BILL Reviews 1,580

TrustScore 2 out of 5

2.0

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Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it difficult to reach a real person and often receiving unhelpful, scripted responses. Customers frequently reported issues with payments, including funds being held, unexpected charges, and difficulties with transfers. Reviewers also encountered problems with the website, such as login issues and blank pages, making it impossible to access their accounts or contact support. Some people were satisfied with the customer service, noting that some agents were helpful and resolved their issues quickly, even during holidays. A few other people also felt that the service was smooth for years, and they did not encounter any issues.

What people talk about most

Payment

Customers had negative experiences with payment. Many reviewers report unauthorized account upgrades, hidden... See more

Customer service

Reviewers express significant dissatisfaction with customer service, highlighting a lack of accountability... See more

Service

Customers consistently note negative experiences with service. Many reviewers report long hold times,... See more

Customer communications

Users describe negative interactions with contact. Many reviewers report extreme difficulty reaching a live... See more

Website

People report negative experiences with the website. Many customers express frustration with login issues,... See more

Based on these reviews

Rated 2 out of 5 stars

Awful set-up experience. BILL will call you back but will transfer you to many customer service reps, migration people if you have complex questions. Spent 2 hours on hold with chat they kept disconne... See more

Company replied

Rated 2 out of 5 stars

REVISED TO TWO STARS FOR KEVIN'S DEDICATED HELP IN EXECUTIVE ESCALATIONS. DO NOT USE BILL. EVER. This is not hyperbolic. This is not an exaggeration. Since laying off employees in 2025... See more

Rated 2 out of 5 stars

Bill.com is a core platform for our business, and in my role as COO, we route all vendor payments through it. Until this experience, I was a strong advocate for the product. Separately... See more

Rated 2 out of 5 stars

I have multiple business accounts that use Bill.com. My employee had to leave on medical leave and was unavailable. Me, being the owner of the Company, requested access to my very own company's acco... See more

Company replied

Rated 5 out of 5 stars

I had an issue with with a closed bank acct I forgot to update( my bad) and I notified customer service via text and Kate (team 2) had the issue resolved in a matter of a few hrs and during a holiday... See more

Rated 5 out of 5 stars

My newest client sent me to Bill.com to sign up for receiving my payments through them. Somehow my bank account number didn't go through because either I or their system didn't recognize the "0" at th... See more

Company replied

Rated 3 out of 5 stars

Their basic customer support struggled to help me, but eventually, someone from Bill.com saw I was having a lot of trouble with their support and called me and helped me fix the problem.

Company replied

Rated 1 out of 5 stars

Bill.com’s “Instant Transfer” is a joke. They advertise it like payments will hit your account right away, but what they don’t tell you is that it only works if the payer also has a Bill.com acc... See more

Company replied

Rated 1 out of 5 stars

Absolute joke of a customer service. It is almost impossible to get ahold of anyone. Chat is very slow to respond and seemingly staffed by people with very low reading comprehension. They can't solve... See more

Company replied

Rated 1 out of 5 stars

Their marketing department sends out emails stating that a user's account is not compliant and that they need to upload documents to bring their account into compliance. The thing is, the user has... See more

Company replied

Rated 1 out of 5 stars

BILL.com quietly pushed my account from a free/basic plan to a paid tier, then kept charging even after I downgraded. Support refused to fix it unless I paid first. No accountability, no real resoluti... See more

Rated 1 out of 5 stars

They will hold your money for a long time before you get paid. Indeed, I wasted one hour of my life dealing with their customer service to get paid. They will claim that there was a problem with your... See more

Company replied

Rated 1 out of 5 stars

Unfortunately Bill.com does not operate as a true partner for small businesses. I've been using them through a clients system for years and even considered using them for my business. However, they un... See more

Rated 1 out of 5 stars

This company has to be the worst billing/invoice service ever. It is a cheap solution for larger companies that don't want the expense. I was on the phone for one hour with a rep to remove auto pay fo... See more

