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Biz2Credit Reviews 

15,653
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, attentiveness, and genuine care in understanding business needs and securing funding. The service is frequently highlighted as efficient, smooth, and stress-free, making the entire funding process straightforward from start to finish. Reviewers appreciate the quick response times and the exceptional customer service, noting that the team goes above and beyond to help. However, some customers also noted issues with poor and untimely communication, experiencing a lack of response and continuous verification requests for the same documents. A few other people also felt that the internal process was disorganized, leading to prolonged completion times and the need to speak with multiple representatives.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting their professionalism, responsiveness, and... See more

Service

Clients share positive opinions on service, with many expressing gratitude for the help in securing business... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness and dedication of... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as easy, smooth,... See more

Response time

Consumers generally report positive experiences with response times, highlighting quick and easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Working with Rex we've closed several loans. His ability to understand our business needs and align loan structure, along with simple and efficient underwriting has made the process work. Highly recom... See more

Company replied

Rated 5 out of 5 stars

Ian was incredible to work with! He made the entire funding process smooth and straightforward from start to finish. Always quick to respond, professional, and really went the extra mile to make sure... See more

Company replied

Rated 5 out of 5 stars

I have been working with Yash Sharma on working out a solution for our business to be able to make payments during a severe down time in our business. Yash was a breath of fresh air in this industry f... See more

Company replied

Rated 5 out of 5 stars

I had a great experience working with Samarth Jaiswal. The process was smooth, professional and stress free. What stood out to me was how reliable he was and caring he was with the process. Just hones... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Financial Consultant
  4. Financial Institution
  5. Loan Agency

About Biz2Credit

Written by the company

Biz2Credit was founded in 2007 with one goal: make business finance work better. We're backed by top investors and our 200,000+ small business customers. Since we started, Biz2Credit has been the best place for small businesses to get funding online.

We've provided over $8 billion in small business Loans and financing for thousands of companies across the U.S.

Our proprietary platform matches small businesses to funding that fits their needs based on each company's unique profile. Completed in just a few minutes, the initial application process online is secure and efficient. That's why we've been trusted by over 200,000 small businesses for help with their financing needs, and why we partner with innovative companies like Paychex, credit rating agencies such as Experian, and trusted small business advisors including CPAs and lawyers.

Follow us on Twitter @Biz2Credit and Facebook.

Biz2Credit: Funding What's Next for Small Businesses

Written by the company

Deliver Funding to Small Businesses
At Biz2Credit, we are committed to helping business owners take on what's next with financing that works for them and that's flexible for their needs.
A Better Funding Experience
Our proprietary platform matches small businesses to funding that fits their needs based on each company's unique profile. Completed in just a few minutes, the initial application process online is secure and efficient. That's why we've been trusted by over 200,000 small businesses for help with their financing needs, and why we partner with innovative companies like Paychex, credit rating agencies such as Experian, and trusted small business advisors including CPAs and lawyers.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

16K reviews

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4.6

All reviews

(15,653)

328 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Sam did a nice job

April 27, 2026
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Reply from Biz2Credit

We appreciate the positive feedback and are so glad you were happy with the service you received!

Rated 5 out of 5 stars

Good experience

Good experience. Bikram Chetri did a great job working with me through multiple loans and refinancing. I would recommend to anyone looking for business financing.

February 25, 2026
Unprompted review
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Reply from Biz2Credit

Thank you for your recommendation! We appreciate the kind words and look forward to assisting you again in the future!

Rated 5 out of 5 stars

Danish was such a great help

Danish was such a great help, 10/10.

April 27, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that the assistance was helpful. Thank you for your perfect rating; we appreciate it.

Rated 5 out of 5 stars

I would like to leave a review for…

I would like to leave a review for Biz2credit. I applied for a loan, and within three days, the money was in my account. I want to thank Himanshu for his assistance; he was very attentive throughout the process. I recommend Biz2credit to anyone looking to take out a loan with affordable interest rates.

April 23, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that you had a positive experience and that you received your loan quickly. We appreciate you mentioning the assistance you received during the process. We're always here if you need future funding!

Rated 5 out of 5 stars

I got approved for the amount I needed…

I got approved for the amount I needed quick! My representative, Vaibhav patiently communicating with me until actually funded. Because of the time difference I contacted him many times even his time there is evening Vaibhav nicely assisted and helped me. Thank you, Vaibhav!

April 23, 2026
Unprompted review
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Reply from Biz2Credit

Thank you for taking the time to leave such a thoughtful review! We appreciate your business and hope to assist you again in the future!

Rated 5 out of 5 stars

Biz2Credit was very professional

Biz2Credit was very professional. They kept in touch throughout the process via email and text, letting me know where I was in the, and worked with me to get the capital needed to keep my business running
Rajendra and team did good work ..
Get fund same day.

Thanks

April 27, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that our team's professionalism and communication helped you secure the capital you needed quickly. We delighted you chose us to help your business run and grow!

Rated 5 out of 5 stars

Arum was the best help and he is always…

Arum was the best help and he is always been the best help take care of you as your own family and do not take advantage of the situation.

April 15, 2026
Unprompted review
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Reply from Biz2Credit

We greatly appreciate the review and your kind words! It's wonderful to know that you felt well-cared for and that your needs were met with integrity. Thank you for your feedback!

Rated 5 out of 5 stars

Rex and Mansi were great!

Process was great! Rex Roxanne and Mansi were excellent to work with!!

April 15, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that the process was great, and we appreciate your positive feedback regarding our team members. Thank you!

