Credit Counsel Elite Reviews 75

Detailed and Precise information provided to assist with building personal and business credit.

I paid $20,000 to Credit Counsel Elite after being sold on clear representations of help securing up to $300K in 0% interest, no-doc business funding within 30–90 days. I fully disclosed my financial situation and constraints before enrolling and was explicitly told they could help.

What actually happened:

I received no meaningful help securing funding

Support consisted mostly of generic guidance and publicly available information

I was repeatedly told to “wait 6–8 months” after paying a premium price that was justified by early, hands-on support

I was required to do nearly all the work myself, including contacting banks and researching underwriting thresholds

The strategies provided repeatedly triggered manual reviews and documentation requests rather than no-doc funding

I incurred thousands of dollars in interest financing the program itself, while receiving zero funding results in the timeframe promised.

When I requested a refund due to lack of results, the terms suddenly shifted. Despite having paid $20,000 upfront and being told a remaining balance was waived, I was pressured with threats of collections for an additional $10,000.

After posting an honest review, my access to paid portals was revoked. The company has also repeatedly attempted to flag and remove negative reviews, creating a misleading public image.

This experience caused significant financial stress and emotional strain. If you’re considering this program, document everything and be extremely cautious. I would not recommend it.

Glad I made the choice to join and also joined the inner circle. I was able to get to a 800 credit score with the information taught here, a couple years ago I didn’t even understand credit. The support is exceptional, you can tell Brandon truly cares about your success. Not just here to sell a course. If you’re on the fence take the leap. Ask all the questions you can and take action!!!

It worth every penny. Was my pleasure to work with Brandon

Brandon and the team are amazing all around. Not only the BEST in the funding business, but great people who's purpose and grace are undeniable. Very blessed to have come across this program!

What has made my experience great has been the connection with the Credit Council Elite staff and community I honestly can see the effort that goes into trying to help me achieve knowledge and financial gains. Credit council has given me lots of information and like most things doing something new it’s a challenge, but I believe in the in the teaching it’s pricey but it’s an investment in myself. Thank you team.

When we were looking for someone to help us take our business to the next level and understand credit and lending, this company was professional and very understanding and helpful of our business needs.

Brandon, Drew, and Stephen have been caring and very helpful. They’ve listened to my struggles and guided me through the process. The cool thing is I’ve learned so much about the bureaus.. how they operate and the rights we have as consumers. I literally would have never been able to figure this out on my own.

My score has gone up, I’ve had multiple inquiries and late payments removed, and I’m close to the funding process. You have to be patient and trust the process.

I will say this: if you’re lazy or looking for the path of least resistance, don’t bother. This is for people and entrepreneurs who are ready and willing to put in the work and be part of their own success.

I can’t say enough about how much this has educated me on the bureaus, creditors, and collections, how to work around them and fight for your rights. It’s knowledge that will stay with you for life and help you support your family and friends.

Thank you, gents!

I don’t know why these bad reviews are on here. My experience has been great . If you do your part they will do theirs. Follow the program, stay consistent ( which I think is most people’s problem) and ask questions and you will get results. I personally had a great experience.

This review speaks not only for myself, but for many others whose truthful, firsthand reviews about this company have been systematically flagged and removed.

There appears to be a consistent pattern here:
Whenever customers share honest, negative experiences (even those that are factual, respectful, and backed by documentation), those reviews are swiftly flagged, hidden, or removed under claims like “defamation.”

This creates a false and misleading public image of the business.

Flagging truthful reviews undermines the purpose of this platform.

Consumers deserve full transparency to make informed decisions. Suppressing honest feedback erodes trust and raises serious questions about integrity.

To be clear, this review:

Represents concerns raised by multiple reviewers.

Complies fully with Trustpilot’s Guidelines.

Is shared in good faith to protect and inform future customers.

If you notice a lack of negative reviews here, this pattern of review suppression may explain why.

Would not recommend. Too expensive for the value they provide. I personally believe they made false claims. I don't know anybody who has gotten 500k at 0% and has been able to repeat that process every 6 months.

@Jennifer - This is the conversation that should have been had a long time ago. You know how to reach me.

EDIT: Brandon is not who he presents himself to be.

In my experience, he displayed highly manipulative behavior, made false promises, and then revoked my access with no resolution. I paid $20K and was left with nothing. The conduct I experienced raises serious ethical and legal concerns via retaliation after I voiced honest feedback.

He sells outcomes he does not fulfill and removes you from the program if you question or challenge him publicly. That was my personal experience after leaving a factual review.

From my perspective, he's operating with deceptive marketing, wrapped in the appearance of "Christian values" and “family.”
- It’s hard to reconcile how someone can present themselves this way - taking over $20K from honest people, delivering nothing, then refusing any refund or resolution after failing to provide the promised services.

To make matters worse, they revoked all future assistance. Is that ethical? Is that what integrity looks like? Whose interests are really being served; the client’s, or just their bottom line?

Throughout the program, I observed direct instruction encouraging participants to misrepresent personal income, business revenue, and business + application intent when applying for credit.

The following statements are based on my direct experience as a paying member. I have not disclosed any proprietary templates or documents. However, I believe certain practices shared during this program may raise serious legal and regulatory concerns - including guidance on submitting identity theft affidavits for accounts participants were actively instructed to open. I am sharing this solely to protect others and to bring attention to conduct that may fall outside legal compliance. No NDA was signed, and my disclosures are in good faith.

I was sold on the idea that I’d receive real support to obtain $300K in 0% business credit within 30–90 days. Before joining, I clearly communicated my situation and constraints and was told they could help me. Affirming with certainty that I will confidently achieve my goals with them in 30-90 days.

