Card One Money Reviews 

1,211
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 113 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and positive attitudes, making interactions pleasant and efficient. Many people highlight the excellent customer service, noting quick responses and the team's ability to resolve issues effectively and with great patience. The overall service provided is frequently described as top-class, with consumers appreciating the reliable and understanding support. However, some customers also noted dissatisfaction with communication channels, experiencing issues with unavailable telephone services, non-working chat lines, or delays in receiving callbacks. A few other people also felt let down by account changes or unexpected closures, leading to stress and operational difficulties.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, efficiency, and... See more

Customer service

Customers consistently note positive experiences with customer service, praising the helpfulness, efficiency,... See more

Service

Clients share positive opinions on service, consistently describing it as professional, reliable, and... See more

Response time

Users describe positive interactions with response times, with many reviewers highlighting quick replies and... See more

Payment

Reviewers express significant dissatisfaction with payment processes, citing issues such as being blocked... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Amba the chat operative was excellent in every way, but I feel very let down by Cardone money in all aspects of them moving my account to think money. There has not been enough information, there is... See more

Company replied

Rated 5 out of 5 stars

Card One banking Liam Braisdell Customer Services was FANTASTIC he has helped me with the terrible experience I have had with a fraud on my account. He has gone the extra mile and reassured me in... See more

Company replied

Rated 5 out of 5 stars

I’ve used Cardone for over 10 years and never had a single issue. Their service has always been excellent from start to finish. I recently closed my account after hearing they’re moving to a new provi... See more

Company replied

Rated 5 out of 5 stars

Once again I have experienced outstandingly good service, today from Amba, but every single person at Card One Money with whom I have had contact these past 14 years has been a shining example of what... See more

Company replied


Company details

  1. Bank

Written by the company

At Card One Money we’ll help you manage your money. Get a basic account with no credit checks and a prepaid card.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
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2-star
1-star

No recent history of asking for reviews

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4.5

All reviews

(1,211)

107 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

The most shameless company I have ever…

The most shameless company I have ever seen. Everyone should try to avoid it. If your application is rejected and no account is opened for you, your application fee of £55 will not be refunded.

July 26, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We appreciate your feedback and regret that your application experience was not satisfactory. We're sorry to hear that you were not granted an account and that the fee was not refunded. We'll review your comments.

Rated 5 out of 5 stars

CARD ONE MONEY ARE THE A TEAM EVERY…

CARD ONE MONEY ARE THE A TEAM EVERY MEMBER ARE SO UNDERSTANDING ALWAYS A 5 STAR SERVICE THANKYOU

July 31, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our team's understanding service met your expectations. Thank you for your wonderful feedback and recognition of our efforts!

Rated 5 out of 5 stars

So yesterday I had a problem with money…

So yesterday I had a problem with money missing out my bank account, about 45mins before that I had some bad family news. When I called card 1 I got through to Ryan who was amazing, even with my anger and emotions I took my Diva out on him, I was going to close my account etc, he told me he would resolve this as quickly as he could but Ryan actually cared and was like my therapist by end of the call, even called back today to make sure I understood everything.
I never leave reviews but his big heart and understanding is why I am leaving this review… we need more of him in this world.

July 30, 2025
Unprompted review
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Reply from Card One Money

We appreciate you sharing your experience. We are so glad to hear that our team member provided exceptional support during a difficult time and helped resolve your issue with empathy. Thank you for acknowledging their dedication.

Rated 5 out of 5 stars

Lovely service from a lovely company…

Lovely service from a lovely company I'm glad I bank with them as other banks turned me down

July 28, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you had a lovely experience with our service. We appreciate your feedback and are glad we could assist you when others couldn't.

Rated 1 out of 5 stars

Don’t get this account please it will waste your time when you are out and about

You can’t ever use Apple Pay on this account you only have to use your card on the bus and retail store and if you need money you will have to transfer it to your card I literally had bad experience with this account that’s why I’m giving one star

July 25, 2025
Unprompted review
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Reply from Card One Money

We appreciate you sharing your experience. We're sorry to hear about the issues you faced. We'll review your feedback to improve our services.

Rated 5 out of 5 stars

Had a great customer service from Dere…

Had a great customer service from Dere what a good service .

July 24, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you had a great experience with our service. We appreciate you taking the time to leave us this positive feedback.

Rated 5 out of 5 stars

Great but I don't know wha happening…

Great but I don't know wha happening for the last few days momey missing and they told me is a issue and will be fixed .

July 18, 2025
Unprompted review
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Reply from Card One Money

We're glad you enjoyed your experience. We're sorry to hear about the money issue and any inconvenience. I can confirm the issue has now been resolved.

Rated 1 out of 5 stars

Quite literally the worst bank of all…

Quite literally the worst bank of all time. Constantly taking money off me for no reason. Started with little amounts like £5 etc then charging me double for payments including £130 lost and claim it’s due to service outages. My account is now in minus after sending £60 into it today very little help from customer service and awful opening hours. I now can’t use my bank all weekend as I cannot contact them until Monday! I’ll happily amend my review if you give me all my money back before Tuesday. It’s simply not fair and ripping customers off .. especially with the £12.50 monthly fee as well as £7.50 to send a payment not to mention the £1.50 withdrawal fee at ATMs.

