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Bell Financial Solutions Ltd Reviews 

574
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 53 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff and dedicated mortgage advisors for their exceptional professionalism, clear guidance, and continuous support from start to finish. Many people highlight the outstanding customer service, emphasizing how approachable the team is and how quickly they respond to every single query. Consumers find the overall user experience completely stress-free, noting that complex financial steps are explained simply without any confusing jargon. Some reviewers were not happy with communication issues, mentioning frustrating application delays, a lack of empathy from agents, and difficulties in receiving written documentation promptly.

What people talk about most

Staff

Consumers find staff to be positive, professional, and exceptionally thorough throughout the mortgage... See more

Customer service

Customers report positive experiences with customer service, highlighting excellent communication and expert... See more

Service

People report positive experiences with service, highlighting smooth handling from start to finish and clear... See more

Response time

Clients share positive opinions on response time, highlighting impressively fast turnaround times and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting excellent communication... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I highly recommend bell financial solutions. The staff are professional,amazing and very thorough. Everything is explained throughout the whole process. It can be very daunting and overwhelmin... See more

Rated 5 out of 5 stars

As first time buyers we couldn’t ask for more! We had so many questions, we knew barely nothing about buying a property. Daniel and Hayley made the all progress look so much easier. We had a Wha... See more

Company replied

Rated 5 out of 5 stars

We are over the moon with the service provided by Bell financial solutions. They made the entire process easy, as first time buyers it was daunting getting a mortgage but Daniel and Hayley explained e... See more

Company replied

Rated 5 out of 5 stars

We were really we very new to the process and decided to get a mortgage broker to assist us through, so incredibly glad we did, we could discuss various options, pros and cons and we’re not rushed on... See more

Company replied


Company details

  1. Mortgage Broker
  2. Finance Broker
  3. Financial Consultant
  4. Insurance Broker

Written by the company

At Bell Financial Solutions, we believe that securing your financial future should be an empowering experience, not just a transaction. Nestled in the vibrant heart of Ancoats, our trusted and down-to-earth team serves Manchester, Liverpool, and beyond, offering a local touch that makes all the difference. We take pride in being your friendly neighborhood mortgage brokers, dedicated to providing personalized service tailored to your unique needs. Our expertise spans the entire spectrum of mortgage and protection services, including comprehensive 'Whole of Market' advice that caters to clients from all walks of life. Whether you’re a first-time homebuyer, a seasoned property investor, or simply looking to secure your family’s future, our knowledgeable team is here to guide you every step of the way. Specializing in both residential and buy-to-let mortgages, we also cover an extensive range of protection options—from life and critical illness insurance to income protection and general insurance. But we don’t stop there. Our network of trusted partners allows us to assist with second charge lending, bridging loans, and commercial mortgages, ensuring that we can meet all your financial needs under one roof. At the core of Bell Financial Solutions is our unwavering commitment to integrity, client care, and building tailored relationships. We understand that every client is unique, and we make it our mission to provide professional, suitable, and individualized advice that truly resonates with your circumstances. With us, you're not just another number; you’re a valued partner on a journey toward financial stability and success. Let’s take that journey together!

Our mortgage fee promise!

All initial advice is free!

We work on a 'no key- no 2nd fee'. All our initial advice is free and you only pay us a fee if we sucessfully secure you a mortgage offer. Going further, if that mortgage doesnt complete for any reason and we need to change mortgage company, by no fault of your own, you will never pay another fee to us. Buying a property can be difficult- valuations, solicitors, chain issues... if you need to change to another property, another mortgage, there is no addiotnal fees from Bell Financial Solutions !

Contact info

Get a Mortgage Quote

Get a quick and simple online mortgage quote.

4.9

Excellent

TrustScore 5 out of 5

574 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 50% of negative reviews

Typically replies within 1 week

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4.9

All reviews

(574)

46 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellent

I am extremely happy with the service I received from Bell Financial Solutions. They handled my mortgage smoothly from start to finish, keeping everything stress free and clearly explained every step of the way. Their communication was excellent, and they made what could have been a complicated process feel effortless. I highly recommend Bell Financial Solutions to anyone looking for expert mortgage advice and fantastic customer care!

August 24, 2026
Unprompted review
Rated 5 out of 5 stars

Absolutey recommend these

Absolutey recommend these, took out all the stress and managed everything for me, kept in touch via watsapp, email & phone calls, explained everything without any jargon so i knew exactly what was happening and when.

