The whole process from start to finish has been friendly and informative. When certain things didn’t go our way they went above and beyond to overcome a bad outcome from the lender really quickly. Fin... See more
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At Bell Financial Solutions, we believe that securing your financial future should be an empowering experience, not just a transaction. Nestled in the vibrant heart of Ancoats, our trusted and down-to-earth team serves Manchester, Liverpool, and beyond, offering a local touch that makes all the difference. We take pride in being your friendly neighborhood mortgage brokers, dedicated to providing personalized service tailored to your unique needs. Our expertise spans the entire spectrum of mortgage and protection services, including comprehensive 'Whole of Market' advice that caters to clients from all walks of life. Whether you’re a first-time homebuyer, a seasoned property investor, or simply looking to secure your family’s future, our knowledgeable team is here to guide you every step of the way. Specializing in both residential and buy-to-let mortgages, we also cover an extensive range of protection options—from life and critical illness insurance to income protection and general insurance. But we don’t stop there. Our network of trusted partners allows us to assist with second charge lending, bridging loans, and commercial mortgages, ensuring that we can meet all your financial needs under one roof. At the core of Bell Financial Solutions is our unwavering commitment to integrity, client care, and building tailored relationships. We understand that every client is unique, and we make it our mission to provide professional, suitable, and individualized advice that truly resonates with your circumstances. With us, you're not just another number; you’re a valued partner on a journey toward financial stability and success. Let’s take that journey together!
All initial advice is free!
Waulk Mill, Beehive Lofts, Bengal Street, M4 6LN, Manchester, United Kingdom
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I had a great experience with my previous mortgage broker Liberty. However when remortgaging things went radio silent. The point where unknowing what was happening. We were dealt with Hayley, with short, sharp responses. No contact, when dealing with finances and changing over mortgages we wanted to know what would come out and at what point. There were unclear lines of when one mortgage would end, what payments would be deducted and when the first payment would be deducted for the mortgage. As you can appreciate this exceeded £3k+. When dealing with this and bills etc you would be highly concerned. We were asked to sign documents for the mortgage and got one word answers from Hayley. Like thanks. We gave up at that point. I was introduced to Bell Financial through a client I worked with for years. We were not informed our mortgage broker left the business and when informed we assessed why the communication dropped rapidly. The client service in which Liberty provided was exceptional, contacting us on annual leave, when she was getting on a flight, I was so disappointed of the lack of client care recieved after her departing the company. The one word answers and the no empathy or understanding of financial transactions left a sour taste in my mouth. Even when asking further clarification we were asked abruptly “please see previous messages”. This was not the experience we had with Liberty. The fee we paid Liberty was worth more than the money, however this transaction felt disappointing.
Hayley was absolutely amazing. She was so respectful and couldn’t do enough to help.. we were abroad for most of the time we were re mortgaging. She went above and beyond to get the mortgage as quickly as possible. Thank you so very much Hayley, for everything.

Reply from Bell Financial Solutions Ltd
As a first-time homebuyer, I was incredibly nervous about the mortgage process, but bell finance made everything feel like a breeze. If you want someone who genuinely cares about getting you into your dream home, look no further!"

Reply from Bell Financial Solutions Ltd
We had a fantastic experience with our mortgage advisor, Joe. From the very beginning, he was incredibly quick to respond and handled everything with a high level of professionalism. He made the whole process feel straightforward and stress-free.
What really stood out was how approachable Joe was—no question ever felt too small or silly, and he took the time to explain everything clearly and patiently. Thanks to his efficiency and expertise (and the support of Hayley), our mortgage application was submitted and approved on the very same day, which exceeded all our expectations.
We wouldn’t hesitate to recommend Joe's services to anyone looking for a smooth and supportive mortgage experience.

Reply from Bell Financial Solutions Ltd
Great service from Daniel and Hayley. Always quick to answer any queries and made the remortgaging process smooth throughout.

