Current Reviews 18,780

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the app's ease of use and the convenience of managing their finances. Many appreciate the ability to receive paychecks earlier and the availability of paycheck advances, which helps them manage their money effectively. The service is often described as excellent, with consumers noting the efficiency of direct deposits and the helpfulness of the customer support team. However, some people were dissatisfied with certain payment-related issues, such as fees for transferring funds or depositing cash. A few customers also reported problems with accessing funds from direct deposits or experiencing difficulties with customer service, including long wait times and unhelpful responses.

What people talk about most

Payment

Consumers find payment experiences to be ambiguous. Many reviewers praise the ease and speed of direct... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the ease of use and navigation... See more

Service

Customers had positive experiences with service. Many reviewers expressed satisfaction, highlighting the ease... See more

Application

Clients share positive opinions on the app, with many considering it the best online banking app they've... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the helpful,... See more

Based on these reviews

Rated 4 out of 5 stars

I like that the perks are immediately available and I get my paycheck a lot earlier than I use to. The only thing that I don't like is it takes a really long time for refunds to get back I don't know... See more

Rated 5 out of 5 stars

I’ve been with Current for a few years but within’ those past few years I did branch off to another bank. Until recently I came back to Current and saw the new updates they had done to the app and the... See more

Rated 5 out of 5 stars

Current really is an awesome app. If you setup direct deposit, you can get paycheck advances that start off small ($25) and increase with each deposit after that. They also have ways to build or incre... See more

Rated 5 out of 5 stars

Current is a the best online bank hands down! The best part is the paycheck advance where I can access up to $750 each pay period and that definitely is a plus especially in this expensive economy. I... See more


Company details


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

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Rated 2 out of 5 stars

Well I was able to take a 150 from my…

Well I was able to take a 150 from my next check and then I repaid it and now it will only let me take 100

April 8, 2026
Current logo

Reply from Current

Hi there, thanks for leaving a review. The Paycheck Advance amount you qualify for is based on your Eligible Payroll Deposit history, historical spending, transaction history, and other risk-based factors. If you have any questions or concerns feel free to contact us at reviews@current.com, we'd be happy to help.

Rated 2 out of 5 stars

The atms fees are ridiculous and to…

The atms fees are ridiculous and to borrow money early to wait 3 days is definitely not good! If Instantly borrowed 4.99 which make no sense if I’m borrowing 25$ will probably go back to chime

April 8, 2026
Current logo

Reply from Current

Hi there. Thanks for leaving a review, we're sorry to hear that we missed the mark. We value the experience that our members have and feedback like yours helps as we continue to iterate and improve Current. If you have any questions or additional feedback that you'd like to share, feel free to reach out to us at reviews@current.com.

Rated 3 out of 5 stars

This is one of the banks I’m working…

This is one of the banks I’m working with now . I had a few issues when it t first started up but I have been a loyal customer since they opened so I haven’t had any issues yet but about receiving my card but that has to deal with usps services

January 26, 2026
Current logo

Reply from Current

Hi there! If you ever have questions about your account, feel free to chat with us in the Current app or email our team at support@current.com. We're here 24/7 and are happy to help!

Rated 1 out of 5 stars

You guys plaster how you can get an…

You guys plaster how you can get an 750.00 dollar advance , then only offer 50-75 , felt as if I was just another gimmick to get business with these misleading advertisements!!!

April 8, 2026
Current logo

Reply from Current

Hi there, thanks for leaving a review. The Paycheck Advance amount you qualify for is based on your Eligible Payroll Deposit history, historical spending, transaction history, and other risk-based factors. If you have any questions or concerns feel free to contact us at reviews@current.com, we'd be happy to help.

Rated 1 out of 5 stars

I’m very disappointed with having to…

I’m very disappointed with having to pay fees to transfer my funds from credit card to debit card that is such an horrible idea for your customers to pay to transfer funds from one account to the other!!! Huge problem with me!!

April 7, 2026
Current logo

Reply from Current

Hey there, we're sorry to hear this and appreciate the insights that you've shared. We'll be sure to take your experience into account as we improve the service that we provide. If you have any questions about your account, feel free to reach out to us at reviews@current.com. We're happy to do what we can to help.

Rated 1 out of 5 stars

Promotional reward? What promotional reward?!?

The only time I ever saw the DD 100 promotional reward was on the homepage of my Current mobile app the day I received my first direct deposit. Had I been made aware of the promotion prior to the day I actually received my first direct deposit, I would’ve entered the promo code in advance. Instead, when I went to enter the promo code, I was told I was not eligible because I didn’t enter the promo code before I received my direct deposit. How am I supposed to enter it before I receive my first direct deposit when it never appeared on my homepage until the day I received my direct deposit? I think it was a pretty crappy thing for you to not honor the promo code for the DD100 reward and at the very least, it seemed a little misrepresentative. So, since Current is not my only online banking account, I have other direct deposit options and I am on the lookout for a promotional reward/offer to switch my direct deposit away from Current, to a company that actually intends to make good on their promotional rewards.

March 17, 2026
Current logo

Reply from Current

Hi there, thanks for leaving a review. We appreciate your feedback and would be happy to share this with our team for their consideration as we continue to improve the services and features that Current offers.  If you have any questions or additional feedback that you'd like to share, feel free to reach out to us at reviews@current.com.

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