Credova Reviews 2,012

An absolute scam. I was not able to cancel the contract. When I finally got a response from someone, I was told that I could just return the item once I got it if I wasn’t satisfied with the product or their service. Uhhh, you CANNOT return a firearm once it has been transferred in your name. If you don’t want it anymore then you will have to sell it on your own. Also, the big kicker here is that the APR is over 95%. I think it’s somewhere around 95%-99%. How is this even legal?? Thankfully when I found this out I also found out about their 30 day buy out. That’s if you pay everything off (original purchase price) within the first 30 days, then you will not be charged any interest. The catch is that it takes a few weeks for things to fully process with your account, so in actuality you only have about 14 days and then you are screwed. Just don’t do it. If you can’t afford it, then just don’t buy it. If you want to make monthly payments on something then you are better off putting it on your credit card. So surprised that I keep seeing this company pop-up on sites.

Note (Update): Also notice how they did respond to this review, but didn’t dispute their interest rates. Please please do not make the same mistake that I did. Luckily I had a card to put it on and to buy out my contract before 30 days.

Terrible customer support; wish I could leave 0 stars. If anything goes wrong your just screwed and have no rights.

Such an easy and simple process with immediate approval results.

Very easy to use and very fast answer, Will definelty use them again.

Credova’s process is fast and easy to use. This now makes twice I have used them within the last three months. Paid off my first purchase and used again.
Their online site is also easy to navigate and they have an amazing customer service team as well.

Very easy, I love it.

Very easy and fast! I was about to miss out on something at a great price. Credova allowed me to save a bundle on it! Plus, I like the fact that I can pay it off early with no extra charges! Get what you need today, and realistic monthly payments. Thank you Credova!

This is the third time that I have used Credova and have been pleased each time. I really like the early pay out option as I purchase and am able to make a couple payments to complete instead of upfronting all the money. I highly recommend Credova.

I have purchased two hand guns easy and very secure pickup and purchase was fast and worth every dime.would recommend this place to purchase a quality hand gun.

Easy and simple, to check out had a little hiccup but it went through.

It was very easy to navigate and use them approval was quick and easy great company to use

My experience could not have been easier with Credova. I chose the four-payment plan which worked better for me. I filled out an application and submitted it to Credova. It was almost immediately approved! A contract was drawn up; I signed it and sent it back to Credova. I received a signed copy of the contract along with contract disclosures and an order number that I can track. The order was shipped to the FFL soon thereafter. All of these transactions occurred in one afternoon! Amazing!

When you're able to purchase multiple items that you've wanted for awhile makes life more rewarding! I have 5 children at the house and I don't have a few hundred dollars to out right buy something, having this option is awesome, thanks!!!

Bought an item from Buds Gun Shop.
Was going to pay with my Credit Card. When Credova offered a short and Very Easy 3 month payment.

The Credova App processing for Financing was Seamless and Super Fast.

Credova is ABSOLUTELY the way to go if ya want to finance a purchase !!

Thanks Much.

Brian B
Michigan

Excellent, fast service.

*Placed order on 12-17-2025
*Delivering date on order: 12-22-2025
*Currently 1-10-2026; NEVER received order.
*Reached out to my cc and have disputed charge.
*Again SCAM, SCAM, SCAM.

being abile to finance.

This was an easy and convenient way to purchase an antique that would most likely have sold while I was waiting for a check to clear at the bank.

Its been a couple of years since i have used Cordova but i can say the customer service had improved 💯 per cent! They will explain your contract clearly if you have any concerns.

I used credova thinking it was financing my purchase but soon realized it was a lease agreement that doubles the purchase price and adds an additional $60 after all contracted least payments are made to own the product outright. Needless to say i will be envoking the 30 day satisfaction guarantee buyout. Hopefully i didnt rip myself off using this payment option.