Credit Versio Reviews 481

TrustScore 4 out of 5

4.1

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Rated 1 out of 5 stars

I feel credit versio they have every excuse in the world when you ask for a refund to not provide it. I feel its definitely a scam outfit. Dont go with credit versio scroll through videos of facebook... See more

Rated 5 out of 5 stars

I have sent my first round of letters and my credit went up by 47 point now going on my second round I can’t wait to see more results

Rated 5 out of 5 stars

After the first round of dispute letters, my credit score went up 89 points! Credit Versio makes it very, very easy to enter your disputes and print up the letters to send to the three credit reporti... See more

Rated 5 out of 5 stars

Obviously the free month expires before anything happens... but I had a "friend" offer to help dispute credit items for $1000. Other services are in a similar price line. In the first round, I had... See more

Company details

  1. Credit Counseling Service

Information provided by various external sources

It's no secret. The best way to delete inaccurate negative items from a credit report and increase credit scores is by mailing dispute letters to all 3 credit bureaus, by yourself. Fixing your own credit used to require a ton of work and a bit of luck. But now, Credit Versio makes fixing your credit and increasing your credit score fast and easy. Dispute any account on all 3 credit bureaus all in one place. Credit Versio can help you delete these accounts from Experian, Equifax, and TransUnion: Late Payments, Repossessions, Charge Offs, Foreclosures, Collections, Judgments, Inquiries, Bankruptcy.


Contact info

4.1

Great

TrustScore 4 out of 5

481 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

If you’re truly looking for your…

If you’re truly looking for your situation to be improved, stop looking, you’ve found the company that will get you straightened out. Professional Knowledgeable and effective !! Get at them.

July 11, 2022
Rated 5 out of 5 stars

An ever present Help!

I am so thankful for my Credit Versio experience Travis & David have both been especially helpful. I truly appreciate the fact that they are always available when I have questions, or need insight and guidance. With their support and website, My credit score is trending in the right direction every month, and my score has increased close to 100 points within the year. It's inexpensive, and it works if you do the work. I've learned a ton.
Richard K

July 9, 2022
Rated 5 out of 5 stars

Skeptical from the Start, I Watched Credit Versió Raise My FICO Scores Over 50 Points in 14 Days

I signed up for Credit Versió and paid my $24.99 on May 28th. I got busy, so I didn’t start the process right away. I watched all the videos and chose which letters go with which account on June 21st. The platform is extremely user-friendly and detailed. You can even self-edit! I’m a teacher. I notice they “chunk” info into bite-sized servings, so that you are not getting too much at one time. Brilliant!

I have tried a few DIY credit companies. Nothing compares to Credit Versio. The process is streamlined and the Dashboard is clear, easy to click through and play with. Talking to Travis in customer support was a game-changer. I learned so much on our chat! He encouraged me to adhere to the timelines given and continue to build good credit. My timeline is as follows:

May 28th: Purchased Credit Versio. FICO scores were mid- 500’s to begin.

June 21st: Chose content for letters to send to all three credit bureaus.

June 22nd: Stamped/mailed letters to all three bureaus.

July 6th: Received ROUND ONE, 40 day results (May 28th-July 6th). FICO scores are currently low 600’s two weeks later… and the ROUND ONE dispute process is not over yet! I was impressed with the results, the platform, the knowledgeable and friendly customer service. I will be on to ROUND 2 letters at the end of the month!

Thank you Travis and Credit Versio!

Sincerely,

One Happy Customer
KH

July 6, 2022
Unprompted review
Rated 1 out of 5 stars

TERRIBLE

I've had this thing for 6 months and it was a waste of time. ABSOLUTELY NOTHING got repaired or deleted. I'll never recommend this bogus service to anybody!

