While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Company details

  1. Card Processing Service
  2. Business to Business Service
  3. e-Commerce Service
  4. Financial Consultant
  5. Payment Service
  6. Payroll Service

Written by the company

CARDZ3N supports global payments for credit cards, ACH, SEPA, Crypto (140+ coins), & BNPL (70 connectors). CARDZ3N support low to high risk merchants, including specialty markets. • CARDZ3N = Merchant Services CARDZ3N Product Lines: • CannabisZ3N = PIN Debit processing and ACH Bank Transfer • Z3N Gateway = Payment Gateway • ChargebackZ3N = Chargeback Mitigation (Verifi, Ethoca, Order Insight, Representment) • Z3N Banking = Online Banking • Z3N Mobile = SIM Cards (Mobile Processing) • Z3N Capital = Lending • Z3N Payroll = Online Payroll


Contact info

4.1

Great

TrustScore 4 out of 5

5 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great Experience by Card Z3N Inc

I have worked with Josh at Card Z3N for a long time now and as my business has grown he has been able to provide great support with payment processing to make sure my growth continues. He's prompt with replies and honest about what can work and what won't work. I will continue to work with Josh for all my payment processing needs.

September 13, 2023
Unprompted review
CARDZ3N logo

Reply from CARDZ3N

Thank you, Seth. It has been our pleasure.

Rated 1 out of 5 stars

CONSUMER BEWARE !!

CONSUMER BEWARE !!! DON'T BELIEVE THE OTHER REVIEWS!!! The owner is not trustworthy or transparent!!! I called his company because I was interested in switching credit card processing companies. He did not make it known to me that he was the owner until I asked to speak to his manager because he was giving me the runaround. When he provided me with the terms and conditions, it stated that there was a minimum of a 3-year term and a hefty charge if I terminated before that 3-year term ended. He insisted that it was the bank's terms and conditions but not that of his company. He stated that there are no penalties for early termination and no term. I told him to put that in writing, but he refused. That's when he told me I'd be better suited with a different company. At that point, I let him know that I got the feeling that educated customers who asked a lot of questions were his worst nightmare because he can't dupe them! Obviously, he didn't like that. He lost a valuable customer! For a company that's only been in operation 2 years, that's NOT GOOD! (By his voice, he sounds young, and it appears that there is only one other employee in his "company." *CONSUMER BEWARE * FOOTNOTE: This company's below response is full of lies, just like the ones the owner will give you if you call him!!! DON'T BE DUPED!!!

September 3, 2023
Unprompted review
CARDZ3N logo

Reply from CARDZ3N

Read and make your own option of the facts: https://ibb.co/QpsLxRM

This review is riddled with lies which is a viloation of Trustpilot's terms and conditions: https://legal.trustpilot.com/for-reviewers/guidelines-for-reviewers, But Trustpilot does not review evidence.

Reviewer also attacks our staff's age, which is age discrimination and a violation of Trustpilot's terms and conditions: https://legal.trustpilot.com/for-reviewers/guidelines-for-reviewers

Read and make your own option of the facts: https://ibb.co/QpsLxRM




This is the 8th review on a different review site. Cease and desist with your harassment.

Rita told us she found us on www.cardpaymentoptions.com. In the 2nd paragraph reviewing our company they state the fact that Joshua Benedetti is the CEO. Guess she never read the review or is stating more false statements.

Rita is the owner of The Neighborhood Mailbox in Wilmington, DE. Her business is a 2 star company spreading false statements and libel.

We address every question and concern she had. We represent multiple acquirers and processors. She told use she did not like the verbiage of our terms and conditions and the contract from our processor. She demanded we edit or alter the verbiage of our processor's contract, which is another company. We put everything in writing, include screenshots of the contract and highlighted the fact the 3 year contact only applied to Maryland. We can't change contracts from other companies and refused. Merchant Service providers are like insurance brokers, we use the contacts of the business your account is placed. She then called to speak to Joshua Benedetti’s manager and when we could not cause trouble for him, she threatened and started to harass our company online. She has called us and emailed us repeatedly threatening to cause damage to our reputation and business.

We declined to do business with her because of her attitude and threats. We have blocked her repeated emails and calls threatening us, so she has now moved online. She is a very vengeful and vindictive person spreading hate and negativity. Click on her name and see how she treats other people and business. Trustpilot should not promote such behavior.

Rated 5 out of 5 stars

Great choice for large ticket B to B sales

Card Z3N made it easy for us to set up credit card services for our business. They have the Aerospace Pay program to meet our unique situation and requirements for B to B credit card sales. Their interface is easy to navigate, and the pricing structure is the best for our large ticket sales. After looking at other credit card merchant services, we found that the Card Z3N to be far better for us than any other. Joshua and the team help us through every step of the set up and followed up to make sure everything was operating to our satisfaction.

January 8, 2020
Unprompted review
Rated 5 out of 5 stars

Excellent Vendor

As a new user of Card Z3N processing we are very pleased with the customer support, quick responses to our questions, low fees and the ease of on-boarding with Card Z3N.
The commercial offering of Card Z3N is very competitive when compared to other processing services.
So far our accounting department has been very favorable towards Card Z3N services and our clients have been very positive in adopting this payment option.

January 7, 2020
Unprompted review
Rated 5 out of 5 stars

Happy we changed!

We are new but have been fabulously impressed so far! From getting set up, trained and using the system, it has been fantastic. This is far better than the antiquated system we were using before. The ease of use online, reporting capabilities, rates and customer service are top notch. And we are saving money!

Very happy we switched.

June 14, 2019
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look