Rated 1 out of 5 stars

HORRIBLE!! Login experience is terrible and they dont follow through with email support, techinical issues, or phone call help. I needed to pay a bill for a company vendor and the email login... See more

Rated 1 out of 5 stars

Someone created a fake account using my companies name and sent emails to that company to use the bill.com account. Customers sent money to a fake account and bill.com takes zero responsibility. The... See more

Company replied

Rated 1 out of 5 stars

Basically impossible to get any support on this platform. I have spent weeks just trying to get access to my account, and you are locked behind chat that is useless and told me three times they had re... See more

Company replied

Rated 1 out of 5 stars

Bill.com puts 'limits' on how much they will pay out during any specific period. There is zero explanation of this as the funds are always 100% pulled from payors bank account prior to bills being rel... See more

Company replied

Rated 1 out of 5 stars

Why aren’t all companies using Zelle, PayPal or Venmo? Someone needed to send me a payment and invited me to Bill to get paid. Even though I sent all my banking información to send directly to me, i... See more

Company replied

Rated 1 out of 5 stars

BILL Spend & Expense (Divvy) is hands down the most useless ‘business card’ provider I’ve ever dealt with. They shut down my entire account over a $10 test transaction — not fraud, not abuse, just... See more

Company replied

Rated 1 out of 5 stars

This company has a customer service that id have to say is one of the worst. They failed to put thru a deposit on time, blamed the payee using the system, turns out it wasnt the payee at fault. Told... See more

Company replied

Rated 1 out of 5 stars

I had an terrible experience trying to get paid on Bill.com. The company sent a payment to an old bank account from years ago, then despite the bank rejecting it and sending it back to Bill, the p... See more

Rated 1 out of 5 stars

2+ years a simple request not solved. By far the the worst customer service on any kind of business service I've ever had! Zero people to talk to. They have a million people working 1 ticket with zero... See more

Rated 1 out of 5 stars

This is the worst customer service experience I have ever had in my life. They are completely clueless and have no visibility into other support calls. I’ve spent 6+ hours this week on hold for them t... See more

Company replied

Rated 1 out of 5 stars

I have sent several customers invoices and Bill.com will hold the funds to earn interest. IT happens every time. These guys are snakes, batching money is what they say, but they are borrowing and earn... See more

Company replied

Rated 1 out of 5 stars

As a 1099 employee, I would have liked to be able to have my paychecks automatically split (30% going into a separate account for tax purposes) however they don't have the ability to split your payche... See more

Company replied

Rated 1 out of 5 stars

I began using Bill.com in January last year as it was required by a company I was working with. Unfortunately, my experience has been far from satisfactory. Without my explicit consent, I was init... See more

Rated 1 out of 5 stars

I used Bill.com years ago and it was fine. We tried to use them again and it was a disaster. Had to get set up to send ACH payments to our contractors and the verification document, and you provide it... See more

Company replied

Rated 1 out of 5 stars

I’ve been using Bill.com for my rental business for about ~4 years now. I process around ~$100k in payables for around ~50 (contractor) vendors. You cannot trust this company. - paym... See more

Company replied

Rated 1 out of 5 stars

They repeatedly fail to deposit funds into my bank account, and each retry can take up to a full day. Support is very slow, and despite not being a US citizen, they still require a US phone number... See more

Rated 1 out of 5 stars

Just awful service support. We can't login to the website due to issues with receiving SMS, and this issue persists for almost a month. I am now waiting for 30 minutes in the support queue just to be... See more

Rated 1 out of 5 stars

On Bill, a UK company cannot set up a US based USD account. So you have to bend over and accept Bill.com's horrible exchange rate to GBP! Their chat support is beyond abysmal. In a way, the glaci... See more

Company replied

Rated 1 out of 5 stars

Terrible service. Can't withdraw my money! I'm in Canada, and received money from a vendor to my appc1.ca.bill.com account. I have two verified TD Canada Trust bank account in my Bill profile, on... See more

Rated 1 out of 5 stars

I sent a small $125 payment to a vendor because Bill.com showed them as fully set up in the system. The vendor later told me they don’t use Bill.com at all, so I immediately contacted support to rev... See more

