Cushon Reviews 1,907

TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 545 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user-friendly app, highlighting its ease of navigation and the clear overview it provides of their pension information. Many appreciate the seamless process of consolidating multiple pensions into one pot, noting the minimal effort required on their part. The service is often described as excellent, with consumers commending the efficient and straightforward approach to managing their finances. Reviewers also consistently highlight the helpfulness and responsiveness of the staff and customer service, making interactions pleasant and productive. However, some customers reported dissatisfaction with the service, particularly regarding pension transfers, with some experiencing delays of several months. A few people also mentioned issues with the app when attempting to withdraw funds, describing the process as difficult and leading to missed deadlines.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, with many finding the app and website easy to use,... See more

Service

Customers had positive experiences with service, particularly praising the efficiency and ease of pension... See more

Application

Customers consistently note positive experiences with the app, praising its ease of use and navigation. Many... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Staff

Consumers generally express satisfaction with the staff, highlighting their helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We recently changed our workplace pension provider from Nest to Cushon. The process was painless and the implementation team (shout out to Lewis!) was very helpful and quick to respond to any querie... See more

Rated 5 out of 5 stars

First off, the app is easy to navigate. They tracked all my pensions with other company and put them together in one pot. I can also see the estimated amount by the age of 65, which is very much encou... See more

Rated 5 out of 5 stars

A great, helpful and personable company with staff who know the product - which was a breathe of fresh air after the previous provider. It's a big decision to change service both for the company and... See more

Rated 5 out of 5 stars

I have changed jobs a few times and each time I wanted to pull all my pensions together and the transfer process was a nightmare and forms to post and fill out and ids to gather and send off. Just so... See more


Company details

  1. Retirement Scheme Provider
  2. Investment Service

About Cushon

Written by the company

Cushon by WTW

Cushon is a fintech workplace savings and pension business, using its world-leading financial technology to bring innovation to workplace savings to help people get comfortable with saving and investing.

In 2026, Cushon was acquired by WTW. Before then, while it was part of the NatWest Group, it was formerly known as NatWest Cushon.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

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Rated 5 out of 5 stars

I have to be honest and say from the…

I have to be honest and say from the outset, I never really thought about retirement until recently. My employer on my behalf contributes to NatWest Cushon and when I noticed the funds growing I decided to contact NatWest to see if it was possible to track down my other pensions from previous employers. I put the request in and got a reply back quickly from a representative and from then on Iris has been fantastic to say the least. Iris helps me locate and then advises me on how to transfer those other pensions into my NatWest Cushon account and I would be lost without her. Iris has now transferred my other pensions for me and I can see what my pension pot currently sits at so I cannot recommend NatWest Cushon highly enough and of course Iris. Many thanks .

November 18, 2025
Unprompted review
Rated 1 out of 5 stars

Awful service been trying to transfer…

Update I have now been contacted by a team member and received the information I requested and needed for competing my transfer. They also recognise, this time their customer service and admin teams both fell below the standard that they set I have gracefully accepted there apology. I would like to thank them for moving swiftly to trying to rectify the issues. 15.13 -20-11-2025

Awful service been trying to transfer in an old pension for over 7 months now. Customer service agents are polite and nice on the phone but nothing gets done. You call up on a Monday and you get no reply or action until Friday. No one seems to take ownership of a problem that needs to be seen through from start to finish. Happily read previous notes on your file but then will pass onto someone else's who will not deal with the issues. Very disorganised. I just want to move an old Tesco pension into my live pot it's under 30K which should mean a simple process.

November 20, 2025
Unprompted review
Cushon logo

Reply from Cushon

[Edited 15:05pm on Thu 20 November]
Hello,

We had confirmation that a colleague has been in touch and we hope the matter will be solved soon. We always try to make sure that everyone has a great experience with NatWest Cushon, and it seems like we've fallen short. Please accept our apologies.

Best wishes,
Team NatWest Cushon

[Edited at 11:14am on Thu 20 November]
Hello,

Thank you very much for sharing the information we requested. A member of our team will follow up directly.

Thank you also for taking the time to leave a review.

Best wishes,

Team NatWest Cushon

----

Hello,

We are sorry to hear of the difficulties you have experienced with your transfer and thank you for bringing this to our attention.

You'll see that our team have requested some additional information so we can find your account, investigate further and get this sorted.

Thank you and best regards,

Team NatWest Cushon

Rated 3 out of 5 stars

Frustrated.

I found it quite hard to navigate the menu. But that said I’m not technically minded so it could be me. ???

November 7, 2025
Unprompted review
Rated 1 out of 5 stars

New work pension provider/ BEWARE

New work pension provider. Have tried on 2 occasions to transfer other pensions into my cushon account. Transfer time advertised as 6 weeks taking 4months and current request from beginning of July still ongoing! Different excuses every time I contact them. Endless phone calls to both parties from myself to solve an issue created by Cushon.
My recent transfer failed because cushon received my request beginning of July but didn't apply for the transfer until mid September, meaning that the original value of the full transfer had grown significantly and nowhere near matched the original value of the transfer request. Now, over 4 month after original request they say they received an incorrect reference number and are waiting for new one to be sent. Apparently that rightly or wrongly is my responsibility, would never have known if I hadn't rang them to see what the hold up was.
Summary: - pension doing well.
- Transferring pensions in is a stressful nightmare with no end in site.
- communication non existent.
- prepare to do your own chasing, endless phone calls and emails.
- Hate to think what service would be like if transferring pension out, drawing on my pension at 55, or god forbid if I die in the mean time.
NAT WEST / CUSHON must do better!

November 3, 2025
Unprompted review
Rated 5 out of 5 stars

Sorting out my pension

Matt and Tracy were very helpful and quick to respond to my questions definitely made the experience that bit easier for me to understand and get my inquiry sorted many thanks to you both

October 20, 2025
Unprompted review
Rated 1 out of 5 stars

There are transactions missing on my…

There are transactions missing on my transaction history. I requested that they check/audit my account. I contacted them on 30/08/25. I have sent emails and phoned. Todays date is 15/10/25 and they are still looking into my query. This is totally unacceptable and the impression I am getting is that they do not know what they are doing. A month and a half later and no result!

October 15, 2025
Unprompted review
Cushon logo

Reply from Cushon

Hi Josephine,

Thank you for visiting our Trustpilot site and leaving a review. We are sorry to hear of the difficulties you have experienced. This does not meet the standard of service we aim to provide at NatWest Cushon.

We’ve escalated your concerns internally with our Support Team, and a team member will follow up directly as soon as possible.

Team NatWest Cushon

Rated 5 out of 5 stars

Would recommend

We recently changed our workplace pension provider from Nest to Cushon. The process was painless and the implementation team (shout out to Lewis!) was very helpful and quick to respond to any queries we had.
The platform itself is very user friendly, both from a business perspective and as an employee.
Would definitely recommend.

October 14, 2025
Unprompted review

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