I cannot fault my experience with Evolution. I applied for a car via Cinch, and was subsequently put in touch with Evolution as a broker, who secured my funding through one of their lenders. The proce... See more
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Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
I began the process of applying for finance in order to get a new car relatively quickly to get too and from work. I spoke with James who was absolutely fantastic, he kept me updated on the status of... See more
Got funding with these to buy a used car from cinch. Process was easy from there side. They are a broker I had a problem signing my online documents with blue motor finance but I contacted evolution f... See more
The process was easy and smooth than I imagined. From time I submitted my application for finance online upto the time I drove away with my car. I would recommend Evolution to anyone who is like me wh... See more
Company details
About Evolution Funding
Written by the company
Evolution Funding is the UK's largest motor finance broker and technology provider.
We work in partnership with motor dealers and car finance comparison websites to provide motor finance on a range of vehicles, from cars through to motorhomes and everything in between.
Our large 30+ panel of lenders means we can cater for all types of credit profile and personal circumstances. We use our market-leading technology to ensure that customers are matched with the right lender and deal for their circumstances. Fair treatment and best customer outcome sit at the centre of everything we do.
Evolution is proud to have been named Car Finance Awards 'Best Broker' for nine consecutive years, and we continue to drive forward to maintain that standard.
Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.
Contact info
Thompson House, Thompson Close, S41 9AZ, Chesterfield, United Kingdom
- 01246 458 800
- marketing@evolutionfunding.com
- evolutionfunding.com
4.7
Excellent
812 reviews
Replied to 88% of negative reviews
Typically replies within 24 hours
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Love them amazing team to help me…
Love them amazing team to help me through a challenging finance from top to bottom will recommend
March 2, 2026
Straightforward
Straightforward, explained everything clearly. Sorted out in a few days.
March 2, 2026
Very professional and helpful and kept…
Very professional and helpful and kept me up to date throughout the whole process
March 2, 2026
It is very good finance company 👍
March 2, 2026
Cinch called day before delivery
Cinch called day before delivery
Evolution funding hadn't paid them. Even though josh apparently said as soon as invoice was uploaded it would be paid. But no payment received. Upto calling they don't finance the MG4. And moneybarn had pulled the finance
What a load of balls. Cinch not happy as car was ready for delivery tomorrow.
Hi kirsty, no we are just waiting on the invoice, ive just messaged the payouts team to just double check everything.
With cinch they normal upload the invoice 4 days before the vehicle out date, and you have selected 21/02.
Well had to refund so they lose
HI kirsty, hope you are well
I have just checked with payouts and there is nothing else we need from you we are just waiting on the invoice and by cinchs process this will be 4 days before delivery/collection.
February 20, 2026
Unprompted review
Reply from Evolution Funding
Hello,
Thank you for taking the time to leave your feedback, and we are very sorry to hear you were unhappy with your experience with Evolution Extra.
In this case, the lender made an internal change to their “do not deal” list on the 18th, which unfortunately meant they were unable to honour any applications already in progress. As this decision was made directly by the lender, it wasn’t something we were able to influence or overturn.
We attempted to contact you on both the 18th and 19th to explain what had happened and to discuss alternative options, but unfortunately we weren’t able to reach you at the time.
If you have any further queries or issues then we would love to help. Please email complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible.
Kind regards,
Evolution Extra
Indirectly Discriminated because of…
Indirectly Discriminated because of disability , charged more APR (21 percent ), no option for my circumstances , I’m not unemployed because that means someone that is out of work looking for work. I have stable income pip, also brokers reporting incorrect information in regards to circumstances.
February 16, 2026
Unprompted review
Reply from Evolution Funding
Dear Sam,
Thank you for taking the time to leave a review. We take all customer feedback seriously and we are sorry to hear that you are unhappy with your experience.
We have been in touch with you directly to discuss your concerns. As your comments relate to the specifics of your individual application, we are unable to comment on the details publicly.
If you feel there are any remaining points that have not been fully addressed, or if you would like any further clarification, please contact our Complaints team at complaints@evolutionfunding.com and they will be happy to review this with you again.
Kind regards,
Evolution Extra
I began the process of applying for…
I began the process of applying for finance in order to get a new car relatively quickly to get too and from work. I spoke with James who was absolutely fantastic, he kept me updated on the status of my application and as soon as the payout was made to my car dealership, James informed me so that I could let them know and collect the car, he couldn’t have been more helpful if he tried!! Massive thank you :)
February 11, 2026
Unprompted review
Great service
Found the product that was the right fit for me, went above and beyond to find me the best deal, very friendly and knowlegable staff, easy to set and didn't take long.
January 27, 2026
Very helpful very experienced people on…
Very helpful very experienced people on phone best service had long time really good 👍
January 27, 2026
EVOLUTION
I was nervous when submitted my car finance application to the EVOLUTION as im only 7months here in UK.Through the assistance of car finance sales rep IKRAM,funder approved me and made everything incredibly smooth and straightforward.It was quick,cleared and felt supported the whole way through.Really appeciate and highly recommended them.
January 12, 2026
Was able to speak to a person and not a…
Was able to speak to a person and not a computer. Nice and friendly
January 27, 2026
The guys worked very to get me the best…
The guys worked very to get me the best deal
January 27, 2026
Really helpful
Really helpful , and talk you through everything, very good experience would recommend to other people
January 27, 2026
Got funding with these to buy a used…
Got funding with these to buy a used car from cinch. Process was easy from there side. They are a broker I had a problem signing my online documents with blue motor finance but I contacted evolution funding and they sorted it out making the process easier. Got my car at a lower Apr rate than other places offered most offered 20.9% as my credit isn't good with these I got 17.8% so I was happy. Would highly recommend.
January 27, 2026
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