Company replied

Rated 1 out of 5 stars

I can't tell you how horrible Bill.com is. We have had $10,000 stuck in their account for over a month. We can't get a straight answer from anyone. In the last month I've been called 3 times aski... See more

Rated 1 out of 5 stars

This Company Bill.com errored on their data. They breached my commercial checking account putting money into it. Thinking this was a scam, my bank advised me to close the account immediately. If th... See more

Rated 1 out of 5 stars

Bill.com is hands-down one of the worst services I’ve ever encountered. There is no real customer service — you can’t reach an actual agent who can help you with anything meaningful. The operators... See more

Company replied

Rated 1 out of 5 stars

Couldn't be more disappointed with Bill operations. They claim to streamline operations. They exist to earn money on your money. They receive payment and hold it for 4 -7 days, either so they can earn... See more

Company replied

Rated 1 out of 5 stars

We've used BILL.com on a number of occasions in the past and while the service was ok (our customers pay us via them), we've had issues with trying to login in for the last 4-5 days. Once I've ent... See more

Company replied

Rated 1 out of 5 stars

My account was immediately closed and Bill.com later billed me 700$ because I apprently used my business cards on a few payments. Wouldn’t let me dispute since my account was closed. Never saw proof o... See more

Company replied

Rated 1 out of 5 stars

Signed up and worked in their system for 3 days. They sent an email saying account has been deactivated with no notice and no communication. They then send you an appeal notice and same result. Ab... See more

Rated 1 out of 5 stars

The worst experience I’ve ever had with a payment company. I was supposed to receive a $20,000 payment through Bill. I opened my account just a few days ago, and since then they kept asking me... See more

Company replied

Rated 1 out of 5 stars

Talked to customer service three times. All three times was told to ask person paying to reroute directly to bank as their system wanted me to prove I am real by providing photos of my Id and face f... See more

Rated 1 out of 5 stars

This company allows people to steal checks and can never speak to a real person it's always a chat bot. This company is a scam and should be shut down and face charges do NOT use them for anyt... See more

Company replied

Rated 1 out of 5 stars

What a terrible company. Was sent money. They put it on a credit card. Money I transferred never made it to the other bank but they reduced my balance. Now here comes the fun part. I tried calling... See more

Rated 1 out of 5 stars

I signed up because I'm a consultant (1099) and a client of mine said they pay through here on just about everything and asked if i wouldnt mind billing them this way. So i did and bill.com asked me t... See more

Rated 1 out of 5 stars

Applied online for the card. They connect to you business checking account online to see you financials. I did that, even thought I did not like that because of the privacy reasons. Received numer... See more

Company replied

Rated 1 out of 5 stars

I’ve used Bill for more than a year. The product works, but the customer support is so dysfunctional that the risk outweighs any convenience. For the past three months I’ve been trying to resolve... See more

Company replied


Company details

  1. Software Company
  2. Business Administration Service
  3. Business to Business Service
  4. Payment Service

Written by the company

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. As a leading provider of cloud-based software, BILL simplifies, digitizes, and automates back-office financial processes for small and mid-sized businesses. BILL Financial Operations Platform helps businesses efficiently control their payables, receivables and spend and expense management. Our customers come from all industries, ranging from startups to established brands and nonprofits to franchises. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.


Contact info

  • 6220 America Center Drive Suite 100, 95002, San Jose, United States

  • bill.com

2.0

Poor

TrustScore 2 out of 5

2K reviews

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Rated 1 out of 5 stars

They do not answer calls

They do not answer calls. Their times for "premium support" as stated on their website is until 7 MTN. I called at 6:45 and no one answered. I called again this morning and there is not an ext for support. I pressed 5 for spender several times and it went nowhere. My company uses this service, but I have always had trouble getting support from BILL. I would not recommend - if you have remote staff they need better customer support.