August 26, 2025
Unprompted review
Rated 5 out of 5 stars

A safe choice for First Time Buyers!

Daniel and the time and Bell Financial Solutions really helped us through purchasing our first home, gave us clear advice and guidance ensuring all our questions and concerns about the process were fully addressed. It gave us a great deal of confidence that we were in safe, competent hands.

August 26, 2025
Unprompted review
Rated 5 out of 5 stars

I would highly recommend Daniel Bell

I would highly recommend Daniel Bell to anyone looking for a mortgage adviser.

Our remortgage wasn’t a straightforward case and it took several months to reach the finish line, but Daniel was excellent throughout. He remained positive, kept us updated, and worked tirelessly to secure the right deal for us.

His knowledge, professionalism and determination were outstanding, and thanks to his persistence we achieved exactly the outcome we were hoping for.

A genuinely first-class service from start to finish. Thanks again, Daniel—we really appreciate everything you did.

August 18, 2026
Unprompted review
Rated 5 out of 5 stars

I highly recommend bell financial…

I highly recommend bell financial solutions.
The staff are professional,amazing and very thorough.
Everything is explained throughout the whole process.
It can be very daunting and overwhelming getting a mortgage but Daniel takes all the stress out it.
Hayley was brilliant too.
Thank you ☺️

March 21, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent customer experience

Excellent customer experience. There was regular communication and updates, and the team were happy to answer all queries at anytime of day. The service extends beyond finding a great mortgage deal, it includes surveys and insurance policies among other things! Would highly recommend.

August 24, 2026
Unprompted review
Rated 5 out of 5 stars

Top expert and service for divorce MCA [mortgage capacity assessment]

I cannot recommend Daniel Bell at Bell Financial Solutions highly enough.
If you are navigating financial remedy proceedings and need a Single Expert Mortgage Capacity Assessment for an FDR hearing, Daniel is exactly the professional you need in your corner.

Going through a divorce is stressful enough, but having complex self-employed income, limited company accounts, and private liabilities makes it even harder.

Daniel was incredibly thorough and deeply knowledgeable.
He didn’t just plug basic numbers into a generic calculator; he took the time to properly assess my statutory accounts, dividend history, and credit commitments to produce a highly robust and realistic affordability assessment.

Most importantly, Daniel understands exactly what the Family Court expects. His report was completely objective, highly detailed, and perfectly compliant with the strict FPR Part 25 expert requirements.

His communication was flawless throughout the whole process—he was patient, responsive, and answered all of my procedural questions with absolute clarity. The turnaround time was impressively fast, but he never sacrificed his meticulous attention to detail.

Professional, efficient, and a true independent expert in his field. I am completely confident submitting his report to the judge. Thank you, Daniel!

July 14, 2026
Unprompted review
Rated 5 out of 5 stars

As first time buyers we couldn’t ask…

As first time buyers we couldn’t ask for more! We had so many questions, we knew barely nothing about buying a property.
Daniel and Hayley made the all progress look so much easier.
We had a WhatsApp group chat where Daniel and Hayley were assisting us all the way, any questions anytime.
Daniel’s knowledge definitely offered us a lot of confidence on the massive move we were making on our lives, not to forget on how Hayley was very supportive and prompt too.
From our experience we highly recommend this brokers. You won’t be disappointed!!
A big thank you, to you both.

June 11, 2026
Unprompted review
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you so much for sharing such a thoughtful review. It was a real pleasure supporting you both through your first home purchase. We know how overwhelming the process can feel at the start, so it’s wonderful to hear that the guidance, communication and WhatsApp support helped make everything clearer and more manageable.
Daniel and Hayley will be delighted to know their knowledge and responsiveness gave you confidence throughout such an important milestone. Your recommendation truly means a lot to us.
A big thank you to you both as well — we’re thrilled to have been part of your journey into your new home. Enjoy every moment of it.

Rated 1 out of 5 stars

Lack of Communication and Transparency



I am extremely disappointed with the service I received during my remortgage application.

Over a period of approximately eight weeks, I experienced significant delays, poor communication and a lack of clarity regarding the progress of my application. Despite requesting documentation on multiple occasions, I was never provided with a mortgage illustration in writing, although I was repeatedly informed that it had been sent.

