Debitum Investments Reviews 

Extremely pointless, obstructive and unfounded verification process and questionnaire at a level that completely does not correspond to the service they provide and why - for 7 options offered by two providers, therefore de facto no diversification and absolutely ridiculous investment offers
Customer support does not communicate properly.

20. 5. 2025
What nonsense are you talking about? Your investment questionnaire asks questions that are completely unrelated to the second investment. I have not seen such a complicated questionnaire even at Interactive Brookers. I trade with financial derivatives and stocks. And your so-called protection of some banks does not protect investors at all in practice because it does not address whether the projects will be repaid or not, which is what you should mainly focus on and not on bluffing people. But it only addresses the fact that you will not run away with the money we have in your savings accounts and that they are essentially separated in some way. But the protection of investments as such is not addressed at all by any Latvian bank or supervision. The European Union is a stupid institute that only bothers people with its regulations and in practice it has almost no impact. Besides, all honest people are extremely irritated.
And why am I actually going through all this to see six loans from two providers that you keep spinning around?

Amazing P2P platform, the only thing missing and costing a star in the review is a loyalty program that many competitors have. I hope Debitum adds it to value loyal and higher investing investors.

I'm extremely satisfied with my experience on debitum.investments! The platform is user-friendly, with a clear and intuitive interface that makes managing investments a breeze. The returns are consistent, and the project information is transparent and detailed, giving me confidence in my choices. I highly recommend this platform to anyone looking for a reliable investment opportunity!

Great portal, high interest rates and easy money withdraw. They are sending reports and updates quite frequently.

Joined Debitum Investments recently to discover passive investment opportunities.
Glad to see bunch of investors also from Lithuania! Kudos to very quick customer support which helped me with answering questions.

Easy to use, grate returns!

I think that Debitum Investments is a reliable and regulated P2P lending platform specializing in business loans. With a buyback guarantee, a strong selection of asset-backed loans from reputable originators, and an easy-to-use Auto feature, it offers a secure and hands-free investment experience. I like it.

Changed my habbits!

Transparent and well set-up process, compliant with EU and local (Baltic/Latvian) legislation and tax authority which makes investing and withdrawal very conveniet - no hassle with taxes, as they are subtracted at time of repayment.
Not too many borrowers to finance at the moment but again - strictly vetted companies which reduce investros’ risk but still offer solid return %. Tested smaller sums successfully, will be growing my portfolio for sure.

Easy customer experience, simple registration process.

Reasonable interest rate, with campaigns ROI is around 15%, but I started to invest in the middle of 2024.

Have not experienced delays in the interest payments.

Nice to see platform that is not focused on pay-day loans.

Joined Debitum Investments about 4 months ago! My first ever experience investing in P2P. Onboarding was smooth and also support was responsive when I had a questions what to submit for validating my sources of income.
15% yearly income was eye catching. i like to receive interest every month.

Debitum staff are very professional and very helpful.
Great experience l.

So far the services work as promised. I’m invested rather small below 10k and have a interest rate of little over 10%

This will be my second year with them, while I started to look to other service providers as well, they are in current top 3.

I’ll increase the investment depending on some additional bonuses.

Hello,
I am trying to send an email to support/debitum.investments
but is always not sent . I believe it misses the end off the email support (like ex .com)

Can anyone reply to me ? pauloalexandreceia/sapo.pt
Thanks Paulo Ceia

Update : Problem solved. Excelent support

Worst customer support i have ever encountered. The registration process went well. Next step was to verify my identity for which I used my national ID card. At the first attempt it got rejected, even though I never encountered such an issue. The site encouraged me to try again which I did. After the second rejection my profile got flagged as "known fraudster" but not offering any insight as to why any of this is happening.
I tried to contact the customer support to learn more about the issue and find a solution. After several days of no contact, i got a generic mail saying a "thorough investigation" was conducted and my application is still rejected "in accordance with the provisions outlined in our internal policies". Again not offering any useful information as to why this is happening. I tried searching their website but to no use.

Support is fantastic, available and fast
Thanks

Made an account recently. However the more documents and information you provide about yourself, the more you need to provide. It's been over a week now and my account never got verified.
Lost quite some time.

Saw Debitum in the Latvian Forbes magazine article and decided to try investing small amounts in business loans.
So far - looks easy and interesting!
Good luck!

Awesome service, everything is clear from first steps, i recommend Debitum.🤩

I’ve been around P2P space for years.
However looks like Debitum with Investments in business loans are taking this to the next level.
So far - so good, interests payments coming on time, also when had some questions during onboarding - support was responding quickly.