Curve Reviews 12,696

TrustScore 2.5 out of 5

2.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. Many customers expressed significant dissatisfaction with the customer service, describing it as inadequate, unresponsive, and difficult to access a human representative. People frequently encountered issues with their cards being blocked or suspended without clear explanation, leading to frustration and inconvenience, especially when traveling or making purchases. The response times from support were consistently reported as extremely slow or non-existent, leaving many users without resolution for extended periods. However, some people found the core concept of the service appealing, particularly the ability to consolidate multiple cards and the convenience of features like "going back in time" for transactions. A few customers also reported positive interactions with customer service when they were able to connect with a representative, praising their helpfulness and diligence in resolving issues.

What people talk about most

Payment

Consumers find payment to be ambiguous. Many reviewers report frequent card blocks, declined transactions,... See more

Customer service

Customers had negative experiences with customer service. Many reviewers report issues such as blocked cards,... See more

Response time

Reviewers express significant dissatisfaction with response times. Many customers report experiencing long... See more

Service

Users describe negative interactions with service, often citing it as "horrific" and "abysmal." Many... See more

User experience

Customers consistently note ambiguous experiences with user experience. While many praise the app's ease of... See more

Based on these reviews

Rated 3 out of 5 stars

I enjoyed the app and its features to use card abroad without fees … the offered curve flex with good credit limit . Used without problems and always kept ontop of the account . Then credit limit redu... See more

Rated 3 out of 5 stars

Had this for a while was useful but recently made some purchases abroad which believed was fee free to my surprise had about £3-£7 add on to each transaction of £150. Part on me for not researching th... See more

Rated 3 out of 5 stars

Enjoy the product itself and the functionality of the app (although it is prone to bugs) but some of the customer service departments (not all) are shocking. Real ‘computer says no’ attitude and they... See more

Rated 2 out of 5 stars

It's now Jan 9th 2026. Tried to register with Curve at the start of Dec 2025 - Curve Know Your Customer(KYC) check failed. Suspended curvepay service,instructed me to contact support. Tried "cha... See more


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

Written by the company

Curve connects all your cards in one to simplify payments and supercharge your money. Once you add your debit cards and credit cards to Curve, you unlock a whole range of financial superpowers. Here are a few: Go Back in Time® to switch payments from one card to another, after you’ve made the purchase. Eliminate foreign exchange fees charged by your bank or credit cards with our spending power limits. Earn cash back on top of any rewards you already get with another card and 1% cash back on selected retailers for our premium tiers. Free up cash by swiping any purchase you’ve made and splitting it into instalments. Paying with Curve is not just simpler and smarter. It’s safer too. All your bank and credit card details are hidden behind your Curve card number, and never exposed. All your purchases are protected up to £100K and you get live notifications every time you spend to detect fraud instantly. Plus, if your Curve card is lost or stolen, you only ever have to replace one card. There are 4 Curve tiers. Curve, Curve X, Curve Black and Curve Metal. Premium benefits include higher fee-free spending limits abroad, extra cashback, insurance and more. FAQs? Visit: https://curve.kustomer.help/


Contact info

2.5

Poor

TrustScore 2.5 out of 5

13K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 0% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to use

Easy to use, after using Samsung wallet for many years I was delighted to see that curve app is very easy to use and with my phone I don't have to open the app to use contactless.

April 8, 2026
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

Tried to sign-up but didn't have my passport to complete. Went back next day when I was home and it had locked me out.

Said to contact customer service which I did and despite repeated follow-ups got no replies from them.

If they treat potential customers like this then think there would be little hope for people they have already got signed up

April 6, 2026
Unprompted review
Rated 3 out of 5 stars

Good product, poor support

Enjoy the product itself and the functionality of the app (although it is prone to bugs) but some of the customer service departments (not all) are shocking. Real ‘computer says no’ attitude and they simply refuse to escalate to senior staff for call backs, which is infuriating - just as bad as talking to a bot that won’t transfer you to a human.

March 20, 2026
Unprompted review
Rated 2 out of 5 stars

Drains battery…

I really do like curve but im having to uninstall it as it drains my battery supper quick. Ive used it for many years and did not have that problem. But recently they asked to verify with id and since then it drains my battery. I uninstalled it and battery is fine. I installed again and same thing it would start draining and it would show its curve that was draining it not other apps so back to uninstall.

April 3, 2026
Unprompted review
Rated 1 out of 5 stars

8 weeks later – still no data, no answers

I raised a formal complaint with Curve nearly 8 weeks ago and, alongside this, requested full transaction data and copies of my live chat transcripts.

While Curve issued a final response to my complaint, they failed to provide the additional information I had requested. Around the same time, my account was also deleted, which raises serious concerns about transparency and record keeping.

