BMW Financial Services UK Reviews 168

TrustScore 2 out of 5

2.1

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Review summary

Created with AI, based on recent reviews

Considering 75 reviews, most reviewers were unhappy with their experience overall. Many customers found the customer service to be non-existent, appalling, and unhelpful, with some describing staff as rude and unprofessional. People frequently reported issues with payments not being allocated correctly, leading to threats of repossession or negative impacts on credit reports. Reviewers also experienced extremely slow response times and a general lack of communication, with many complaints going unacknowledged or unresolved for extended periods. Conversely, a small portion of people felt satisfied with the service, highlighting specific individuals who were friendly, helpful, and efficient in explaining processes and arranging finance.

What people talk about most

Service

Customers consistently note ambiguous experiences with service, with many expressing extreme disappointment... See more

Customer service

Consumers find customer service to be negative, with many reporting it as nonexistent, unresponsive,... See more

Payment

People report negative experiences with payment, citing issues such as not receiving final bills and being... See more

Response time

Reviewers express significant dissatisfaction with response times, citing frequent and prolonged hold times,... See more

Staff

Clients share ambiguous opinions on staff, with many reviewers expressing significant dissatisfaction, citing... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Paid off my loan. Didn't even get an acknowledgement by email. Was promised a certificate proving no part ownership, nothing happened. Chased and was sent one with garbled incorrect licence plates.... See more

Company replied

Rated 1 out of 5 stars

Consider this as ZERO STARS. Absolutely terrible company. My husband had finance with them more than 6 years ago, payed EVERYTHING, NO LATE PAYMENT. Till date his credit reports shows he has current... See more

Company replied

Rated 1 out of 5 stars

MINI Financial Services (BMW) customer service is truly dreadfully. They should not be allowed an FCA licence to conduct business in the UK. They do not reply to emails, it's virtually impossible to g... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

BMW Financial Services (GB) Ltd offer a comprehensive suite of vehicle finance products, as well as providing a range of insurance and protection solutions. We are responsible for brands such as BMW Financial Services, MINI Financial Services, BMW Motorrad Financial Services, ALPHERA Financial Services, Rolls-Royce Motor Cars Financial Services and Aston Martin Financial Services. BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority.


Contact info

2.1

Poor

TrustScore 2 out of 5

168 reviews

5-star
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1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 97% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

This company don’t answer the phone

This company don’t answer the phone, I have tried on 4 separate occasions over a period of 10 days to ring and speak to customer service only to be be kept on hold for up to 30 minutes before being cut off. Whoever is in charge needs to get a grip.

October 10, 2023
Unprompted review
BMW Financial Services UK logo

Reply from BMW Financial Services UK

Hi John, we’re sorry to hear your thoughts on your recent experience and are keen to learn more. Please could you provide your contact details and any additional information via our secure form here: https://www.bmw.co.uk/en/topics/discover/forms/oli_bmw_complaint.html, and a member of our team will be in touch. Many thanks, Jasmine

Rated 1 out of 5 stars

BWM Financial Services have been the…

BWM Financial Services have been the worst company I have ever dealt with in 40 years of being on this planet. The problem started when I wanted to give the car back in line with the credit consumer act. They made it as hard as possible to end the agreement and return their car, in the end I had to dump their vehicle at a BMW dealership as I was getting nowhere with them. After this the asked for a mileage payment which I duly paid as it was part of the agreement, then they claimed damages to the car, this took 3 years to rectify and in the meantime BMW registered defaults on my credit file. Eventually they removed all defaults and offered a pitiful £100, I accepted to bring the matter to an end. But that wasn't the end! They are now righting to me every 3 months stating I owe them £100 for the last 3 years! Unbelievable! Following my complaints they say I have no valid complaint and I don't owe anything and deny sending any letters demanding £100! Absolutely insanity

May 19, 2023
Unprompted review
Rated 1 out of 5 stars

BMW finance

I have had cars through BMW finance for some years now, been loyal though BMW haven’t been with me, payments have never been misses bearing in mind I have 2 cars with them, I have never had a financial holiday ever even all the way through COVID, and after recently applying for finance again I was asked for bank statements for 3months, contract of employment showing all me earnings and numeration, never heard anything like it, no way on earth I am going to give this sort of information and access to my banking, and is against GDPR I think, absolutely disgusting way I have been treated, only need to look at my history with them and see it is pristine, I will never use BMW finance again and neither the dealership Sytner Sheffield who are so underhanded and greedy, if this is the way a buisiness treats there loyal customers I don’t want to know

August 20, 2021
Unprompted review
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