Cardiff & Vale Credit Union Reviews 

113
TrustScore 4.5 out of 5

4.5

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See what reviewers are saying

Rated 5 out of 5 stars

Whenever I call the staff are always helpful, friendly and polite. The loan processes are straight forward.Very quick and painless process, all complete within a few hours. Big thank you

Rated 5 out of 5 stars

Emma was amazing. Explained everything looked at affordability, made sure I was making the right choices. Highly recommend they have saved me a lot of stress with money worries. Thank you

Rated 5 out of 5 stars

in 2022 my mother unexpectedly passed - just 3 weeks after completing a court case regarding gaining a SGO. I ended in a financial mess of a situation due to lack of help/support from anyone.... See more

Rated 5 out of 5 stars

I have been a member of CCU for many years. Saving a modest amount each month by standing order really adds up during the year, so I save towards Christmas. It is very easy to withdaw funds using my... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Loan Agency

Written by the company

We provide affordable loans and ethical savings accounts to those who live or work in Wales. Membership is free and we operate on a not for profit basis - any profit we make is used for the benefit of our members who save and borrow with us.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

113 reviews

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No recent history of asking for reviews

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Typically replies within 24 hours

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4.5

All reviews

(113)

22 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Try your bank first.

It's quicker and easier to obtain a response from a high street bank than it is from this organisation.

August 24, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Sorry to hear you haven't been able to get through Brian. Our call response rate is usually above 98% so we apologise that you haven't received the high standards our members should expect from us. If you email us on ccu@cardiffcu.com someone with your number, we will call you back today. Kind regards, CVCU Team

Rated 5 out of 5 stars

Excellent service

I wanted to take out a secured loan rather than my savings.The staff had the paperwork ready within an hour and the funds in my bank the same day.Excellent Service.

July 29, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for the feedback - we are glad to hear you have received great service!

Rated 5 out of 5 stars

Friendly service

Friendly service, prompt responses to questions, well informed staff and helpful at all times. Every member of staff I spoke to was equally as lovely. Especially jess. Will recommend to everyone x

July 28, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for taking the time to give us your feedback, which has been shared with the team. We are glad you have received good service!

Rated 5 out of 5 stars

Great service

👍👍👍😆👍👍😆👍😆😆😆😆😆

July 8, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thank you Emma!

Rated 5 out of 5 stars

Amazing staff and a brilliant loan…

Amazing staff and a brilliant loan service with low interest rate and saving options. Thank you team

July 7, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Hi Shoag, thanks for taking the time to leave this review and we are glad to hear you've had a good experience with us!

Rated 5 out of 5 stars

Fantastic experiences every time

I have been with the CVCU for what is likely 10 years now.
I have saved and had several loans with them since this time.
They are professional, approachable and easy to contact. Every person I have had contact with have been extremely helpful and they have always surpassed expectation with the speed in which my requests are dealt with.
The forms are clear and concise and they always ensure I understand what is happening at every stage.
I would also say Emma who dealt with my latest loan was outstanding, she was friendly and I felt supported and informed throughout.
I would absolutely recommend CVCU.

May 18, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for your review and loyal membership Eleanor. We've shared your feedback to Emma, and are glad to hear you've had great customer services from us.

Rated 5 out of 5 stars

Great communication and fantastic…

Great communication and fantastic service all round.

May 7, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for taking the time to review us, and great to hear you are happy with the service received!

Rated 1 out of 5 stars

Harassment and bullying from rude staff

May 6, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Hi Kevin. We are sorry to hear that you are unhappy with our service, but feel this is an unfair review, and would recommend that you liaise with us directly.
CVCU Team

Rated 5 out of 5 stars

Excellent service as always

Excellent service as always. I found out that my bank was transferring money to my CU account with no reference. Sent an email with the details of each transaction and had the issue sorted out within one working day, all my transfers had been found and allocated to my account.

Very good account management and customer service.

April 25, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Hi Lynne. Thanks for taking the time to leave a review, and we are glad we were able to help swiftly.

Rated 5 out of 5 stars

I had an issue withdrawing funds!

I had an issue with withdrawing funds in the evening so I left a message for Cardiff& Vale CU the following morning and within minutes a lovely person called Jess called me and helped me resolve the issue. Jess then went over and above and called me again to ensure my issue had been resolved which it had. She also highlighted some key information for me that as being a member for 4 years now I had forgotten so I was really appreciative of this. Thank you Jess for your support you were fab! Your service was impeccable I also use CU professionally and it just cemented the valued support that this service offers to the most vulnerable members of society.

March 25, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for your review Davinder - we have shared your feedback with Jess!

Rated 5 out of 5 stars

I save with my local credit union…

I save with my local credit union though payroll deductions from my wages taken by my employer then passed into my credit union account. I recently needed a loan and don't have the best credit score.

The process was straight forward and had a decision in a few days then money was on my bank via Bacs. I would highly recommend saving with them they also do Christmas saving plans and loans and you can now have child benefit paid into a credit union account and that can then be used to save or repayment for a loan.

The staff are always friendly helpful and knowledgeable about the services they provide. Keep up the excellent work .

March 16, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for taking the time to review us - we are glad to hear how you've benefitted from saving and borrowing with us!

Rated 5 out of 5 stars

Easy to apply and reply so quickly…

Easy to apply and reply so quickly .overall very easy experience.

March 16, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for the feedback Julie - great to hear you had a great experience with us.

Rated 5 out of 5 stars

Very easy to apply for a loan

Very easy to apply for a loan . Friendly helpful staff and quick to reply to help you if needed. Quick payout of money
10/10

March 16, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for the feedback Lisa - we are glad to hear you are happy with your experience of applying for a loan with us.

Rated 5 out of 5 stars

Cardiff & Vale CU helped my family…

Cardiff & Vale CU helped my family during very hard times caused by the pandemic. The staff were all so kind, understanding and helpful and saved my tenancy.
I would highly recommend speaking to the staff and using this service if you need advice with finances or just want to save some money every month. Thanks to everyone who works here. A special thanks to Riz.

March 11, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks so much for sharing your story Anna, and we are so glad we were able to help save your tenancy. We've passed on your kind feedback to Riz!

Rated 5 out of 5 stars

Pleasant staff, great terms...

Incredibly easy experience all round, very helpful staff in your Cardiff Branch, they made the process so simple keeping me updated at every step..

February 23, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks Rebecca, we are glad to hear you had a great experience with our Cardiff branch team.

Rated 5 out of 5 stars

Excellent service fast response I use…

Excellent service fast response I use credit union every year for Christmas so it takes the worry away when you have 2 children

February 23, 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for the feedback Zara: we are glad to hear that we have made Christmas easier for you and your family!

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