During this time, I was contacted by third-party solicitors who advised they were acting on behalf of Halifax. This was confusing, as I had not received any formal documentation outlining the details of the proposed remortgage.

When I raised concerns regarding the lack of communication and requested clarification, the remortgage process was discontinued rather than my concerns being addressed. This resulted in a considerable amount of wasted time and unnecessary frustration.

Having since read other customer reviews, I noted similar complaints regarding communication and responsiveness. Based on my experience, I would not recommend this service.

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

Bell financial Solutions LTD helped me…

Bell financial Solutions LTD helped me to to get a mortgage really quick. They have been thorough throughout and supportive from start to finish.

May 28, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you for sharing your experience. I’m delighted we could guide you thoroughly and help you get your mortgage sorted without delay.

Rated 5 out of 5 stars

Excellent in every area !

communication was first class ! Knowledge and appreciation for clients circumstances was exceptional....

May 29, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

We really appreciate your kind words. It was a pleasure assisting you, and I’m glad the communication and service met your expectations.

Rated 5 out of 5 stars

Amazing experience

Clear, prompt and friendly communication throughout the process made the whole experience easy. Everything was clearly explained and any questions answered.

April 22, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you for taking the time to share this. I’m delighted the communication and guidance helped make the whole experience smooth.

Rated 5 out of 5 stars

Exceptional service as always from Daniel

We have used Bell Financial Solutions multiple times now, and there is absolutely nothing impossible for Daniel when it comes to getting a mortgage for anyone. We are currently waiting for our completion, and so far Daniel and Hayley have made our mortgage process incredibly smooth and stress-free. Daniel was fantastic at explaining all of our options clearly, while Hayley kept us updated every single step of the way. Their communication was excellent, and they were always quick to reply to our questions. We felt completely supported throughout the entire journey. I highly recommend them to anyone looking for a reliable and professional mortgage team!

May 15, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you so much for your wonderful review. It means a great deal to hear how supported and stress free you felt throughout the process. Daniel and Hayley take real pride in making things clear, smooth and well‑communicated, so your feedback truly makes their day. We’re delighted to be part of your journey and wish you all the best as you move toward completion.

Rated 5 out of 5 stars

We received amazing service from Daniel…

We received amazing service from Daniel at Bell Financial Solutions. He immediately put us at ease during our initial chat and worked hard to secure us a mortgage with one of us being self-employed. Highly recommend Daniel and Hayley, they really went above and beyond.

May 14, 2026
Unprompted review
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you for such a lovely review. We’re so pleased to hear Daniel was able to put you at ease from the very start and secure the right mortgage, especially with the added complexity of self‑employment. Daniel and Hayley are dedicated to going that extra mile, so your feedback truly means a lot. We really appreciate the recommendation and wish you all the best moving forward.

Rated 5 out of 5 stars

The team at Bell Financial Solutions…

The team at Bell Financial Solutions were incredibly efficient and always on hand to help and answer any questions I had. Their timeliness was really appreciated! I would highly recommend.

April 23, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you for your review Laura, I am pleased we met your expectations!

Rated 5 out of 5 stars

Joe Turner 10 out of 10 !

Joe Turner was a huge help when I was trying to secure a mortgage for my first home.
The advice and guidance he provided was invaluable and he couldn't have done more to aid me in choosing the right option which suited my circumstances and requirements.
He was always available for a consultation, constantly checking in with me at every stage of the process.

January 31, 2026
Unprompted review
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you for your review Steve. We are so pleased Joe could help guide you in the right direction. I will be sure to pass on your gratitude.

Rated 5 out of 5 stars

The service provided was excellent for my remortgage

The service provided was excellent, always Daniel and Joe giving a clear explanation of each step of the process, when I had questions, very kind they helped me, they gave as well great follow up in order to complete all the process of my re-mortgage, and even they helped me to get a cheaper life insurance which I appreciate, I recommend 100% their services.

April 22, 2026
Bell Financial Solutions Ltd logo

Reply from Bell Financial Solutions Ltd

Thank you so much for your wonderful feedback! We’re really pleased to hear that Daniel and Joe were able to guide you clearly through each step and provide the support you needed throughout your remortgage. It’s great to know their follow-up and help with your life insurance made a positive difference as well. We truly appreciate your recommendation!

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