June 27, 2022
Unprompted review
Rated 1 out of 5 stars

I'd use the service for the last 3…

I'd use the service for the last 3 months, overall I would say it's not worth the money you spend. If it's a validated debt, and you know it's a validated debt!
credit card company or the collection agencies not going to remove that negative report from your credit score!
I hate to admit it, but that's just the facts, I did the three-letter things, it's a waste of time! All you do is notified all the creditors or the debt collectors where you're at.

The real way to do if it is, just start paying off your bad debt. There's really no way around it. Get yourself another credit card/ secured or unsecured.
then transfer the debt over to credit cards little by little and start making payments little by little. That way, you're paying off the debt, and you're building credit at the same time.

May 23, 2022
Unprompted review
Rated 1 out of 5 stars

Not worth your time

This site sounds good but after you send the first round of letter's out TransUnion will decline your request.
Credit version will tell you in the next month you will need to send a new dispute to TransUnion.
You just wasted a month that you payed for.
Then the other credit reporting agencies did not remove anything.
They want you to keep extending till the next 40days .
Not worth the money.

April 19, 2022
Unprompted review
Rated 5 out of 5 stars

Credit Versio...$0 investment to a new Credit Life...Unbelievable!

I extend my deepest appreciation to the wonderful people who developed and manage the Credit Versio credit business model and the simplicity of their system. What a powerful concept! It led me from embarassing scores due to some disputed transactions and misjudged life moves to 700+ with little to no effort on my part after only 4 rounds of letters were sent. I can only imagine how much higher it is going. We still have a few more credit correction moves to make. All for $0 out of my pocket to Credit Versio.

The guidance that is provided by the AI type system coupled with their very helpful live support and training videos is far beyond any paid system I have utilized or reviewed. It is hard to believe that this model comes at $0 charge to the user. I simply kept my system for tracking my credit which I already had and made NO investment to Credit Versio...EVER.
The automation tracking and system generated directives kept me focused on my journey and moving forward in the process with a few minutes of time to click the disputed credit items, downloading the auto-generated letters and dropping them in the mail.

I cannot believe that this has happened so quickly with such limited effort on my part.
Imagine...going from a $200 secured card to an offer from the same company to not only release my $200 collateral, but they offered me a $1,800 UNSECURED card. Such a powerful impact for a FREE program! Credit Versio..you've got my vote!!! Continued success to you all!

February 25, 2022
Unprompted review
Rated 5 out of 5 stars

Big changes in just one month!

In one month, my scores went up by 80, 92, and 95 points. I'm about to purchase my dream car, so this was important and I couldn't be happier about the first month's results. Be sure to do your homework about how credit works; in the first couple of weeks after sending the letters my scores tanked, so I called customer support and they were able to help me figure out that it was most likely due to my credit utilization, and not related to the repair process itself. I fixed it, and my scores have not only recovered from that but they are higher than ever now. Trust the process. This works.

January 10, 2022
Unprompted review
Rated 5 out of 5 stars

I have been very pleased with Credit…

I have been very pleased with Credit Version. I have corrected my credit report issues using the tools provided by Credit Version. I highly recommend you follow the guidelines explained and I wish you the best in resolving your credit issues. Thank you, Credit Version!

December 29, 2021
Rated 5 out of 5 stars

After my divorce

After my divorce, I was left with a burden of debt and credit rating which made it difficult to get approved to finance a cup of coffee. A very dear friend of mine suggested I try Credit Versio to clean up my credit. I’m so glad I listened! My credit is now well on the way to allow me to purchase another home and has allowed me to be approved for 2 emergency unsecured credit cards.

The program is so easy to use. It does most of the work for you. All you need to do is print your letters and get them in the mail. Simply put, anyone can do it and it will change your life. If you are in my situation, just do it!

I give Credit Versio 5 stars and more if I could. Thank you for getting me back on track.

December 14, 2021
Rated 5 out of 5 stars

Peaceful

Everything was great I'm just wish my score go up quicker I was scammed by a girl and she ruined my credit and I'm trying to get it back up

October 18, 2021

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