ever felt too small or silly, and he took the time to explain everything clearly and patiently. Thanks to his efficiency and expertise (and the support of Hayley), our mortgage application was submitted and approved on the very same day, which exceeded all our expectations.

We wouldn’t hesitate to recommend Joe's services to anyone looking for a smooth and supportive mortgage experience.

April 1, 2026
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Reply from Bell Financial Solutions Ltd

Thank you so much for your kind words! It’s been a pleasure supporting you so far, and I’m really glad we’ve been able to make the process feel smooth, clear, and stress-free. I’m delighted we could achieve such a quick turnaround on your application, and I’ll be sure to pass on your thanks to Joe and Hayley. We look forward to continuing to support you through the rest of the journey!

Rated 5 out of 5 stars

Great service

Great service from Daniel and Hayley. Always quick to answer any queries and made the remortgaging process smooth throughout.

February 25, 2026
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Reply from Bell Financial Solutions Ltd

Thank you so much for your kind feedback! I’m really glad we could help make your remortgaging process smooth and straightforward.

Rated 5 out of 5 stars

Highly Recommended Mortgage Broker

I had a very positive experience working with this mortgage broker. They were extremely helpful throughout the entire process and always responded quickly at every stage.

Before working with them, I had already tried to purchase a flat but lost months due to lack of communication. The process did not progress at all and it was very frustrating.

However, when I worked with this team, the same process moved forward much faster and far more smoothly

Thanks to their support, I was able to find both a suitable conveyancer and a mortgage offer without unnecessary stress. Whenever something got stuck or unclear, they were always available to assist, and we communicated many times along the way.

They were consistently polite, professional, and genuinely helpful from start to finish. I really appreciate all the support they provided.

I would like to thank the whole team and everyone who helped me throughout the proces.

March 6, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you so much for taking the time to share such detailed feedback. We’re really pleased to hear that your experience with us was smooth. Wishing you all the best in your new home, and please don’t hesitate to reach out if you need anything in the future

Rated 5 out of 5 stars

Excellent communication throughout

Excellent communication throughout - also proved very timely in light of recent events.

March 19, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for your kind feedback! We’re really pleased to hear that our communication met your expectations and that we could support you promptly when it mattered most.

Rated 5 out of 5 stars

Easy, friendly and professional

Really appreciate the service provided, easy to communicate and very helpful with all the topics.
Was great to have a WhatsApp group conversation that was always available to ask about any doubts that we had during the process.
Really recommend.

January 8, 2026
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Reply from Bell Financial Solutions Ltd

Thank you for your kind feedback. We’re really pleased you found the process easy to communicate and helpful throughout, and that the WhatsApp support made things clearer whenever questions came up. We truly appreciate the recommendation.

Rated 5 out of 5 stars

Bell Financial Solutions were a…

Bell Financial Solutions were a lifesaver during my divorce. They guided me through a mortgage capacity report and my mortgage application with professionalism and genuine care. A difficult time felt so much easier thanks to their support—highly recommended!

November 20, 2025
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for sharing this and for trusting us at such a difficult time. We’re really glad we could support you through the mortgage capacity report and your application, and help make things feel a little easier during what is never a straightforward process. Your recommendation truly means a lot to us.

Rated 5 out of 5 stars

Liberty and her team were absolutely…

Liberty and her team were absolutely fantastic from start to finish. Their professionalism, clarity, and genuine care made what could have been a stressful process feel smooth and reassuring. Liberty took the time to explain every step, answered all my questions patiently, and worked tirelessly to secure the right mortgage for me. I truly felt supported throughout. I wouldn’t hesitate to recommend Liberty and her team to anyone looking for a reliable and trustworthy mortgage adviser.

January 23, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you so much for such a kind and detailed review. We’re delighted to hear that Liberty and the team made the process feel smooth and reassuring, and that you felt fully supported at every stage. Your recommendation means a great deal to us, and we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Helpful & supportive

Dan and the team were very helpful throughout the process and were always on hand to answer our questions. Thank you!