Rated 5 out of 5 stars

Great Experience, Special Mention: Sandeep Rajput

My case manager Sandeep Rajput was extremely courteous, understanding and helpful. We are are happy with the service biz2credit provides and in particular Mr.Rajput's service.

April 7, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that you had a positive experience. We appreciate your kind words and are so glad that you found our service and case manager to be helpful and understanding.

Rated 5 out of 5 stars

Biz2credit provides excellent funding…

Biz2credit provides excellent funding solutions during times of need. I would like to commend Diwesh and Patrick for their exceptional assistance throughout the entire process. Their professionalism, helpfulness, and amiable demeanor were greatly appreciated.

April 18, 2026
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Reply from Biz2Credit

Thank you for your feedback. It wonderful to know that you received great service! Please reach out with any future needs you may have to grow your business!

Rated 5 out of 5 stars

Our representative Rex is great

Our representative, Rex, handles all of our needs and follows up and follows through to make the whole process easy.

April 22, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that our team makes the process easy for you by handling your needs and following through. We appreciate your positive feedback!

Rated 5 out of 5 stars

Easy to work with hassle free

Easy to work with and fast funding !

February 1, 2026
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Reply from Biz2Credit

We're happy to hear that our services were easy to use, and we appreciate your feedback on the fast funding!

Rated 5 out of 5 stars

Very easy

Very easy, friendly and quick responses. Had my approval in one day.

April 15, 2026
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Reply from Biz2Credit

We're happy to hear that you found our team's responses easy, friendly, and quick. We appreciate you taking the time to share your positive experience.

Rated 5 out of 5 stars

Excellent service

Excellent service. They made the extra effort to give me the terms I needed to fit my cash flow. They also beat 9 other competitor lenders by over 50%.

Who wants to borrow 150K and pay it back in one year? I mean, what is the point?

Using the right loan calculator? Regular APR ones do not work for a 12-month term since the interest is front-loaded, and early payoff gets you nowhere.

I used the NerdWallet "Merchant Advance Calculator" to derive the actual cost of their short-term money.

They also do not have a prepayment penalty or front-loaded interest. I got a three-year note for 150K that perfectly fit my cash flow and saved me thousands.

If I need more money, I will use them again.

April 3, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that our service met your needs. It's great to know we could provide terms that aligned with your cash flow and offer competitive rates. We appreciate you sharing your positive experience and we look forward to working with you again in the future.

Rated 4 out of 5 stars

Easy to apply

Easy to apply and the specialist walked me through every step. I didn't give it 5 stars since the parameters around the loan were not explained very clearly at first.

April 1, 2026
Unprompted review
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Reply from Biz2Credit

We appreciate your feedback and are glad the application was easy. We regret that the loan parameters weren't initially clear and will work to improve our explanations.

Rated 5 out of 5 stars

Absolutely amazing peoplento work with

Absolutely amazing peoplento work with. I would highly recommend them.

April 11, 2026
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Reply from Biz2Credit

We appreciate your wonderful feedback and are so glad you had such a positive experience. Thank you for recommending us!

Rated 1 out of 5 stars

Liars and deceivers!!

We have 2 loans through Biz2Credit. We have been making payments faithfully, every week, through autopay. We had something come up last week (the week of April 6-10) and requested to skip just that one week's worth of payments. We received a phone call from a representative there. We explained our situation and they agreed to skip that week's payments and continue payments the next week as usual. Well, they ended up taking one of the payments anyway. We called and asked them to reverse the charge as it was still in pending status and they refused. We reminded them that they agreed to skip that week's 2 payments just this once and they didn't seem to care about their error. Today, Saturday April 11, we logged into our bank to see that they took the second payment today! They promised to hold all payments until the next week's usual pay date, which is April 15, but they did not follow through on that promise with either loan. They ended up charging both payments anyway. They are a terrible company to work with. This is not our first issue with them. We tried giving them a second chance after the last time and they just proved, once again, why we will never do business with them anymore. We had loans through several other companies over recent years who did as they promised when we needed to skip one week's worth of payments. This company does nothing but lie to you and then refuse to fix the issues. I would recommend using any other company except this one. They are most dishonest company we have ever used!

April 11, 2026
Unprompted review
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Reply from Biz2Credit

Thank you for being a long-term partner with Biz2Credit. We sincerely regret the confusion and inconvenience you experienced regarding your recent payoff request.

After looking into your account, we confirmed that while our team provided your payoff statements and escalated your discount request on April 7th, there was a miscommunication between our departments regarding your payment pauses. While we successfully postponed one payment, we deeply apologize that the second was processed in error.

We strive for a seamless experience, and it’s clear we missed the mark this time. We value your business and are committed to doing better. If you need further assistance for the remainder of your term, please reach out to us directly at support@biz2credit.com.

Rated 4 out of 5 stars

I would work with them again.

The application process was very easy.

March 27, 2026
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Reply from Biz2Credit

We're glad the application process was easy for you. Thank you for your feedback and we look forward to working with you again in the future.

Rated 5 out of 5 stars

Very professional

Very professional and expedient. Followed through within the timeframe discussed. All representatives were polite and easy to deal with.

March 26, 2026
Unprompted review
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Reply from Biz2Credit

We're happy to hear that our representatives were polite and easy to deal with, and that we followed through within the timeframe discussed. Thank you for your positive feedback.

Rated 5 out of 5 stars

Easy to work with

Easy to work with. Great customer service. Funds were available in 24 hours

March 27, 2026
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Reply from Biz2Credit

We're happy to hear that our customer service was helpful and the process was easy. Thank you for your feedback and your time.

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