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Company details

  1. Alternative Financial Service

Written by the company

Capitalia is the leading financer for small and medium enterprises in the Baltic sea region. Operating since 2007 we have financed more than 5000 businesses investing over EUR 100 million in their development


Contact info

3.6

Average

TrustScore 3.5 out of 5

7 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

support is a nightmare

the support is slow , not helpful, try to put the blame on the client ; they talk to you as if you are totally stupid...one of the worst support I have seen in my life

February 1, 2026
Unprompted review
Rated 5 out of 5 stars

I've been client for several years

I've been client for several years. Key thing I want to see as investor is the ability to recover struggling loans and so far they have been successful. Also this is pan-Baltic project and for someone like me it's important to invest locally.

November 24, 2025
Unprompted review
Rated 3 out of 5 stars

Good, but fails to provide enough projects.

The platform seems trustworthy and regulated, which is good. However, I am struggling to do any investment, because most projects when appear are 100% invested in and there are very few projects one can catch. The solutions of auto-invest does not provide opportunity to review projects or only invest in projects with collateral.

The platform is failing, because there are too few projects and too many investors.

June 6, 2025
Unprompted review
Capitalia logo

Reply from Capitalia

Hello Kārlis, thanks for the feedback. It is indeed difficult at times to balance the supply and demand of good quality loans. There are fe The financing need from the companies is often seasonal as well as fluctuating based on the economic circumstances (that are bit of stagnating in Latvia and Estonia). The situation is kind of similar to bond market - there is no steady flow of bond issues, they come in waves.

We maintain our aim to improve on our target for publishing one investment opportunity per working day. And hopefully with addition of project flow from Finland could satisfy all of the investor's interest soon.

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