Proper shit bulgiarlan company i got 1500€ credit paid for 4months like 700€ and still i done early repayments and still paid 1500€ the shittesr company ever fck them all
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Absolutely disgraceful company!, I had used them a couple of times previously, and paid promptly on every occasion! I got declined and called them to ask why? Was told they had been having techni... See more
Awful company, avoid at all costs. Ridiculously high interest rates, and will constantly offer you more money. Do not do proper credit checks and fail to provide service they should offer and do due d... See more
Couldn't pass from the registration process. Done the ID verification, but was unable to proceed because the software was giving an error. Contacted support, but they didn't help, told me to repe... See more
Company replied
Company details
Information provided by various external sources
Application can be completed in 2 minutes. All applications will be subject to credit vetting and affordability assessments. 7 DAYS A WEEK. First-time customers can borrow up to £500. Existing customers, if they qualify, can borrow up to £500 as a MicroLoan or up to £1000 as an instalment PlusLoan. Representative example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Contact info
Suite 318, 25 Goodlass Road, L24 9HJ, Liverpool, United Kingdom
- 0151 601 8611
- customercare@ferratum.co.uk
- ferratum.co.uk
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Bad customer service
I took out a loan and my first payment was rejected as my debit card expired. Benn trying to contact Ferratum on phone number and mobile but no answer. I asked for a call back from the automated service and still no one calls. I received and email for notice of arrears with a contact number which no body answers. I understand I owe money and would like to pay back soon as. I even sent an email to which no one responds. Really bad service

Reply from Ferratum
I’m really annoyed
I’m really annoyed, I understand that my card was charged 16 pence to make sure it was valid. So why then have they now taken £31.86. I was told this was a loan with no upfront fee. It didn’t do that the first time I got a loan. So now I’m down 31.68 so I will be contacting the financial ombudsman as well as showing my banks fraud department my credit agreement where it says nothing about a fee of £31.86.
Note also I have text, rang and emailed you about this today...... no answer to any. Was told you would ring me back. No call.

Reply from Ferratum
Requested loan 24 hours ago
Requested loan 24 hours ago, approved and ‘paid out’ yet received nothing, have had text saying payment within 2 hours and yet nothing

Reply from Ferratum
Absolutely rubbish!
Absolutely rubbish!! No form of communication
I too have been having the same problem not being able to talk to an agent regarding my outstanding balance. or vice versa no one has tried to contact me
I really don't know what else to do at the moment
I'm sure they do this so they can charge interest to customers that haven't a clue how the system works

Reply from Ferratum
i have recently tried to repay my …
i have recently tried to repay my loan..i have phoned the contact number..the automated message tells me to enter my mobile number to repay my loan...i have no confirmation whether my payment has been successful or not...im not on facebook either....is their any other way to pay back my loan? im hoping that im not being charged interest everyday because im not going to pay for it.

Reply from Ferratum
Never answer the phone
Never answer the phone, you just get cut off by their automated system and don't get a call back when requested.
Am sure I'll get a reply saying to contact them on Facebook, but who wants to do that?

Reply from Ferratum
Can't contact them
Can't contact them, want an early repayment I've text "TAKE PAYMENT" I've also used their automated phone service, I've tried to speak to someone but the automated service just shuts me out. I'm still being charged interest daily as I wait....unacceptable.

Reply from Ferratum
I always use ferratum they are really …
I always use ferratum they are really reasonable rates and always do what they can to help , iv never had a problem borrowing from them .
Great loan company
Amazing company. You guys should be proud to use their services. They need to fix their communication then this will be perfect.

Reply from Ferratum
I have chosen 4 stars simply as they …
I have chosen 4 stars simply as they are very hard to contact. Money came very quickly and application in easy steps with speedy results. Just need to answer the phone.for customer to speak with a real person

Reply from Ferratum
looks good but idont the finale result …
looks good but idont the finale result do not cear whatnthey doing
Never again!
I've have called several times during each hour since 9am and have failed to reach anyone. I've even requested a call back this morning. I'm now going to incur extra charges and all I wanted to do was repay earlier. This will be the last time I use Ferratum. Other payday loans are much more straightforward and so much easier to contact.

Reply from Ferratum
We’re good for a while now they have
We’re good for a while now they have changed systems there rubbish they don’t wanna lend people money as easy as they use to and you have to jump through hoops now to get a quick no hassle loan. And there phone lines are always busy.

Reply from Ferratum
Always a great service
Simple and so straight forward
Simple and so straight forward - saved me a lot of time! Would highly recommend.
no hassles and money transferred quickly
great service
Brilliant company
Brilliant company, very easy and straightforward. Would certainly recommend 100%.
thank you great service and quick
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