July 8, 2025
Unprompted review
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Reply from BILL

Thank you for bringing this to our attention, Angela. We're sorry to hear that you had trouble reaching our support team and that our service fell short of your expectations. We genuinely want to address any concerns you might have. For your privacy, we won’t ask for your contact details here. Instead, you’ll receive an email via Trustpilot where you can share the necessary information so we can better help you. We appreciate your understanding!

Rated 1 out of 5 stars

Company doesn’t care

This app is terrible. Do yourself a favor and search for a different company bill.com has the worst customer service I have ever experienced. Please do yourself a favor. Do not go to bill.com.

July 2, 2025
Unprompted review
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Reply from BILL

I'm truly sorry to hear about your frustrating experience with the app, Giovanni. Your satisfaction really matters to us, and we are committed to making sure that all our customers enjoy a seamless and dependable experience. We genuinely want to help you with your concerns. To respect your privacy, we won't ask you to share your contact information here. Instead, you can expect an email from us through Trustpilot shortly, where you can provide your preferred contact details. This will ensure we can assist you in the best way possible.

Rated 1 out of 5 stars

This was hands-down one of the worst…

This was hands-down one of the worst service experiences I've ever had with a service provider. Not only was I given blatantly incorrect information, but I was also sent a confirmation email stating that everything was received and good to go. Based on that confirmation, other emails sent from Bill and a chat with customer service, I was told the funds could be sent directly to my business account. Sounds simple, right? Wrong.
Instead, they inexplicably refunded the money back to my customer, a customer I now can’t reach and can’t recover the money from. I’m just supposed to eat the loss, apparently. Their negligence directly cost me, and they offered no meaningful support or solution.
This kind of amateur-hour nonsense is unacceptable. There’s absolutely no way I would risk using this platform for any future invoicing with my other larger clients. If you value your business and your money, do not trust this site. They will leave you high and dry.

June 27, 2025
Unprompted review
BILL logo

Reply from BILL

Thank you for providing your contact information. We have located your ticket in our system and have elevated it to our Leadership team to look into your concern.

Rated 2 out of 5 stars

Huge regret in switching our services over

We switched over from QB payment processing to Bill.com. I spoke for weeks to reps letting them know exactly what I needed for my invoicing and what issues we were having with QB. We ended up switching our business over and I am very disappointed in the lack of customization in the invoices. A couple of things I needed that Bill.com does not allow for:
- you cannot have more than 1 email contact associated with a client and you cannot add additional emails to recurring invoices. you can add them to existing invoices, but that would mean you have to manually add the additional email.
- you cannot bundle/roll up service line items. I need 1 amount to go out on an invoice, but for our records we need there to be service line items. this caused a HUGE issue internally and we have to manually break those out internally.

It also is very apparent that the customer service dept is not actually familiar with the platform, they are searching the help docs and reading from scripts which almost never get a quick resolution, if there is a resolution at all.

June 27, 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing your experience, Marcia, and we regret that our invoicing customization, as well as our customer support, did not meet your expectations, especially regarding multiple email contacts, service line item bundling, and the support team's platform familiarity. We do see that you were able to speak with customer service today to help with your concerns. Your feedback is valuable, and we'll use it to improve our services and training. We are also able to submit a feature request for anything you feel is missing from our software that would help. Thank you again for your feedback.

Rated 3 out of 5 stars

Scripted communication by several team…

Matter resolved today.

June 22, 2025
Unprompted review
BILL logo

Reply from BILL

Thank you for letting us know your concern has been resolved. We appreciated your patience as we worked to resolve your issue. Please continue providing feedback, as we are always working hard to improve our software.

Rated 1 out of 5 stars

I got this with no funding on the card…

I got this with no funding on the card at all and then was told I can't write a review because I don't own it. 😆 I'll write one because This is America! Where legal citizens have free speech..
My review is that plus, Why would you make something with that much control in place other than you are for a cashless, begging, own nothing type USA. 😆 Fight me for it, u won't win

June 25, 2025
Unprompted review
Rated 1 out of 5 stars

The marketing is a bait and swich click…

The marketing is a bait and swich click for "free transfers" then they add a fee. When I cancelled service they continued billing at $79 every two weeks even though they deactivated my service. The tech support is AI and a Chat center that will waste hours of time. It’s like the old CD clubs where you could never cancel. Buyer beware!!! I have the chat from support for confirmation.
This response is fairly typical, no follow up, just “sorry for your loss” type attitude. Avoid Bill.com.

