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Figure Reviews 4,816

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,698 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, patience, and professional approach, making the entire process smooth and understandable. People consistently highlight the excellent customer service, noting the clear and informative responses to their questions and the overall efficiency of the service. The user experience is often described as easy, simple, and straightforward, with many appreciating the quick response times. However, some customers also noted issues with communication and coordination, mentioning slow responses to calls and emails, and a lack of clear information. A few other people also felt that the customer service was unhelpful or that the process took longer than advertised, leading to frustration.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

User experience

Clients share positive opinions on user experience, consistently describing it as easy, simple, and... See more

Service

Customers had positive experiences with service, often highlighting its speed and efficiency. Many reviewers... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise some agents for being patient,... See more

Response time

People report positive experiences with response times, often highlighting the speed and efficiency of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was incredibly easy to apply and income verify. Took less than a minute to income verify through bank accounts. Top notch. The money came quickly. The whole process was simple, easy, and proble... See more

Rated 5 out of 5 stars

although the first notary I was linked with was not successful in completing the process (which caused me to worry something hinky was going on....feel free to listen to the recording....), the second... See more

Rated 5 out of 5 stars

Tina Mershon helped me figure out the heloc process with grace and patience. I had an entire list that she spent over 40mins going over with me. She had so much knowledge on the process and was so pat... See more

Rated 5 out of 5 stars

Krishanta was absolutely amazing! Now, if I'm being honest, there was one rep I spoke to initially who wasn't helpful with any questions and was a bit rude (I wish I could remember his name), but Kris... See more


Company details

  1. Mortgage Broker
  2. Non-Bank Financial Service

About Figure

Written by the company

Figure Logo

Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.

You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.

What sets Figure's HELOC apart?

  • Apply with our 100% online application in minutes with funding in as few as 5 days.*
  • Lines of credit available from $15k - $750k*
  • Faster than a bank loan, cheaper than a personal loan.
  • 5 minute approval. No impact to your credit score.*
  • Get the funds you need now to start that home improvement project or consolidate your debt.

*Terms and conditions apply. Visit figure.com/disclosures

Find my rate


Contact info

Figure Lending

Figure Lending is the #1 non-bank HELOC lender. 5 min application.

4.8

Excellent

TrustScore 5 out of 5

5K reviews

5-star
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Rated 5 out of 5 stars

The e-notary session that I had on 4/23/26, etc.

The e-notary session that I had on 4/23/26, as well as the one my husband had on 4/25/26, were easy, and we appreciated that (both of us are signers on the Figure HELOC I applied for) . The notaries for both our sessions were friendly and professional; everything moved along quickly. The only difficulty we had was on Friday evening, 4/24, when it was my husband's turn to have his e-notary session. There seemed to be a lag time between emails he received from Figure and updates to his Figure account online that resulted in our spending more time and effort than necessary, trying to determine what we thought we might be misunderstanding or doing incorrectly. But this morning (4/25), the emails and his Figure account were all working together as they should. Since technological problems/glitches just happen sometimes, we definitely don't hold that against Figure! Except for that relatively small period of frustration, everything went very well, and we're satisfied.

April 25, 2026
Rated 5 out of 5 stars

Notary was articulate

Notary was articulate, clear in what they were going to do and what I needed to do. Better than a live notary session frankly, and more expeditious!

April 23, 2026
Rated 5 out of 5 stars

Mr Corey West one of the very best Rep’s at Figure

Upon calling into Figure to check the status of my application when Mr. Corey West answered the phone call.

Mr West is an amazing rep for this company - answered every question professionally and fully on top of his job - completely walking me thru the application to the finish line in a timely manner - completely thru to closing in a timely manner - literally within 2 days.

Such an amazing job well done by Mr. West

Once again Mr West clearly knows his job and know it very well ..

Thanks again Mr West continue doing the very best ability in your role with Figure - it shows well and is very much appreciated by the people you help daily as I’m one of them

Great job well done !!!!
Sincerely,
Tammie Green

April 21, 2026
Rated 5 out of 5 stars

notary session

Incredibly simple (even for some one not so tech savvy) and pleasant. My notary person was friendly, informative and efficient.

April 22, 2026
Rated 5 out of 5 stars

Krishanta was absolutely amazing!!

Krishanta was absolutely amazing! Now, if I'm being honest, there was one rep I spoke to initially who wasn't helpful with any questions and was a bit rude (I wish I could remember his name), but Kris - my loan officer - completely changed the game. She was absolutely amazing, patient, and a pleasure to work with. My situation wasn't straightforward, especially being self-employed, and Figure works best for those straightforward cases, but despite the difficulties, Kris and her team made my situation work. Super happy with the product/rate, service, speed, and the flexibility (which I didn't expect from a techy lender). Thank you Kris and team for an amazing experience!

April 20, 2026
Rated 5 out of 5 stars

Awesome Customer Service

Experience was just as advertised. The agent that was assigned to me was very helpful and willing to hold my hand every step of the way to ensure I understood the whole process. From start to finish was about 1 week. Received my funds very quickly. Appreciate all the help. I would recommend Figure Loan to anyone looking for a HELOC.

April 22, 2026

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