Debitum Investments Reviews 

112
TrustScore 3.5 out of 5

3.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 4 out of 5 stars

I've been investing on Debitum since 2020. Mostly good experiences myself, good returns, great loyalty program. But you must check yourself, do your due diligence, there has been some controversy arou... See more

Company replied

Rated 4 out of 5 stars

Terrible experience just trying to open an account. If you are an investor, they make your life extremely difficult, asking for document after document regarding your income. Even if you have money av... See more

Company replied

Rated 1 out of 5 stars

website shows repayments for first 3 months (started investing end of 2021, up until start of 2022). Since then, everything froze up, nothing is repaid since, can't access my money, am afraid it's... See more

Company replied

Rated 5 out of 5 stars

I’ve been around P2P space for years. However looks like Debitum with Investments in business loans are taking this to the next level. So far - so good, interests payments coming on time, also whe... See more

Company details

  1. Alternative Financial Service

Written by the company

An online investment platform that allows investing in various business loans around Europe.


Contact info

3.4

Average

TrustScore 3.5 out of 5

112 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 91% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.4

All reviews

(112)

31 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great experience

Joined Debitum Investments recently to discover passive investment opportunities.
Glad to see bunch of investors also from Lithuania! Kudos to very quick customer support which helped me with answering questions.

March 17, 2025
Debitum Investments logo

Reply from Debitum Investments

Thank you!

Rated 5 out of 5 stars

Excellent p2p

Easy to use, grate returns!

March 17, 2025
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hi Krisjanis,

We are happy to receive your great feedback!
Feel free to reach out to us if you have any questions during your investment journey!

Kind regards,
The Debitum Investments Team

Rated 5 out of 5 stars

Debitum

I think that Debitum Investments is a reliable and regulated P2P lending platform specializing in business loans. With a buyback guarantee, a strong selection of asset-backed loans from reputable originators, and an easy-to-use Auto feature, it offers a secure and hands-free investment experience. I like it.

February 14, 2025
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hi Annija!

You sound like a pro-user, utilizing every feature of the platform!
Keep up the great work!
Feel free to reach out to us if you have any questions during your investment journey!

Kind regards,
The Debitum Investments Team

Rated 5 out of 5 stars

Transparent and profitable

Transparent and well set-up process, compliant with EU and local (Baltic/Latvian) legislation and tax authority which makes investing and withdrawal very conveniet - no hassle with taxes, as they are subtracted at time of repayment.
Not too many borrowers to finance at the moment but again - strictly vetted companies which reduce investros’ risk but still offer solid return %. Tested smaller sums successfully, will be growing my portfolio for sure.

March 10, 2025
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hi Tomass,

Thank you for the great feedback!
We prefer to grow the exposure of current borrowers instead of adding many more very often!
However - feel free to follow us on social media or join our Telegram community to be the first one to hear about new borrowers!

Feel free to reach out to us if you have any questions during your investment journey!

Kind regards,
The Debitum Investments Team

Rated 5 out of 5 stars

Customer experience, ROI, no pay-day loans

Easy customer experience, simple registration process.

Reasonable interest rate, with campaigns ROI is around 15%, but I started to invest in the middle of 2024.

Have not experienced delays in the interest payments.

Nice to see platform that is not focused on pay-day loans.

February 14, 2025
Unprompted review
Rated 5 out of 5 stars

Love monthly interest payout.

Joined Debitum Investments about 4 months ago! My first ever experience investing in P2P. Onboarding was smooth and also support was responsive when I had a questions what to submit for validating my sources of income.
15% yearly income was eye catching. i like to receive interest every month.

February 10, 2025
Rated 5 out of 5 stars

So far the services work as promised

So far the services work as promised. I’m invested rather small below 10k and have a interest rate of little over 10%

This will be my second year with them, while I started to look to other service providers as well, they are in current top 3.

I’ll increase the investment depending on some additional bonuses.

November 13, 2024
Unprompted review
Rated 5 out of 5 stars

withdraw

Hello,
I am trying to send an email to support/debitum.investments
but is always not sent . I believe it misses the end off the email support (like ex .com)

Can anyone reply to me ? pauloalexandreceia/sapo.pt
Thanks Paulo Ceia

Update : Problem solved. Excelent support

November 6, 2024
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hi Paulo,

Thank you for your feedback.

Our customer support email is support@debitum.investments, and the address is correct and complete.

We recommend reaching out to your email provider, sapo.pt, for assistance to determine why your email may not be going through.

Debitum Investments Team

Rated 1 out of 5 stars

Worst customer support i have ever…

Worst customer support i have ever encountered. The registration process went well. Next step was to verify my identity for which I used my national ID card. At the first attempt it got rejected, even though I never encountered such an issue. The site encouraged me to try again which I did. After the second rejection my profile got flagged as "known fraudster" but not offering any insight as to why any of this is happening.
I tried to contact the customer support to learn more about the issue and find a solution. After several days of no contact, i got a generic mail saying a "thorough investigation" was conducted and my application is still rejected "in accordance with the provisions outlined in our internal policies". Again not offering any useful information as to why this is happening. I tried searching their website but to no use.

October 8, 2024
Unprompted review
Rated 3 out of 5 stars

Lost my time

Made an account recently. However the more documents and information you provide about yourself, the more you need to provide. It's been over a week now and my account never got verified.
Lost quite some time.

July 22, 2024
Unprompted review
Rated 5 out of 5 stars

I’ve been around P2P space for years

I’ve been around P2P space for years.
However looks like Debitum with Investments in business loans are taking this to the next level.
So far - so good, interests payments coming on time, also when had some questions during onboarding - support was responding quickly.

January 1, 2024
Unprompted review
Rated 5 out of 5 stars

Have to give credit where credit is due…

Have to give credit where credit is due - awesome platform. Refreshing take on the P2P landscape developed by financial professional, well educated and with proper experience to run such a thing.

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

debitum network is a scam

website shows repayments for first 3 months (started investing end of 2021, up until start of 2022).
Since then, everything froze up, nothing is repaid since, can't access my money, am afraid it's gone because debitum network is a scam.

November 27, 2023
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Dear Frank,

Thank you for taking the time to share your concerns. Please double-check your email for a response from our Support team. We have made efforts to address individual concerns directly.

As communicated in our emails and updates published on our website, investments in Ukraine have been restructured due to state of war. Clear repayment plans have been set to each affected investor.

All other investments on the platform are on time with interest paid every month.

Rated 5 out of 5 stars

Debitum experience

I have been investing in Debitum for a year now. The return that the company offers is high (more than 10%). As it is licensed and regulated by the Central Bank, I believe that my money is safe. During the last year I haven’t had any problems.

July 25, 2023
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look