The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more
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Review summary
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Reviews shaping this summary
Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast
I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more
CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more
Company details
About CreditFresh
Written by the company
About CreditFresh
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
4.4
Excellent
6K reviews
Replied to 89% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
They protect their fellow scammers
They contacted me about an application they had of me. I told them I didn’t apply with them and I wanted to know what company applied on my behalf. They gave me a fake name with no email or password. The company they said applied on my behalf does not exist and when I asked to speak to a supervisor they said they don’t have one available. It’s how a scam business is run and not a legitimate company.
April 7, 2026
Unprompted review
Reply from CreditFresh
Hello Najm,
We appreciate you taking the time to express your concerns.
Please note that CreditFresh operates in compliance with all applicable federal and state regulations. You can learn more on creditfresh.com.
Our team is also here to assist you and address any concerns you may have. Please feel free to call us at 1-800-766-2007. Thank you.
The company is doing a good job helping…
The company is doing a good job helping people making it easier to fill out forms and customer care.
April 3, 2026
Application and process was quick
Application and process was quick. Responded quickly and funds were in my account in 24 hours. Great company to apply for a loan
April 8, 2026
High Recommendation for this Company
The process from start to finish was completed in a timely manner, (1 day), much quicker than anticipated.
I am pleasantly surprised I was accepted for the credit line; definitely took away a lot of stress.
Customer service is very patient and helpful and I cannot say enough good things about Credit Fresh.
April 8, 2026
The agent who assisted me with my…
The agent who assisted me with my request was extremely personable, patient and thorough.
April 8, 2026
When I need a little extra cash I can…
When I need a little extra cash I can request a draw and it is available in my account either latter that day or the next day depending on when I submitted the request.
April 3, 2026
It was understandable and easy to apply…
It was understandable and easy to apply as well as very professional assistance I truly recommend.
April 7, 2026
For 1,..You Help Me Get My Credit Up
For 1,..You Help Me Get My Credit Up
2nd,...When I Need Help With $
3rd,....And Knowing That I Have Something To Fall Back On When I Need It. SO Thank You
March 30, 2026
I’ve had a great experience with credit…
I’ve had a great experience with credit fresh so far. I’ve just recently started using them. Applying was fast and easy. They really helped me out in my time of need. And it was appreciated. I would recommend 5 STARS!
April 1, 2026
The sign-up process was fast and easy
The sign-up process was fast and easy. The deposit was quick..
April 1, 2026
I had a bit of a problem when I was…
I had a bit of a problem when I was doing the online application but the everything went well I'm glad I could get the help I needed thank y'all.
April 1, 2026
Fast Easy and Convenient!!!
April 1, 2026
The process was easy
The process was easy, to apply it takes about 30/45 mins. Once approved 24/48 hours to deposit.
March 31, 2026
The process was fast and easy the…
The process was fast and easy the customer service rep was very nice an knowledgeable
March 31, 2026
They're total trash
They're total trash. I was pre-approved and they said no. Their tech is out dated. Poor communication. Definitely want to rate them negate 100 stars.
April 5, 2026
Unprompted review
Reply from CreditFresh
Hello Justin,
We appreciate you taking the time to provide your feedback and we would like to take the opportunity to look into your concerns.
Please reach out to us at 1-800-766-2007, so we can assist you. Thank you.
I love CreditFresh
I love CreditFresh. Your help to people is so fast and effective. Great Customer Service.
March 30, 2026
Easy to apply
Easy to apply, great terms, and they came through when I needed them the most.
March 30, 2026
great opportunity for emergency $
This is a great opportunity to have the credit available in today's economy in case of emergencies!
March 27, 2026
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