June 24, 2025
Unprompted review
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Reply from BILL

We appreciate you bringing this to our attention, Gary, and we regret that you experienced unexpected fees and billing issues after cancellation. The account was active for a duration of three months, with billing taking place for two months following the conclusion of the complimentary trial period. We sincerely apologize for any confusion that may have arisen regarding your experience. We genuinely apologize for the challenges you experienced with our support channels. Your feedback is important to us, and we'll thoroughly investigate these issues to enhance our services and ensure a better experience in the future.

Rated 1 out of 5 stars

Bill.com has very poor service

Reached out to them about a scammer which used their platform to charge us for a service which we never got, and after a while of them "researching" / "investigating". They stopped answering and now they are still doing that, so we are working on a chargeback against them, which is so useless of time

March 10, 2025
Unprompted review
BILL logo

Reply from BILL

We sincerely regret the trouble you had with being billed by someone for a service you never received, Dennis. We have located the ticket with our team that is under investigation and have updated it with your feedback so that we can have them contact you with any updates. We are making every effort to address your issue as promptly as possible.

Rated 1 out of 5 stars

Waste of time and effort

Applied online for the card. They connect to you business checking account online to see you financials. I did that, even thought I did not like that because of the privacy reasons. Received numerous emails and calls to get in touch for the zoom. I told the rep I do not need their platform just need a Business card.
They said it's ok you do not need to use a platform for expenses. Received couple emails from different reps saying I got approved for $10.000. Received the card and used the card for $280 at Costco to buy supplies.
They froze the account and closed it. Explanation is internal review account. I do not buy that. look like they are fishing for business and personal information to obtain. Do not fall for the pretty card and their advertisement online rest is your decision.
Thank you.

June 5, 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate you sharing your experience. We regret to hear about the issues you faced with the account closure and the concerns regarding your privacy. We aim to provide a seamless experience and are sorry this was not the case. Your feedback is valuable, and we will review our processes to ensure we better address these issues in the future.

Rated 1 out of 5 stars

This is such a deceptive company

This is such a deceptive company. They don't offer their promotions and ghost you. Never worked with a company this bad before. AVOID!

May 30, 2025
Unprompted review
BILL logo

Reply from BILL

We understand your frustration and apologize for this. We are truly sorry to hear about the difficulty you had with one of our promotions. Our goal is to provide accurate and transparent information to our customers. Thank you for bringing this to our attention; we would like to investigate this further. To ensure your privacy, we won't ask for your contact details here. Instead, you'll receive an email through Trustpilot where you can share the necessary information so we can assist you effectively. Thank you for your understanding!

Rated 1 out of 5 stars

Waiting for funds ....for how long hmmm ???

A client in the USA paid our invoice using BILL. Got 2 emails from BILL saying they will let us know when payment is sent. Another email invites me to sign up to an account. I DO NOT WANT AN ACCOUNT : definately not having read the reviews on here. No return email that works is in the emails sent. The client wants the goods ASAP but we wont manufcaturer until funds are received. Hence now the USA client will likely get annoyed due to the delay by BILL and the tactics they use. Their contact support page is a blank page. NO WAY TO CONTACT THEM: USELESS.

AVOID, AVOID, AVOID

Thanks for the reply. I've sent a mesage via Trustpilot back to you. I am in the UK. Stuck in limbo waiting for BILL to pay us.

June 5, 2025
Unprompted review
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Reply from BILL

Thank you for providing your information, Tony. It was our pleasure to assist you in addressing your inquiries and ensuring that all necessary arrangements were completed for you to receive payments from your client. You are now prepared, and it is only required for them to initiate the payment on your behalf. We appreciate your collaboration in resolving these matters.