Reply from Bell Financial Solutions Ltd
I had a very positive experience working with this mortgage broker. They were extremely helpful throughout the entire process and always responded quickly at every stage.
Before working with them, I had already tried to purchase a flat but lost months due to lack of communication. The process did not progress at all and it was very frustrating.
However, when I worked with this team, the same process moved forward much faster and far more smoothly
Thanks to their support, I was able to find both a suitable conveyancer and a mortgage offer without unnecessary stress. Whenever something got stuck or unclear, they were always available to assist, and we communicated many times along the way.
They were consistently polite, professional, and genuinely helpful from start to finish. I really appreciate all the support they provided.
I would like to thank the whole team and everyone who helped me throughout the proces.

Reply from Bell Financial Solutions Ltd
Excellent communication throughout - also proved very timely in light of recent events.

Reply from Bell Financial Solutions Ltd
Really appreciate the service provided, easy to communicate and very helpful with all the topics.
Was great to have a WhatsApp group conversation that was always available to ask about any doubts that we had during the process.
Really recommend.

Reply from Bell Financial Solutions Ltd
Bell Financial Solutions were a lifesaver during my divorce. They guided me through a mortgage capacity report and my mortgage application with professionalism and genuine care. A difficult time felt so much easier thanks to their support—highly recommended!

Reply from Bell Financial Solutions Ltd
Liberty and her team were absolutely fantastic from start to finish. Their professionalism, clarity, and genuine care made what could have been a stressful process feel smooth and reassuring. Liberty took the time to explain every step, answered all my questions patiently, and worked tirelessly to secure the right mortgage for me. I truly felt supported throughout. I wouldn’t hesitate to recommend Liberty and her team to anyone looking for a reliable and trustworthy mortgage adviser.

Reply from Bell Financial Solutions Ltd
Dan and the team were very helpful throughout the process and were always on hand to answer our questions. Thank you!

Reply from Bell Financial Solutions Ltd
As first-time buyers, we really appreciated the team’s professionalism and quick responses. They made the process clear and straightforward. Would definitely recommend.

Reply from Bell Financial Solutions Ltd
Incredible service as always by Daniel Bell. Daniel has advised us on all of our mortgages and insurance and explained to us how important critical illness insurance is, which we unfortunately had to claim on this year. Had we not taken it out things would be very different - so we are forever grateful to Daniel for his expert advice.

Reply from Bell Financial Solutions Ltd
Once again Daniel has proved himself the best broker in the business by finding me a new mortgage with a much better rate and minimal fuss. Couldn’t recommend more!

Reply from Bell Financial Solutions Ltd
We’d never bought a home before and had no idea where to start. We spoke to a few brokers, but after getting in touch with Liberty Rowe at Bell Financial Solutions, everything just clicked. She made us feel comfortable straight away, explained the process clearly, and kept us updated the whole way through.
Even when we hit delays or setbacks, Liberty stayed calm, stepped in when needed, and genuinely went the extra mile to keep things moving when she didn't have to. She also found us the best deal out there. Hayley and the rest of the team were amazing too.
Honestly, we’re so glad we chose them. If you’re looking to buy a home, I’d recommend Bell Financial Solutions every time without hesitation.

Reply from Bell Financial Solutions Ltd

Reply from Bell Financial Solutions Ltd
I have got great great help from them

Reply from Bell Financial Solutions Ltd
Daniel, with the help of his colleague Hayley, provided me with an excellent speedy service. When the house valued at slightly less than expected, they had an immediate alternative solution. Can't recommend them highly enough.

Reply from Bell Financial Solutions Ltd
Quick response to our queries and outstanding professionalism in dealing with even complex issues.
Liberty Rowe and Hayley Woodcock have been so superb for my wife and I.

Reply from Bell Financial Solutions Ltd
We were really we very new to the process and decided to get a mortgage broker to assist us through, so incredibly glad we did, we could discuss various options, pros and cons and we’re not rushed on a decision, just supported with any queries we had. Guided through insurance options and processes, they really helped us navigate it all. Very good value for money. Thank you Liberty and Hayley, will recommend!

Reply from Bell Financial Solutions Ltd
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