January 22, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for your lovely feedback. We’re really pleased the team could support you throughout and be on hand whenever you needed answers. We appreciate you choosing us!

Rated 5 out of 5 stars

As first-time buyers

As first-time buyers, we really appreciated the team’s professionalism and quick responses. They made the process clear and straightforward. Would definitely recommend.

January 22, 2026
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for your kind review. We’re really pleased the team could make the process clear and straightforward, especially as first-time buyers. Your recommendation is genuinely appreciated, and we wish you every happiness in your new home.

Rated 5 out of 5 stars

Incredible service as always by Daniel…

Incredible service as always by Daniel Bell. Daniel has advised us on all of our mortgages and insurance and explained to us how important critical illness insurance is, which we unfortunately had to claim on this year. Had we not taken it out things would be very different - so we are forever grateful to Daniel for his expert advice.

January 15, 2026
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Reply from Bell Financial Solutions Ltd

Thank you so much for taking the time to share this and for trusting Daniel with both your mortgages and insurance over the years. I’m really sorry you had to go through a claim, but I’m very glad the cover was in place when you needed it most. Your kind words mean a great deal, and I truly appreciate your continued trust.

Rated 5 out of 5 stars

Once again Daniel has proved himself…

Once again Daniel has proved himself the best broker in the business by finding me a new mortgage with a much better rate and minimal fuss. Couldn’t recommend more!

December 18, 2025
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for the kind words and for coming back to us again. I’m really pleased we were able to secure a better rate for you and keep the process straightforward. Your continued trust and recommendation mean a great deal.

Rated 5 out of 5 stars

Amazing Experience for First-Time Buyers

We’d never bought a home before and had no idea where to start. We spoke to a few brokers, but after getting in touch with Liberty Rowe at Bell Financial Solutions, everything just clicked. She made us feel comfortable straight away, explained the process clearly, and kept us updated the whole way through.

Even when we hit delays or setbacks, Liberty stayed calm, stepped in when needed, and genuinely went the extra mile to keep things moving when she didn't have to. She also found us the best deal out there. Hayley and the rest of the team were amazing too.

Honestly, we’re so glad we chose them. If you’re looking to buy a home, I’d recommend Bell Financial Solutions every time without hesitation.

December 8, 2025
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you so much for such a kind and thoughtful review. We’re really pleased Liberty was able to make the process clear and supportive from the very start, especially as first-time buyers. It’s great to hear the wider team, including Hayley, could help keep everything moving when things became challenging. We truly appreciate the recommendation and wish you every happiness in your new home.

Rated 5 out of 5 stars

Excellent, money saving advice

Daniel, with the help of his colleague Hayley, provided me with an excellent speedy service. When the house valued at slightly less than expected, they had an immediate alternative solution. Can't recommend them highly enough.

October 24, 2025
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Reply from Bell Financial Solutions Ltd

Thank you so much for your lovely review!
We’re delighted that Daniel and Hayley were able to step in quickly with a solution and help you save money along the way. We really appreciate your recommendation it means a lot to the whole team!

Rated 5 out of 5 stars

Superb Team

Quick response to our queries and outstanding professionalism in dealing with even complex issues.
Liberty Rowe and Hayley Woodcock have been so superb for my wife and I.

October 23, 2025
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you for your kind words!
We’re so pleased to hear that Liberty and Hayley provided you with a professional, responsive service even when things got complex. It’s always our goal to make the process as smooth and stress-free as possible. We truly appreciate your feedback!

Rated 5 out of 5 stars

Thank you!

We were really we very new to the process and decided to get a mortgage broker to assist us through, so incredibly glad we did, we could discuss various options, pros and cons and we’re not rushed on a decision, just supported with any queries we had. Guided through insurance options and processes, they really helped us navigate it all. Very good value for money. Thank you Liberty and Hayley, will recommend!

October 23, 2025
Unprompted review
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Reply from Bell Financial Solutions Ltd

Thank you so much for your wonderful review!
We’re delighted to hear that Liberty and Hayley were able to make the process smooth and supportive for you. It’s great to know you felt guided and informed every step of the way. We truly appreciate your recommendation!

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