Credit Versio Reviews 481

TrustScore 4 out of 5

4.1

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Rated 1 out of 5 stars

I feel credit versio they have every excuse in the world when you ask for a refund to not provide it. I feel its definitely a scam outfit. Dont go with credit versio scroll through videos of facebook... See more

Rated 5 out of 5 stars

I have sent my first round of letters and my credit went up by 47 point now going on my second round I can’t wait to see more results

Rated 5 out of 5 stars

After the first round of dispute letters, my credit score went up 89 points! Credit Versio makes it very, very easy to enter your disputes and print up the letters to send to the three credit reporti... See more

Rated 5 out of 5 stars

Obviously the free month expires before anything happens... but I had a "friend" offer to help dispute credit items for $1000. Other services are in a similar price line. In the first round, I had... See more

Company details

  1. Credit Counseling Service

Information provided by various external sources

It's no secret. The best way to delete inaccurate negative items from a credit report and increase credit scores is by mailing dispute letters to all 3 credit bureaus, by yourself. Fixing your own credit used to require a ton of work and a bit of luck. But now, Credit Versio makes fixing your credit and increasing your credit score fast and easy. Dispute any account on all 3 credit bureaus all in one place. Credit Versio can help you delete these accounts from Experian, Equifax, and TransUnion: Late Payments, Repossessions, Charge Offs, Foreclosures, Collections, Judgments, Inquiries, Bankruptcy.


Contact info

4.1

Great

TrustScore 4 out of 5

481 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Worked just as described!

Worked just as described. I signed up 90 days ago with 2 or 3 credit issues that I knew were resolvable, but I couldn’t figure out how to resolve them myself. I followed the directions provided by Credit Versio, and today, my credit score is 100-150 points higher, depending on the report.

I’m very satisfied.

May 7, 2023
Rated 4 out of 5 stars

I recently used Credit Versio to check…

I recently used Credit Versio to check my credit score and was impressed with the service. The sign-up process was quick and easy, and I appreciated the transparency of the pricing and services offered.

The platform provided a detailed breakdown of my credit score and the factors affecting it, which allowed me to see where I needed to improve. The personalized tips and recommendations were also helpful in guiding me towards making better financial decisions.

One of the standout features of Credit Versio was the ability to monitor my credit score and receive alerts in real-time. This gave me peace of mind knowing that I would be notified of any significant changes to my credit score or account activity.

While I did appreciate the service overall, I did find that some of the information provided was a bit basic and could have been more in-depth. Additionally, there were a few technical glitches that I encountered when navigating the platform.

Overall, I would recommend Credit Versio to anyone looking for a reliable and affordable credit monitoring service. While there were a few minor issues, the platform still provided valuable insights into my credit score and helped me make better financial decisions. For these reasons, I give Credit Versio a solid 4-star rating.

April 23, 2023
Rated 5 out of 5 stars

Credit Repair Confidence Restored

I am amazed at how the team at Credit Versio has restored my confidence in believing you can dispute items on your credit report and get amazing results. They are very proficient and thorough. They have proven to be honest and up front concerning the services they offer. I highly recommend them to anyone that's looking for positive results!

April 2, 2023
Rated 5 out of 5 stars

Travis was exceptional he did a great…

Travis was exceptional he did a great job using his patience using his courtesy and most of all he was extremely efficient at everything that he helped me with and his guidance if there was 10 Stars he would absolutely receive 11 Stars.

March 23, 2023
Rated 3 out of 5 stars

This is a nice introduction to DIY…

This is a nice introduction to DIY credit repair. Over the course of 3 months I’ve seen items removed and a score increase across the board.Yet it only does so much for the stubborn items. The dispute letters become repetitive and if you’re not careful you’ll only spin your wheel’s sending the same disputes to the bureau.

February 10, 2023
Rated 5 out of 5 stars

I've been dealing with bad credit for a…

I've been dealing with bad credit for a very long time. I saw this company and thought I'd try it out. Why not for $20. I sent off round 1 on 1/27/23 disputing negative accounts (TransUnion 9) (Experian 8) and (Equifax 10) and also inquiries (TransUnion 17) (Experian and Equifax 20 each). I received a letter in the mail today 2/6/23 from TransUnion stating that my letter didn't look like it came from me or a "third party company" even though I filled out all the required info and they weren't going to do anything about my disputes. I called credit versio and they answered the phone very quickly I told them the letter I received and they said it happens often and they have the next dispute letter ready in case this happens which states that my disputes are not frivolous. He said he would email it to me and I had the next dispute letter within 5 minutes of hanging up the phone. Sent new TransUnion dispute letter today 2/6/23 keeping fingers crossed this helps. Current scores are (TransUnion 574) (Experian 572) and (Equifax 583). Will come back and update when I get my update.

March 16 2023 I got results back a couple weeks ago. (Transunion went up 38 points Experian went up 4 points Equifax went up 7 points)

Deleted items (TransUnion 3 Equifax and Experian 0)

Repaired items (Equifax 1 TransUnion and Experian 0)

Inquiries Deleted (TransUnion 5 Experian 2 and Equifax 3)

Needless to say it has definitely helped me and has me closer to buying a house for my family.

February 6, 2023
Unprompted review
Rated 3 out of 5 stars

It takes a couple months to fix the…

It takes a couple months to fix the credit report and that's ok but when you dispute a couple times than send out the envelopes and run out of options there's nothing to do so saying that it still will be there. So far I've been doing it for 5 months I think and 4 from trans 4 from exp and 5 from equifax been deleted. The inquiry I tried 3 times and none of them have been taken off. It takes time after sending it out 3 times or more you run out of options for the comments to send out to the credit companys

February 5, 2023
Rated 5 out of 5 stars

If you're tired of expensive credit…

If you're tired of expensive credit repair agencies that don't deliver and make promises they can't keep I highly recommend Credit Versio! At first glance I felt this wouldn't work for various reasons .....but bad credit vs just a simple decision to give this software a shot was well worth my 20 dollar investment to obtain good credit!

So you're probably thinking did anything get removed? I've got 23 negative accounts including 3 collections!

Here's my results after First Round! (23 Negatives with 3 Collections)

First round of disputes 1 collection gone, late payment removed, and 1 derogatory account (6,347.92) removed!

This is the first round and of course no one can guarantee what will stay and what will be removed!

However you will have the tools through Credit Versio on how to dispute properly and that amazing software will even show you all of your negatives ......and write the letters for you with NO MISTAKES, all your account numbers, all of your negatives, all your collections, for 20 bucks ....this is a NO BRAINER!

I'm just a customer ....I did not get paid to write this review I'm telling you all my real experience and my results after 40 days of first round disputes! Just sent 2nd round Jan 25 2023.........

You have nothing to lose .........and only higher scores to gain!

Highly Recommended!

January 27, 2023

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