July 19, 2025
Unprompted review
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Reply from Card One Money

We appreciate you sharing this experience. We're sorry to hear about the unexpected deductions, fees, and limited customer service availability, especially given the impact on your account access. We'll investigate these issues thoroughly. Your feedback helps us improve our services. I can confirm the issues have now been fully resolved.

Rated 5 out of 5 stars

Excellent service over the years

Excellent service over the years, fast and helpful assistance is only one contact away. Very proud to be a client here. Thank you cardonemoney.

July 19, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you've consistently received excellent and fast service. We appreciate you being a client and value your kind words. Thanks for your feedback.

Rated 5 out of 5 stars

i wasnt sure about something and when i…

i wasnt sure about something and when i asked them about it they helped me get the right outcome and they were very helpful with me x

July 18, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that we could assist you and provide clarity! We appreciate you taking the time to share your positive experience with us.

Rated 4 out of 5 stars

Customer service is brilliant

Customer service is brilliant, always answer the phone straight away and always helpful on phone calls and live chat. Technical side of things not as good, I seem to have to contact them a lot as there always seems to be a problem with something but they always manage to resolve things efficiently so can’t complain too much. Amba helped me with an issue out of my hands today, and I had briefly mentioned about a recent bereavement in the family which I needed to access my money for today and she was kind enough to also send me information on bereavement services and give her condolences. I would recommend

July 18, 2025
Unprompted review
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Reply from Card One Money

We appreciate your feedback. We're happy to hear that you find our customer service brilliant and helpful. We regret to learn of the technical issues you've experienced and are working to improve this. We appreciate the kind words regarding the support you received during a difficult time.

Rated 5 out of 5 stars

i've been very happy with my service so…

i've been very happy with my service so far. very helpful when you need it. friendly staff. highly recommend them

July 17, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that you've had a positive experience with our helpful and friendly staff. We appreciate you recommending us! Thanks for your feedback.

Rated 5 out of 5 stars

Thanks Ryan for your prompt response to…

Thanks Ryan for your prompt response to my questions I sent through late last night.
As always efficient with all assistance.
Most appreciated.
🙂🙂
LynnE

July 17, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We're happy to hear that our assistance was efficient and timely! We appreciate you taking the time to share your positive experience and are always here to help.

Rated 5 out of 5 stars

I got to say the way they have been…

I got to say the way they have been with me and sorting out the problem was outstanding the service was out of this world they way there have dealt with was with respect which was very nice.

July 3, 2025
Unprompted review
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Reply from Card One Money

We're happy to hear that our assistance in resolving the issue was outstanding. We appreciate your feedback and are glad you were treated with respect. Thank you!

Rated 5 out of 5 stars

Address Change

Ryan changed my address in seconds, fast response on chat , Thanks Ryan

July 8, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We're happy to hear that the address change process was quick and easy for you. We appreciate you taking the time to leave us feedback.

Rated 2 out of 5 stars

Card One Money is an easy way to get a…

Card One Money is an easy way to get a banking account as they have no relevant history checks, but they are happy to receive money in, give no help with common sense issues, and just make sure they charge £12:50 a month for an extremely poor service. There systems are not manned 24/7, certainly in my case, they also hold money which is not theirs until they feel its right for you to access, but they make sure the BAD service charge is taken. My daughter sent me £50 to help me out, and because the charge of £12.50 had taken me into a negative balance, I could not access the remainder until they deemed it to be okay, even after several emails, The £50 from my daughter was for essentials, but they made sure they got their charge for a service they did not give. Steer clear. It’s like theft.

July 5, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We appreciate you sharing your experience. We're sorry to hear about the difficulties you faced with accessing your funds and the service charge. We aim to provide a better experience, and your feedback regarding our service and accessibility is important. We'll review your comments to improve our services.

Rated 5 out of 5 stars

Amazing CS

Last week, I spoke with Olivia regarding my card being compromised. She quickly blocked it and put my mind at ease.
Card came today and I struggled to get it activated.
I got back through to Olivia, she sorted out the issue quickly, and efficiently.
She also remembered that I needed to ensure my text authorization was moved over and did that immediately without me asking.
I've dealt with Olivia on 3 or 4 occasions now, each time she has impressed me greatly.
She is a credit to Card One

Thanks Olivia, you're a LEGEND!

July 4, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We appreciate you sharing your experience. We're happy to hear that the card issue was resolved quickly and efficiently, and that the text authorization was moved over without you asking. It's great to know that you were greatly impressed. Thank you for your positive feedback!

Rated 5 out of 5 stars

Excellent service!

July 4, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We're happy to hear that our online assistance was so quick and helpful for you. It's great to know that we could assist you right away. We appreciate your feedback!

Rated 5 out of 5 stars

Always quick to help and speedy response

This bank are really fast in helping you. Their online assistance is much quicker than ringing a bank. Olivia today was able to help me straight away within seconds. They leave High Street banks looking very poor in comparison

July 2, 2025
Unprompted review
Card One Money logo

Reply from Card One Money

We're happy to hear that our online assistance was so quick and helpful for you. It's great to know that we could assist you right away. We appreciate your feedback!

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