Debitum Investments Reviews 

126
TrustScore 4 out of 5

3.9

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Rated 5 out of 5 stars

Experience 100%! All is clear, great plataform, simple to use, to understand! I am here more than 1 year, all working, no late paying and good interests!

Company replied

Rated 5 out of 5 stars

Great platform that you can trust based on their proven records and history including my 1 year experience with Debitum which is excelent so far.

Company replied

Rated 4 out of 5 stars

I've been investing on Debitum since 2020. Mostly good experiences myself, good returns, great loyalty program. But you must check yourself, do your due diligence, there has been some controversy arou... See more

Company replied

Rated 1 out of 5 stars

website shows repayments for first 3 months (started investing end of 2021, up until start of 2022). Since then, everything froze up, nothing is repaid since, can't access my money, am afraid it's... See more

Company replied

Company details

  1. Alternative Financial Service

Written by the company

An online investment platform that allows investing in various business loans around Europe.


Contact info

3.9

Great

TrustScore 4 out of 5

126 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 91% of negative reviews

Typically replies within 1 month

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3.9

All reviews

(126)

45 reviews in the last 12 months

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Rated 5 out of 5 stars

I’ve been around P2P space for years

I’ve been around P2P space for years.
However looks like Debitum with Investments in business loans are taking this to the next level.
So far - so good, interests payments coming on time, also when had some questions during onboarding - support was responding quickly.

January 1, 2024
Unprompted review
Rated 5 out of 5 stars

Have to give credit where credit is due…

Have to give credit where credit is due - awesome platform. Refreshing take on the P2P landscape developed by financial professional, well educated and with proper experience to run such a thing.

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

debitum network is a scam

website shows repayments for first 3 months (started investing end of 2021, up until start of 2022).
Since then, everything froze up, nothing is repaid since, can't access my money, am afraid it's gone because debitum network is a scam.

November 27, 2023
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Dear Frank,

Thank you for taking the time to share your concerns. Please double-check your email for a response from our Support team. We have made efforts to address individual concerns directly.

As communicated in our emails and updates published on our website, investments in Ukraine have been restructured due to state of war. Clear repayment plans have been set to each affected investor.

All other investments on the platform are on time with interest paid every month.

Rated 5 out of 5 stars

Debitum experience

I have been investing in Debitum for a year now. The return that the company offers is high (more than 10%). As it is licensed and regulated by the Central Bank, I believe that my money is safe. During the last year I haven’t had any problems.

July 25, 2023
Unprompted review
Rated 2 out of 5 stars

Since the war started they removed…

Since the war started they removed "chain finance" loan originator who is hiding behind "force majeure" clause - can't transfer money from Ukraine. They have the opportunity to buy goods(wheat for example) and sell them outside Ukraine but they are doing nothing to protect their investors.

April 19, 2022
Unprompted review
Rated 5 out of 5 stars

good platform for investors

Very good platform. A lot of profit and very reliable. Stable and secured loans. The only negative reviews here are about the newsletter and the tax web design. Well...

April 8, 2023
Unprompted review
Rated 3 out of 5 stars

Nice investment opportunities

Nice investment opportunities, but the website lacks clear financial reports like an income statement per month.
Other platforms like Peerberry, heavyfinance and Robocash are much better in that respect.

March 7, 2023
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hello,

Thank you for your feedback.

We are constantly updating our reporting and data availability. Have a look at our improved statistics page https://debitum.network/en/stats

Also, we are working on the Loan Originator page which will be launched next month.

Additionally CEO of Debitum would love to hear your suggestions on platform improvements, communication and reporting on henrijs.jansons@debitum.network

Kind regards,
Debitum

Rated 3 out of 5 stars

Reliable but lacking behind

Seems to be a reliable performance, but I have just few month of experience. I like there speedy replies in case of questions. However, the page seems to be less maintained as the auto- invest is pending since I joined end of 2022. And there is still a notification about tax issues which are not applicable anymore (according to their support).

March 7, 2023
Unprompted review
Debitum Investments logo

Reply from Debitum Investments

Hello,

Thank you so much for taking the time to leave us a feedback.

We are constantly updating Debitum website in and out. Tax verification section has been fixed and there should be no notifications for investors from EU/EEA.

We are aware that the auto-invest is a very much needed function on Debitum platform so we are working with the regulator to agree on the design and functionality that would comply with the brokerage license.

Kind regards,
Debitum

Rated 5 out of 5 stars

Highly Recommended

I have been with Debitum for some time now. I have found them to be reliable and I have not had any defaults on my investments. I would have no hesitation in recommending them. All my investments at the moment are in companies that are rated A+ by Debitum. I have invested in other companies that do not have this high rating and while there has never been a default some of the repayments have been slightly delayed. Overall I have had a very satisfatory experience and return with Debitum.

January 4, 2023
Unprompted review
Rated 4 out of 5 stars

One of my favourite P2P sites

This is one of my favourite p2p platforms, their customer service is excellent and they spend time with you when there are problems.

Ignoring issues with Ukraine (where I had some investments) everything has worked as expected and returns have been at the level I expect. Like many platforms they are suffering due to issues with loans in Ukraine. These are the real test of how platforms work, so far their reponse has been good even if not quite on a par with one or two other sites.

The only current issue with Debitum is the lack of investment options. There are a few, but not quite as many as I would like. This is the reason for the four stars rather than five.

June 15, 2022
Unprompted review
Rated 5 out of 5 stars

I've been using Debitum for investing…

I've been using Debitum for investing for a little over a year and have managed to get a good return of around 10%. The interface is very easy and clear to use. Payments and withdrawals have been straight forward with no problems. Customer services are very good and quick to answer any questions that you may have. There's also a good spread of investment choices to diversify your investment portfolio. My only regret is that I didn't use Debitum earlier to make my savings earn, instead of letting them sit in my account dwindling away with poor interest rates (0.25% at present), inflation and "quantitative easing". Keep up the great work Debitum 👍

January 15, 2021
Unprompted review

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