I was then informed that a Subject Access Request (SAR) had been raised on my behalf. However, this has still not been fulfilled within the expected timeframe. Since then, I have sent multiple follow-up emails, most of which have either been ignored or met with vague responses stating that the request is “complex”.

At this point, it feels like unnecessary delays and poor communication rather than a genuine attempt to resolve the issue. For a financial services provider, this lack of accountability and failure to provide requested personal data is extremely disappointing.

I would expect far better in terms of customer support, transparency, and compliance with data protection obligations.

This matter has been raised with the financial ombudsman, but I wanted the information to support my complaint.

February 18, 2026
Unprompted review
Rated 1 out of 5 stars

You still refuse to pay a vendor for…

You still refuse to pay a vendor for what was entirely your fault. You made me jump through hoops to verify my ID (I mean far beyond the usual) but you ASSURED me that it was done. Then you APPROVED a transaction at a London restaurant, but later I was told it was declined BECAUSE l FAILED TO COMPLETE VERIFICATION! And you won't go back and fix it. So, I can't trust you, and certainly won't ever rely on Curve for European travel again

March 26, 2026
Unprompted review
Rated 5 out of 5 stars

Loving Curve

I registered with Curve in Jan-26 to make use of of Curve Fronted to pay HMRC. Registration was very easy and I took advantage of the Curve Pro free trial. HMRC were paid and I got 1,500 Avios. Nice.

Downgraded to Curve X subscription after free trial and used Killer FX in Austria. More Avios!

Now in Caribbean, still no FX charges, more Avios and getting Cashback too, so the card has more than paid for itself and my friends will be applying when back in the UK.

Customer Service have been very responsive, so not sure why the reviews are not great.

BTW I’m not a bot, just a satisfied Curve customer.

April 2, 2026
Unprompted review
Rated 1 out of 5 stars

Non existent customer service

Non existent customer service.
My card was declined and then blocked for no given reason. When I raise the matter in the support app i get the same response namely that I will be contacted and that the matter has been resolved”escalated”. With EVERY charge card I have had resolving this takes no time at all but not with Curve. I would strongly recommend people to stay away from this so called service.

April 2, 2026
Unprompted review
Rated 1 out of 5 stars

The company is dead

This company were killing it and I loved it for a couple of years, now its dead - the card doesnt work half the time irrespective of underlying bank, all payments are blocked or troublesome, and support is completely non-existent. I suspect they are about to fail. I have cancelled my subscription.
And theyre not fooling me with their new, brief 5 star reviews - bots.

April 1, 2026
Unprompted review
Rated 1 out of 5 stars

Great card idea. UTTERLY abysmal customer service!

I had been using the card for a while without any issues, particularly liked the features on the app. In 2025 the service deteriorated massively where the card got suspended when I was travelling and reinstated a week later. It has again been suspended whilst abroad.

Their biggest flaw is their truly Abysmal customer service - there's no way to call them their messaging AI system is very basic and extremely slow. The actual customer account manager response are rare. They hide behind their AI systems and claim they have a small team to service their clients.

If you have a small team don't offer such a service to mass market. It's clear you can't handle the work load!!

Utterly useless service now!

March 22, 2026
Unprompted review
Rated 1 out of 5 stars

Awful customer service

The card concept is great when it works.
I was away on holiday and my card was suspended on the last day. I contacted curve who asked if the transactions were mine, which I stated were. They escalated the issue but my card was still blocked. Not once when I was away was I asked to verify purchases in the app like I do in the UK.
Its now been nearly 2 weeks without the issue being resolved.
I've changed my default digital payment to google now and wont be going back to curve.

March 31, 2026
Unprompted review
Rated 1 out of 5 stars

Never again.

Never again !!!

Honestly, this is the worst customer experience I've ever had in any kind of service so far!

I'm a Pro+ plan user (the highest plan they have) and I've been using Curve for more than 3 months, then while making a payment to my account in an official trading platform that I use regularly, the payment got declined and my account got blocked with Zero information and Zero support for weeks (to this date).

Many tickets opened, emails sent, calls, and still nothing, no information about what happened or visibility on when it will be FIXED. The only emails I get are automated ones saying "rest assured" and that someone from support will get in touch, but nothing. This situation had a big negative impact on many business related purchases that got delayed due to the card no longer working.

And even better.. I Can't even cancel my subscription no matter how many times I reach out support, so I keep getting charged for the subscription with my account being blocked!

What a joke...

March 30, 2026
Unprompted review
Rated 1 out of 5 stars

Verification fails, No Support

I’ve been unable to complete verification for over a year, with the same issue repeating again this year. I’ve submitted my passport, completed NFC checks, and recorded the required selfie video, yet the process keeps failing. Support has not responded to multiple emails. Hoping this review prompts a real human to step in and resolve it.

March 27, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look