Rated 1 out of 5 stars

It's horrible service 😫 I spent hours…

It's horrible service 😫 I spent hours to withdraw money and it's not possible 😪 now I need only use their virtual card

June 4, 2025
Unprompted review
BILL logo

Reply from BILL

We regret you've had a horrible experience, Deni, and faced difficulties withdrawing funds. Your satisfaction is important to us, and we are dedicated to ensuring a smooth and reliable experience for all our customers. We would like to help with your concern. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

Title: Absolutely Disgraceful Treatment of a Loyal Business Customer

I have been a loyal BILL customer for over a year, using their services to manage my business finances for MAJESTIC BEAUTY BLOOM INC, a company with five years of successful operation and a solid revenue stream. Without any warning or valid explanation, BILL abruptly closed my account—along with linked personal and business financial tools—causing a severe disruption to my operations.

What’s worse is the complete lack of transparency. I submitted every document they requested and asked multiple times for clarification, only to receive vague, robotic responses with no real answers. BILL’s decision has left me in financial limbo, and their refusal to provide a clear reason feels unjust, unprofessional, and potentially discriminatory.

This company talks about supporting businesses, but their actions prove the opposite. They shut down a legitimate, verified business without a trace of due process or human decency. I would caution anyone considering BILL: if they can do this to a loyal customer without notice, they can do it to you too.

Avoid BILL at all costs—they are unreliable, unresponsive, and completely indifferent to the damage they cause.

May 31, 2025
BILL logo

Reply from BILL

We understand your frustration with our account verification process and your account being cancelled. The identity verification process protects our customers from financial fraud and potential cyberattacks. We take your account security seriously and perform federally regulated due diligence to verify identities and authorize money movement in accounts. We have found your appeal in our system and updated the ticket with your concerns. We are making every effort to address your issue as promptly as possible.

Rated 2 out of 5 stars

Waiting 4 Business Days for what?

I don't quite understand why I have to wait 4 business days (actually 6 since the company that hired me put the payment through on a Friday) to receive my payment.

Oh...I COULD give them 1% off the total for them to send it right away. Seems an incentive for them to make a little extra money, no?

The company I worked for took a month to pay me, and now I have to wait until the middle of next week. So overall, it would have been easier for me to pick up a check.

May 29, 2025
Unprompted review
BILL logo

Reply from BILL

Gary, our apologies for any frustration you have experienced with receiving your payment. With a basic receivables account, your payment timing depends on the settings on your customer's account. We were able to locate your account and can see that the payment is showing a delivery date of today. Your feedback means a lot to us, and we will take it to heart as we look for ways to enhance our services.

Rated 2 out of 5 stars

I was hopeful for this to be a good…

I was hopeful for this to be a good experience, because I knew somebody else who had been using Bill. I've worked with another payment processing company, and found them to be much better than Bill. Although I was able to get ahold of somebody to talk to on the phone with Bill which I liked, I was very disappointed with the lack of common sense this company has. I followed step by step what the customer service person told me to do, and then got an email a day or two later saying my account was shut down. I literally spent 1-2 hours on the phone with customer service people, doing exactly what they told me to do, and they shut my account down. This is the bureaucracy at its worst. If Bill ever wants to work with me again, please reach out.

April 23, 2025
Unprompted review
BILL logo

Reply from BILL

We understand your frustration regarding the account verification process, Nicholas. The identity verification process protects our customers from financial fraud and potential cyberattacks. We take your account security seriously and perform federally regulated due diligence to verify identities and authorize money movement in accounts. We can look into this further for you, and there is an option to appeal the decision as well. We won't ask for your contact details here to ensure your privacy. You'll receive an email through Trustpilot where you can provide the necessary information so we can assist you effectively. Thank you for your understanding!

Rated 1 out of 5 stars

Virtual card payment nightmare

A large $300k payment was sent to our vendor via "virtual card." The payment never cleared. No one notified us that there was a problem with payment not clearing. Funds were debited from us but can't seem to get our money back to reissue payment. Very frustrating. And almost sounds fraudulent. Keeping that amount of money without any notification or returning the funds, collecting interest from their client! Considering legal action at this point.

