Desert Ridge Lending Reviews

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3.8

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Company details

Written by the company

At Desert Ridge Lending, our streamlined process is designed to get you the help you need without the headache. From application to funding, every step is simple, transparent, and built around your needs — so you can focus on what matters most.

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3.8

Great

14 reviews

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1-star

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4 hours ago

Best Crook Loan company

yes , bad offer 505% interest loan and dont tell you or show documents before signing 800$ a month repayment i mean who can afford that when they need help in the first place taking out a loan and the customer service will not help or make any payments even managable thanks alot DesertRidgeLending.com

September 18, 2026

Unprompted review

Reply from Desert Ridge Lending

4 hours ago

Hello Linnie. Unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@desertridgelending.com or at (877) 380 -3778 so that we can help you. Thank you.

11 hours ago

Be careful

Got a loan and now they won’t respond to me!!! Wow

September 18, 2026

Unprompted review

Reply from Desert Ridge Lending

10 hours ago

Hi Morgan, we are sorry to hear you are frustrated and want to ensure your payback amount and schedule work for you. We have escalated this issue to one of our Customer Care Supervisors who will call you as soon as possible. We appreciate your time. Thank you.

16 hours ago

⭐ 1 star

⭐ 1 star

I applied for a $1,200 loan through Desert Ridge Lending because I needed to pay off a few bills. During the application process, I tried to find out exactly how much interest and finance charges I would be paying, but I was unable to clearly see the final repayment amount before signing.

I signed the agreement believing I understood the terms. After receiving the loan, I discovered that the total amount I am apparently expected to repay is more than $5,000, with approximately $350 being withdrawn every two weeks.

That is dramatically more than the $1,200 I originally borrowed and is putting me in an extremely difficult financial situation.

I am currently trying to obtain and review the complete loan agreement, APR, finance charges, payment schedule and total cost of the loan. I also learned afterward that Desert Ridge Lending operates as a tribal lender, which raises additional questions for me about what laws and consumer protections apply to my loan as a Washington resident.

My advice to anyone considering this company: do not sign until you have personally reviewed the complete loan agreement and know the exact amount you will have to repay. Do not rely solely on the amount you're approved to borrow or the payment amount.

I am hoping Desert Ridge Lending will work with me to resolve this situation fairly. If they do, I will update this review.

September 8, 2026

Unprompted review

Reply from Desert Ridge Lending

10 hours ago

Hi Alisha, we are sorry to hear you are frustrated and want to ensure your payback amount and schedule work for you. We have escalated this issue to one of our Customer Care Supervisors who will call you as soon as possible. We appreciate your time. Thank you.

Updated 1 days ago

BEWARE

BEWARE, they tried to offer me a 505% APR loan. YES 505%! And did not show the contract until after all the links were clicked through mobile links.

Update: they did call and ask how they can help. But the damage has already been done. I ended up paying in full went with another lender.

September 8, 2026

Unprompted review

Reply from Desert Ridge Lending

Updated 3 days ago

Dear Aaron,
Thank you for reaching out regarding your recent experience with us. We appreciate your patience. We understand this issue has been resolved and we kindly ask you to update your star rating to reflect the resolution on this matter.

4 days ago

The fact that I have applied with…

The fact that I have applied with atleast 4 other loan companies and they all denied me for a loan. This is such a blessing to me and I greatly appreciate and needed this money to get bills paid as I am in a rough spot in my life and, I am forever grateful for this blessing!

September 13, 2026

Unprompted review

Reply from Desert Ridge Lending

4 days ago

You're most welcome and thank you for the review, Kristin! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@desertridgelending.com or at (877) 380 -3778.

6 days ago

Phenomenal

September 3, 2026

Unprompted review

Reply from Desert Ridge Lending

4 days ago

Thank you for sharing your experience with us, Eric! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@desertridgelending.com or at (877) 380 -3778.

Sep 10, 2026

I would like to recognize Candice who…

I would like to recognize Candice who walked me through my loan process. She even assisted me with lower repayment amount. She showed much concern for making me a customer. She was very professional. Thanks Candice for doing an awesome job.

September 9, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 10, 2026

Hi Judith! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Desert Ridge Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!

Sep 9, 2026

They care to help the working people

Desert lending helped me out of a money situation while not having me incur other fees as well as interest. Very nice reliable and easy to maneuver the website

September 8, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 9, 2026

You're most welcome and thank you for the review, Markus! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@desertridgelending.com or at (877) 380 -3778.

Sep 9, 2026

This was amazing!!!

This was amazing!!!! I needed this extra money to be able to help my son out and I am very grateful!!

Thank you!!

September 6, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 9, 2026

Hi, Ginger, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at feedback@desertridgelending.com or at (877) 380 -3778. Thank you for being a Desert Ridge Lending customer!

Sep 7, 2026

Excellent 👌🏿👍🏿

Very fast and on time!

September 4, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 8, 2026

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

Sep 7, 2026

Everything went great Will used them…

Everything went great Will used them again

September 4, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 8, 2026

Hi, Marijs, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at feedback@desertridgelending.com or at (877) 380 -3778. Thank you for being a Desert Ridge Lending customer!

Sep 4, 2026

10/10

Desert Ridge helped me when no other lender company kept turning me down. I would definitely recommend 10/10!!!

September 1, 2026

Unprompted review

Reply from Desert Ridge Lending

Sep 4, 2026

Hello Nicole, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!

Aug 31, 2026

Friendly and helpful staff to walk…

Friendly and helpful staff to walk through the process

August 29, 2026

Unprompted review

Reply from Desert Ridge Lending

Aug 31, 2026

Hi, Jeanne! Thanks for the review. We're glad to hear our staff was very helpful and friendly. We will continue to work hard to earn your business.

Aug 31, 2026

It was fast and easy

August 29, 2026

Unprompted review

Reply from Desert Ridge Lending

Aug 31, 2026

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

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