Fast forward two weeks: little to no real effort was made to meet me where I was. I charged the cost to my credit card with the intention of getting help to afford it - and got no meaningful support in return.

3 months later..

They seemed to put more energy into keeping people in the program than actually helping them succeed. There were many signs of bait-and-switch tactics.

Including sales misrepresentation of the first rounds being DFY vs learning how to do it DIY later. (There is no DFY, and I have documented proof) - Brandon refused to release the transcript upon multiple requests. (He failed the ethics test)

The “deep AU discount” was another misrepresentation - the tradelines were actually 2x+ more expensive than public and private AU markets.

The strategies felt outdated and disconnected from what’s currently working in the real world. Based on the results manifested vs using other working data in real time from prior groups and experiences (before and after CCE guided attempts)

There appeared to be no clear understanding of stated income thresholds or documentation triggers - things real funders and underwriters track closely. I was told to contact each bank and figure this out myself - which defeats the purpose of paying for expertise.

They claimed deep banking relationships flexing a list of 9100+ banks; but in reality had a very limited number of relationship managers (less than 10), many of whom were ineffective. Even major banks like BofA required documentation, and their contacts couldn’t override it.

After going through hundreds of banks and following their system, I secured zero funding. Using their data points consistently got my applications flagged for manual review and triggered income verification requests.

However, when I applied insights from other modern funding experts, I saw significantly better results - fast. That was the most telling difference. (FREE)

This felt like a money-grab model that could only help someone who knew absolutely nothing and was willing to do 99% of the work themselves. The value exchange was completely out of balance.

I truly wish they cared more about my success and goals. Boasting how they have internal KPIs; paradoxically does not align with their lack of results.

This entire experience was deeply frustrating. I paid $20K, got removed from the program, and received no meaningful support or funding. I feel like I lit money on fire and am now stuck paying interest on a debt for something that returned zero results - despite doing everything on my end.

This was extremely difficult to speak up about, but it needs to be said. I hope this protects everyone from going through the same thing.

If you need credit fixed they pre the one. Great company to work with. Love that they are Christians too.

My wife and I a consult call with Nick M 1 day ago. We listened to his pitch and stated we would be back in touch actually today to speak. Prior to speaking we receive an invoice for 5k "due on receipt" and 10k over next 4 months. What a joke this is. First, terrible sales cycle. Second, overpriced for pitch to have the "invitation" to learn "infinite banking" and "business opportunity" club. Stay away.

Brandon, Jennifer, and Stephen along with the Credit Counsel Elite team helped me when I was at my lowest and felt there was no hope in my credit journey after having a bankruptcy on my report. I lost all my hard earned credit and credit cards before over the years which takes time to build of course. However, their guidance helped me fix my credit to above 780 and get a ton of funding for my businesses to scale and also get personal credit too. Their system works compared to other false advertisement of other companies out there who claim to promise X amount in certain time. Nothing happens over night and takes time to fix your credit report and apply for funding. If you're a business owner or looking to start your own business with credit, this is the Mastermind and program for you to get you closer to your goals faster and more efficient.

Brandon, Stephen, and Drew: I think the main thing is that they want you to succeed. They are patient. They are there to help you learn the right things to fix your credit score! I remember one statement Drew told me initially: "They wouldn't give up on me if I didn't give up on them."

Credit Counsel Elite teaches you everything you need to know to rapidly fix and build your credit as well as how to use and maximize credit opportunities. The leadership team is easy going and fun to work with. Lots of team interaction and support.

Credit Counsel Elite with Brandon and Stephen is the real deal. They are competent, consistent and patient. Sincerely attempt to teach you to fish. I have not completed the program yet but have already had substantial improvements to my credit. Thank you!!

Credit Counsel Elite is known for its comprehensive approach to credit counseling and financial education. Here are some positive aspects:

Expert Guidance- Brandon Elliot and Stephen Masters and his whole team are very professional and really care about your success.

Diverse Services.-The Credit Counsel Elite typically offers a range of assistance, and credit report analysis, which can help clients improve their financial health.

Educational Resources- Credit Counsel Elite often emphasizes financial literacy, providing Brandon Mentees with valuable resources and tools to understand their credit, and how to get maximum funding from the credit unions ,big corporate banks, and regional bank.

Positive Outcomes- Numerous testimonials highlight successful debt reduction and improved credit scores only if you put in the work. The bad reviews are there to put Brandon down and tarnish his reputation. I know Brandon, Stephen, and their whole team and I have to say they are the most kindest, professional, and knowledgeable individuals I’ve ever had the honor to speak, learn, and grow with.

Overall, Credit Counsel Elite can be a valuable ally for those looking to improve their credit health increase their financial literacy and maximize the funding to increase cash flow for their families and create generation wealth for decades to come.

After conducting thorough research and reading through numerous reviews, including the 1-star ones, I made the decision to join **Credit Counsel Elite**—and I’m so glad I did. At first, I was cautious because of the negative reviews, but after taking the time to look into those individuals, it became clear that many were simply trying to bring others down, with no credible or constructive feedback. In fact, they had a pattern of leaving low ratings across various platforms.

My experience with **Credit Counsel Elite** has been nothing short of exceptional. This community is filled with motivated, growth-oriented individuals and the resources provided are truly top-tier. They provide invaluable support, strategies, and networking opportunities that have accelerated my personal and professional growth. If you're serious about leveling up and surrounding yourself with like-minded people, this is the place to be. I can confidently say that **Credit Counsel Elite** delivers on its promises, and I highly recommend joining if you're ready to take your success to the next level!