May 23, 2025
Unprompted review
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Reply from BILL

We deeply regret your frustration with uncleared payment and lack of notification, Crystal. We're sorry you experienced this issue. We would like to assist you with your concern. We are unable to identify the best way to contact you through this site, which makes it difficult for us to assist you effectively. To protect your privacy, we won't ask you to post your contact information in this forum. Instead, you will soon receive an email through Trustpilot requesting your preferred contact details. This will allow us to provide you with the appropriate assistance for your situation.

Rated 1 out of 5 stars

⭐ 1 Star | Total Waste of Time

⭐ 1 Star | Total Waste of Time – Unprofessional and Misleading

I applied for a Divvy credit card and went through an exhausting process. They asked me to upload multiple documents, and each time I complied, they sent congratulatory emails saying my approval was done or nearly finalized.

After weeks of this back-and-forth, and even completing a live identity video, they suddenly declined my application without any reason.

Why send multiple “you’re approved” messages just to reject someone? This was a complete waste of time and the most unprofessional process I’ve dealt with. Don’t trust Divvy.

May 22, 2025
Unprompted review
BILL logo

Reply from BILL

We appreciate your willingness to share your experience, Reza. We acknowledge your concerns regarding the application process and the multiple communications you received. Should you have any inquiries, please do not hesitate to contact our application support team at 1(855)229-3111. We will carefully review your feedback to enhance our processes.

Rated 1 out of 5 stars

Free Trial Nightmare

I tried the free trial. I decided not to continue using the service after the trial. I was billed for another month. I reached out to support a few times (they are all clueless) and was told I had to wait a few more weeks for my account to close. I finally received an email that my account was closed and I received another final bill! Bill just keeps taking money from my connected bank account as they please. What a nightmare. I would never recommend this service to anyone. There are better options so look around.

May 22, 2025
Unprompted review
BILL logo

Reply from BILL

Thank you for supplying your contact information. Your case has been escalated, and someone will reach out to you directly regarding your concern.

Rated 1 out of 5 stars

Absolute scam. Small businesses STAY AWAY.

I signed up to get paid by Bill.com. Client sent $12,000. Bill took the money and asked me to verify my account to receive it. I submitted bank records, articles of organization and my passport along with verifying the bank account through Plaid. Over a period of 5 days, they kept asking me to resend the same verification information, assuring me that the operations team was "working on it" — then, one morning, I could not login to my account. Come to find out they cancelled the account because they said they passport photo was not clear enough. Customer service is an absolute joke. They are holding client money for up to 90 days. Absolute garbage, toxic for small businesses. Stay away.

May 21, 2025
Unprompted review
BILL logo

Reply from BILL

Daniel, we understand your frustration regarding the account verification process and the funds being held. The identity verification process protects our customers from financial fraud and potential cyberattacks. We take your account security seriously and perform federally regulated due diligence to verify identities and authorize money movement in accounts. We have found your appeal in our system and updated the ticket with your concerns. We are making every effort to address your issue as promptly as possible.

Rated 1 out of 5 stars

DO NOT USE- WORST PAY 'PLATFORM'

WORST ! To call this a platform or service is an absolute joke. EVERYTHING is complicated. Just trying to view recent transactions was impossible. Their 'customer service' is non-existent.. no phone contact..only 'live chat' where you sit there not connected to anyone.
I HATE BILL.COM & wish my client would drop this and switch to another service !!!!!
(Please offer '0' STARS)

May 20, 2025
Unprompted review
BILL logo

Reply from BILL

We regret to hear about the difficulties you experienced with our platform. We understand your frustration with the complexity and the challenges you faced when trying to view recent transactions. We aim to provide responsive support, and we're sorry our live chat didn't meet your expectations. We do offer the option of getting a call as well, and apologize that you had difficulty locating that. We would like to offer our assistance if you need help still. We won't ask for your contact details here to ensure your privacy. You'll receive an email through Trustpilot where you can provide the necessary information so we can assist you effectively. Thank you for your understanding!

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